Emerald Finance [EMERALD] vs Indian Railway [IRFC] Detailed Stock Comparison
Emerald Finance
BSE
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Indian Railway
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Emerald Finance wins in 10 metrics, Indian Railway wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Emerald Finance | Indian Railway | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 25.75 | 23.71 | Indian Railway |
| Price-to-Book Ratio | 3.08 | 2.97 | Indian Railway |
| Debt-to-Equity Ratio | 18.13 | 748.58 | Emerald Finance |
| PEG Ratio | 0.41 | 2.21 | Emerald Finance |
| EV/EBITDA | 15.39 | 39.16 | Emerald Finance |
| Profit Margin (TTM) | 43.40% | 97.62% | Indian Railway |
| Operating Margin (TTM) | 73.73% | 97.65% | Indian Railway |
| EBITDA Margin (TTM) | 73.73% | 97.65% | Indian Railway |
| Return on Equity | 10.51% | 12.68% | Indian Railway |
| Return on Assets (TTM) | 8.55% | 1.39% | Emerald Finance |
| Free Cash Flow (TTM) | $-136.05M | $82.29B | Indian Railway |
| Dividend Yield | 0.19% | 1.69% | Indian Railway |
| 1-Year Return | 10.40% | -17.45% | Emerald Finance |
| Price-to-Sales Ratio (TTM) | 10.91 | 23.62 | Emerald Finance |
| Enterprise Value | $2.63B | $5,678.07B | Indian Railway |
| EV/Revenue Ratio | 11.00 | 83.09 | Emerald Finance |
| Gross Profit Margin (TTM) | 71.66% | 25.69% | Emerald Finance |
| Revenue per Share (TTM) | $7 | $5 | Emerald Finance |
| Earnings per Share (Diluted) | $2.93 | $5.21 | Indian Railway |
| Beta (Stock Volatility) | 0.12 | 0.31 | Emerald Finance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Emerald Finance vs Indian Railway Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Emerald Finance | 4.15% | 1.64% | 6.02% | -1.80% | -24.12% | -38.81% |
| Indian Railway | 0.37% | -0.04% | 4.15% | -11.28% | 0.93% | -16.50% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Emerald Finance | 10.40% | 287.04% | 681.79% | 651.87% | 823.27% | 823.27% |
| Indian Railway | -17.45% | 488.01% | 406.21% | 406.21% | 406.21% | 406.21% |
News Based Sentiment: Emerald Finance vs Indian Railway
Emerald Finance
News based Sentiment: NEGATIVE
September saw Emerald Finance actively expanding its Early-Wage-Access program through multiple partnerships, but this was significantly offset by a consistent decline in the stock price and waning investor confidence. The disconnect between business development and market sentiment creates a concerning investment picture, making this a month of mixed signals and increased risk.
Indian Railway
News based Sentiment: MIXED
September was a month of contrasts for IRFC. While the company continues to benefit from significant government investment in the railway sector and reported positive Q1 earnings, its stock price experienced a notable decline and analysts issued cautious forecasts. This mixed performance creates a complex investment picture, requiring careful consideration of both opportunities and risks.
Performance & Financial Health Analysis: Emerald Finance vs Indian Railway
| Metric | EMERALD | IRFC |
|---|---|---|
| Market Information | ||
| Market Cap | ₹2.61B | ₹1.67T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 44,078 | 7,567,832 |
| 90 Day Avg. Volume | 89,488 | 8,295,051 |
| Last Close | ₹78.57 | ₹126.00 |
| 52 Week Range | ₹70.04 - ₹167.65 | ₹108.04 - ₹166.90 |
| % from 52W High | -53.13% | -24.51% |
| All-Time High | ₹167.65 (Jan 13, 2025) | ₹229.00 (Jul 15, 2024) |
| % from All-Time High | -53.13% | -44.98% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.53% | 0.11% |
| Quarterly Earnings Growth | 0.86% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.98% |
| Operating Margin (TTM) | 0.74% | 0.98% |
| Return on Equity (TTM) | 0.11% | 0.13% |
| Debt to Equity (MRQ) | 18.13 | 748.58 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹24.46 | ₹41.65 |
| Cash per Share (MRQ) | ₹5.08 | ₹0.77 |
| Operating Cash Flow (TTM) | ₹-115,063,500 | ₹50.56B |
| Levered Free Cash Flow (TTM) | ₹90.39M | ₹65.02B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.19% | 1.69% |
| Last 12-Month Dividend | ₹0.15 | ₹2.30 |
Valuation & Enterprise Metrics Analysis: Emerald Finance vs Indian Railway
| Metric | EMERALD | IRFC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 25.75 | 23.71 |
| Forward P/E | N/A | 24.22 |
| PEG Ratio | 0.41 | 2.21 |
| Price to Sales (TTM) | 10.91 | 23.62 |
| Price to Book (MRQ) | 3.08 | 2.97 |
| Market Capitalization | ||
| Market Capitalization | ₹2.61B | ₹1.67T |
| Enterprise Value | ₹2.63B | ₹5.68T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 11.00 | 83.09 |
| Enterprise to EBITDA | 15.39 | 39.16 |
| Risk & Other Metrics | ||
| Beta | 0.12 | 0.31 |
| Book Value per Share (MRQ) | ₹24.46 | ₹41.65 |
Financial Statements Comparison: Emerald Finance vs Indian Railway
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | EMERALD | IRFC |
|---|---|---|
| Revenue/Sales | ₹67.14M | ₹69.01B |
| Cost of Goods Sold | ₹19.03M | ₹51.28B |
| Gross Profit | ₹48.11M | ₹17.73B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹42.38M | ₹17.43B |
| EBITDA | ₹42.38M | ₹17.44B |
| Pre-Tax Income | ₹42.66M | ₹17.46B |
| Income Tax | ₹10.74M | ₹0 |
| Net Income (Profit) | ₹31.92M | ₹17.46B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | EMERALD | IRFC |
|---|---|---|
| Cash & Equivalents | ₹184.36M | ₹1.72B |
| Total Current Assets | ₹1.05B | ₹2.87T |
| Total Current Liabilities | ₹55.18M | ₹83.30M |
| Long-Term Debt | ₹141.67M | ₹4.05T |
| Total Shareholders Equity | ₹860.30M | ₹544.24B |
| Retained Earnings | ₹171.16M | N/A |
| Property, Plant & Equipment | ₹3.87M | ₹128.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | EMERALD | IRFC |
|---|---|---|
| Operating Cash Flow | N/A | ₹14.22B |
| Capital Expenditures | N/A | ₹-2.40M |
| Free Cash Flow | N/A | ₹14.67B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | EMERALD | IRFC |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 44,078 | 7,567,832 |
| Average Daily Volume (90 Day) | 89,488 | 8,295,051 |
| Shares Outstanding | 34.54M | 13.07B |
| Float Shares | 10.27M | 1.78B |
| % Held by Insiders | 0.69% | 0.86% |
| % Held by Institutions | 0.00% | 0.02% |
Dividend Analysis & Yield Comparison: Emerald Finance vs Indian Railway
| Metric | EMERALD | IRFC |
|---|---|---|
| Last 12-Month Dividend | ₹0.15 | ₹2.30 |
| Last 12-Month Dividend Yield | 0.19% | 1.69% |
| 3-Year Avg Annual Dividend | ₹0.12 | ₹1.74 |
| 3-Year Avg Dividend Yield | 0.21% | 1.33% |
| 3-Year Total Dividends | ₹0.35 | ₹5.23 |
| Ex-Dividend Date | Sep 23, 2025 | Mar 21, 2025 |