Available Finance [AVAILFC] vs Indian Railway [IRFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Available Finance wins in 9 metrics, Indian Railway wins in 10 metrics, with 0 ties. Indian Railway appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricAvailable FinanceIndian RailwayBetter
P/E Ratio (TTM)1.5824.63Available Finance
Price-to-Book Ratio0.143.02Available Finance
Debt-to-Equity Ratio0.00748.58Available Finance
PEG Ratio0.282.29Available Finance
EV/EBITDA563.4939.37Indian Railway
Profit Margin (TTM)18,491.87%97.62%Available Finance
Operating Margin (TTM)31.07%97.65%Indian Railway
EBITDA Margin (TTM)31.07%97.65%Indian Railway
Return on Equity8.71%12.68%Indian Railway
Return on Assets (TTM)8.71%1.39%Available Finance
Free Cash Flow (TTM)$849,350$82.29BIndian Railway
Dividend YieldN/A1.69%N/A
1-Year Return-55.16%-16.61%Indian Railway
Price-to-Sales Ratio (TTM)291.8124.07Indian Railway
Enterprise Value$1.67B$5,708.65BIndian Railway
EV/Revenue Ratio290.3783.54Indian Railway
Gross Profit Margin (TTM)82.28%25.69%Available Finance
Revenue per Share (TTM)$1$5Indian Railway
Earnings per Share (Diluted)$104.12$5.11Available Finance
Beta (Stock Volatility)-0.380.30Available Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Available Finance vs Indian Railway Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Available Finance0.43%5.07%-2.71%-16.70%-13.89%-51.67%
Indian Railway-2.19%2.89%2.01%-8.27%3.81%-15.48%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Available Finance-55.16%-34.79%3,776.78%5,914.71%834.86%2,233.81%
Indian Railway-16.61%493.83%412.42%412.42%412.42%412.42%

News Based Sentiment: Available Finance vs Indian Railway

Available Finance

News based Sentiment: MIXED

October saw a short-term price increase for Available Finance Ltd., but this was followed by volatility and a slight decline. The company focused on regulatory compliance with auditor appointments and certificate submissions, creating a mixed investment picture. The longer-term downtrend remains a significant concern for investors.

View Available Finance News Sentiment Analysis

Indian Railway

News based Sentiment: POSITIVE

IRFC delivered a strong Q1 FY26 with increased profits and revenue, secured significant loan agreements, and benefited from government approvals for railway projects. These developments signal positive momentum and growth potential, making it a noteworthy month for investors.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: Available Finance vs Indian Railway

MetricAVAILFCIRFC
Market Information
Market Cap i₹1.68B₹1.64T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i12,6776,482,655
90 Day Avg. Volume i10,0517,978,584
Last Close₹164.30₹124.30
52 Week Range₹150.15 - ₹352.60₹108.04 - ₹166.90
% from 52W High-53.40%-25.52%
All-Time High₹471.00 (Sep 23, 2024)₹229.00 (Jul 15, 2024)
% from All-Time High-65.12%-45.72%
Growth Metrics
Quarterly Revenue Growth0.06%0.11%
Quarterly Earnings Growth0.06%0.11%
Financial Health
Profit Margin (TTM) i184.92%0.98%
Operating Margin (TTM) i0.31%0.98%
Return on Equity (TTM) i0.09%0.13%
Debt to Equity (MRQ) i0.00748.58
Cash & Liquidity
Book Value per Share (MRQ)₹1,172.27₹41.65
Cash per Share (MRQ)₹0.11₹0.77
Operating Cash Flow (TTM) i₹1.54M₹50.56B
Levered Free Cash Flow (TTM) i₹1.04B₹65.02B
Dividends
Last 12-Month Dividend Yield iN/A1.69%
Last 12-Month Dividend iN/A₹2.30

Valuation & Enterprise Metrics Analysis: Available Finance vs Indian Railway

MetricAVAILFCIRFC
Price Ratios
P/E Ratio (TTM) i1.5824.63
Forward P/E iN/A24.68
PEG Ratio i0.282.29
Price to Sales (TTM) i291.8124.07
Price to Book (MRQ) i0.143.02
Market Capitalization
Market Capitalization i₹1.68B₹1.64T
Enterprise Value i₹1.67B₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i290.3783.54
Enterprise to EBITDA i563.4939.37
Risk & Other Metrics
Beta i-0.380.30
Book Value per Share (MRQ) i₹1,172.27₹41.65

Financial Statements Comparison: Available Finance vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)AVAILFCIRFC
Revenue/Sales i₹1.48M₹69.01B
Cost of Goods Sold i₹263,000₹51.28B
Gross Profit i₹1.22M₹17.73B
Research & Development iN/AN/A
Operating Income (EBIT) i₹459,000₹17.43B
EBITDA i₹463,000₹17.44B
Pre-Tax Income i₹462,000₹17.46B
Income Tax i₹121,000₹0
Net Income (Profit) i₹374.87M₹17.46B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)AVAILFCIRFC
Cash & Equivalents i₹1.10M₹1.72B
Total Current Assets i₹81.61M₹2.87T
Total Current Liabilities i₹600,570₹83.30M
Long-Term Debt iN/A₹4.05T
Total Shareholders Equity i₹11.96B₹544.24B
Retained Earnings i₹11.10BN/A
Property, Plant & Equipment iN/A₹128.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)AVAILFCIRFC
Operating Cash Flow iN/A₹14.22B
Capital Expenditures iN/A₹-2.40M
Free Cash Flow iN/A₹14.67B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricAVAILFCIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i12,6776,482,655
Average Daily Volume (90 Day) i10,0517,978,584
Shares Outstanding i10.20M13.07B
Float Shares i2.26M1.78B
% Held by Insiders i0.75%0.86%
% Held by Institutions i0.00%0.02%

Dividend Analysis & Yield Comparison: Available Finance vs Indian Railway

MetricAVAILFCIRFC
Last 12-Month Dividend iN/A₹2.30
Last 12-Month Dividend Yield iN/A1.69%
3-Year Avg Annual Dividend iN/A₹1.74
3-Year Avg Dividend Yield iN/A1.33%
3-Year Total Dividends iN/A₹5.23
Ex-Dividend DateN/AMar 21, 2025