Bankinter S.A [BKT] vs Banco Santander S.A [SAN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Bankinter S.A wins in 10 metrics, Banco Santander S.A wins in 7 metrics, with 0 ties. Bankinter S.A appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricBankinter S.ABanco Santander S.ABetter
P/E Ratio (TTM)11.5810.48Banco Santander S.A
Price-to-Book Ratio1.771.30Banco Santander S.A
Debt-to-Equity Ratio1.853.37Bankinter S.A
PEG Ratio-27.901.05Bankinter S.A
Profit Margin (TTM)37.03%26.61%Bankinter S.A
Operating Margin (TTM)58.94%41.69%Bankinter S.A
EBITDA Margin (TTM)58.94%41.69%Bankinter S.A
Return on Equity16.57%13.61%Bankinter S.A
Return on Assets (TTM)0.79%0.80%Banco Santander S.A
Free Cash Flow (TTM)$1.79B$-34.75BBankinter S.A
Dividend YieldN/A3.02%N/A
1-Year Return62.04%83.48%Banco Santander S.A
Price-to-Sales Ratio (TTM)4.352.54Banco Santander S.A
Enterprise Value$3.15B$81.65BBanco Santander S.A
EV/Revenue Ratio1.191.63Bankinter S.A
Revenue per Share (TTM)$3$3Banco Santander S.A
Earnings per Share (Diluted)$1.11$0.82Bankinter S.A
Beta (Stock Volatility)0.391.32Bankinter S.A
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Bankinter S.A vs Banco Santander S.A Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bankinter S.A-0.19%-3.17%-2.87%18.11%24.15%69.75%
Banco Santander S.A1.59%-0.70%2.76%24.64%31.54%94.32%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bankinter S.A62.04%122.70%398.06%95.29%282.44%137.08%
Banco Santander S.A83.48%256.25%466.23%90.42%-2.95%-11.58%

News Based Sentiment: Bankinter S.A vs Banco Santander S.A

Bankinter S.A

News based Sentiment: NEUTRAL

Bankinter had a relatively active September, marked by strategic asset sales and a strengthened focus on sustainable finance. While these moves are positive, the overall sentiment remains neutral due to a mixed analyst outlook and a modest price target, indicating limited immediate upside.

View Bankinter S.A News Sentiment Analysis

Banco Santander S.A

News based Sentiment: MIXED

September presented a mixed picture for Santander. While the bank continued its substantial share buyback program and made strategic investments in fintech, analyst sentiment cooled slightly, leading to lowered price targets. This combination of positive and negative developments creates a nuanced investment story.

View Banco Santander S.A News Sentiment Analysis

Performance & Financial Health Analysis: Bankinter S.A vs Banco Santander S.A

MetricBKTSAN
Market Information
Market Cap i€11.55B€127.06B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,434,73119,843,280
90 Day Avg. Volume i1,213,76819,636,401
Last Close€12.82€8.69
52 Week Range€7.23 - €13.35€4.26 - €8.73
% from 52W High-3.97%-0.54%
All-Time High€72.94 (Jan 17, 2000)€13.75 (Nov 05, 2007)
% from All-Time High-82.42%-36.80%
Growth Metrics
Quarterly Revenue Growth0.07%-0.16%
Quarterly Earnings Growth-0.15%0.07%
Financial Health
Profit Margin (TTM) i0.37%0.27%
Operating Margin (TTM) i0.59%0.42%
Return on Equity (TTM) i0.17%0.14%
Debt to Equity (MRQ) i1.853.37
Cash & Liquidity
Book Value per Share (MRQ)€7.25€6.63
Cash per Share (MRQ)€22.85€28.08
Operating Cash Flow (TTM) i€1.58B€38.62B
Levered Free Cash Flow (TTM) i€922.21M€11.95B
Dividends
Last 12-Month Dividend Yield iN/A3.02%
Last 12-Month Dividend iN/A€0.21

Valuation & Enterprise Metrics Analysis: Bankinter S.A vs Banco Santander S.A

MetricBKTSAN
Price Ratios
P/E Ratio (TTM) i11.5810.48
Forward P/E i19.1816.52
PEG Ratio i-27.901.05
Price to Sales (TTM) i4.352.54
Price to Book (MRQ) i1.771.30
Market Capitalization
Market Capitalization i€11.55B€127.06B
Enterprise Value i€3.15B€81.65B
Enterprise Value Metrics
Enterprise to Revenue i1.191.63
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.391.32
Book Value per Share (MRQ) i€7.25€6.63

Financial Statements Comparison: Bankinter S.A vs Banco Santander S.A

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BKTSAN
Revenue/Sales i€744.87M€14.33B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i€378.42M€4.42B
Income Tax i€108.29M€1.04B
Net Income (Profit) i€270.14M€3.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BKTSAN
Cash & Equivalents i€11.56B€292.47B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i€9.28B€318.22B
Total Shareholders Equity i€6.05B€110.51B
Retained Earnings iN/A€98.27B
Property, Plant & Equipment iN/A€29.99B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BKTSAN
Operating Cash Flow iN/A€10.20B
Capital Expenditures iN/A€-636.00M
Free Cash Flow i€-157.17M€7.21B
Debt Repayment iN/A€-1.71B
Common Stock Repurchase iN/A€-146.00M

Short Interest & Institutional Ownership Analysis

MetricBKTSAN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i1,434,73119,843,280
Average Daily Volume (90 Day) i1,213,76819,636,401
Shares Outstanding i898.68M15.14B
Float Shares i609.97M14.82B
% Held by Insiders i0.29%0.00%
% Held by Institutions i0.42%0.36%

Dividend Analysis & Yield Comparison: Bankinter S.A vs Banco Santander S.A

MetricBKTSAN
Last 12-Month Dividend iN/A€0.21
Last 12-Month Dividend Yield iN/A3.02%
3-Year Avg Annual Dividend iN/A€0.17
3-Year Avg Dividend Yield iN/A2.05%
3-Year Total Dividends iN/A€0.51
Ex-Dividend DateN/AApr 29, 2025