Banas Finance [BANASFN] vs Indian Railway [IRFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Banas Finance wins in 10 metrics, Indian Railway wins in 9 metrics, with 0 ties. Banas Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricBanas FinanceIndian RailwayBetter
P/E Ratio (TTM)13.2924.63Banas Finance
Price-to-Book Ratio0.433.02Banas Finance
Debt-to-Equity Ratio0.47748.58Banas Finance
PEG Ratio-0.062.29Banas Finance
EV/EBITDA7.5239.37Banas Finance
Profit Margin (TTM)-4.91%97.62%Indian Railway
Operating Margin (TTM)63.24%97.65%Indian Railway
EBITDA Margin (TTM)63.24%97.65%Indian Railway
Return on Equity-10.77%12.68%Indian Railway
Return on Assets (TTM)-10.72%1.39%Indian Railway
Free Cash Flow (TTM)$-2.74M$82.29BIndian Railway
Dividend YieldN/A1.69%N/A
1-Year Return-16.03%-17.82%Banas Finance
Price-to-Sales Ratio (TTM)1.6124.07Banas Finance
Enterprise Value$696.65M$5,708.65BIndian Railway
EV/Revenue Ratio1.4583.54Banas Finance
Gross Profit Margin (TTM)4.57%25.69%Indian Railway
Revenue per Share (TTM)$5$5Banas Finance
Earnings per Share (Diluted)$-0.97$5.11Indian Railway
Beta (Stock Volatility)0.010.30Banas Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Banas Finance vs Indian Railway Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Banas Finance-0.81%3.00%-7.53%-4.87%6.71%-15.95%
Indian Railway-0.48%0.79%0.54%-9.60%2.30%-16.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Banas Finance-16.03%-47.14%77.85%-31.83%-8.32%-8.32%
Indian Railway-17.82%485.23%405.00%405.00%405.00%405.00%

News Based Sentiment: Banas Finance vs Indian Railway

Banas Finance

News based Sentiment: MIXED

The month presented a mixed picture for Banas Finance, with positive news from the AGM and a slight stock increase offset by concerning annual loss projections and fluctuating share prices. The company is navigating regulatory requirements while facing profitability challenges, making it a cautiously watched investment.

View Banas Finance News Sentiment Analysis

Indian Railway

News based Sentiment: MIXED

IRFC is demonstrating strong business development through significant loan agreements in the power sector, but this is offset by a concerning 16% decline in share price during 2025. The upcoming earnings release will be crucial in determining whether the company can overcome these challenges and deliver value to investors.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: Banas Finance vs Indian Railway

MetricBANASFNIRFC
Market Information
Market Cap i₹807.65M₹1.64T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i34,8986,482,655
90 Day Avg. Volume i32,4947,978,584
Last Close₹8.59₹125.24
52 Week Range₹6.40 - ₹10.80₹108.04 - ₹166.90
% from 52W High-20.46%-24.96%
All-Time High₹723.50 (Oct 28, 2013)₹229.00 (Jul 15, 2024)
% from All-Time High-98.81%-45.31%
Growth Metrics
Quarterly Revenue Growth3.18%0.11%
Quarterly Earnings Growth1.07%0.11%
Financial Health
Profit Margin (TTM) i-0.05%0.98%
Operating Margin (TTM) i0.63%0.98%
Return on Equity (TTM) i-0.11%0.13%
Debt to Equity (MRQ) i0.47748.58
Cash & Liquidity
Book Value per Share (MRQ)₹20.28₹41.65
Cash per Share (MRQ)₹0.98₹0.77
Operating Cash Flow (TTM) i₹-397,606,000₹50.56B
Levered Free Cash Flow (TTM) i₹-195,696,000₹65.02B
Dividends
Last 12-Month Dividend Yield iN/A1.69%
Last 12-Month Dividend iN/A₹2.30

Valuation & Enterprise Metrics Analysis: Banas Finance vs Indian Railway

MetricBANASFNIRFC
Price Ratios
P/E Ratio (TTM) i13.2924.63
Forward P/E iN/A24.68
PEG Ratio i-0.062.29
Price to Sales (TTM) i1.6124.07
Price to Book (MRQ) i0.433.02
Market Capitalization
Market Capitalization i₹807.65M₹1.64T
Enterprise Value i₹696.65M₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i1.4583.54
Enterprise to EBITDA i7.5239.37
Risk & Other Metrics
Beta i0.010.30
Book Value per Share (MRQ) i₹20.28₹41.65

Financial Statements Comparison: Banas Finance vs Indian Railway

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BANASFNIRFC
Revenue/Sales i₹92.64M₹69.01B
Cost of Goods Sold i₹88.41M₹51.28B
Gross Profit i₹4.23M₹17.73B
Research & Development iN/AN/A
Operating Income (EBIT) i₹125.64M₹17.43B
EBITDA i₹155.78M₹17.44B
Pre-Tax Income i₹95.54M₹17.46B
Income Tax i₹0₹0
Net Income (Profit) i₹106.34M₹17.46B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BANASFNIRFC
Cash & Equivalents i₹46.07M₹1.72B
Total Current Assets i₹1.13B₹2.87T
Total Current Liabilities i₹840,000₹83.30M
Long-Term Debt i₹8.60M₹4.05T
Total Shareholders Equity i₹1.82B₹544.24B
Retained Earnings i₹-232.09MN/A
Property, Plant & Equipment i₹103,000₹128.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BANASFNIRFC
Operating Cash Flow iN/A₹14.22B
Capital Expenditures iN/A₹-2.40M
Free Cash Flow iN/A₹14.67B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBANASFNIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i34,8986,482,655
Average Daily Volume (90 Day) i32,4947,978,584
Shares Outstanding i89.58M13.07B
Float Shares i27.62M1.78B
% Held by Insiders i0.77%0.86%
% Held by Institutions i0.00%0.02%

Dividend Analysis & Yield Comparison: Banas Finance vs Indian Railway

MetricBANASFNIRFC
Last 12-Month Dividend iN/A₹2.30
Last 12-Month Dividend Yield iN/A1.69%
3-Year Avg Annual Dividend iN/A₹1.74
3-Year Avg Dividend Yield iN/A1.33%
3-Year Total Dividends iN/A₹5.23
Ex-Dividend DateN/AMar 21, 2025