India Finsec [IFINSEC] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

India Finsec

Bajaj Finance
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: India Finsec wins in 8 metrics, Bajaj Finance wins in 9 metrics, with 0 ties. Bajaj Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | India Finsec | Bajaj Finance | Better |
---|---|---|---|
P/E Ratio (TTM) | 21.78 | 35.21 | India Finsec |
Price-to-Book Ratio | 4.03 | 6.35 | India Finsec |
Debt-to-Equity Ratio | 122.89 | 294.16 | India Finsec |
PEG Ratio | 4.79 | -0.40 | Bajaj Finance |
EV/EBITDA | 25.03 | N/A | N/A |
Profit Margin (TTM) | 48.71% | 44.94% | India Finsec |
Operating Margin (TTM) | 57.53% | 60.70% | Bajaj Finance |
EBITDA Margin (TTM) | 57.53% | 60.70% | Bajaj Finance |
Return on Equity | 7.31% | 20.08% | Bajaj Finance |
Return on Assets (TTM) | 3.24% | 3.57% | Bajaj Finance |
Free Cash Flow (TTM) | $-312.68M | $-692.36B | India Finsec |
Dividend Yield | N/A | 10.01% | N/A |
1-Year Return | 15.16% | 38.17% | Bajaj Finance |
Price-to-Sales Ratio (TTM) | -12.69 | 15.86 | India Finsec |
Enterprise Value | $6.91B | $8,970.82B | Bajaj Finance |
EV/Revenue Ratio | -19.13 | 23.14 | India Finsec |
Gross Profit Margin (TTM) | 46.19% | N/A | N/A |
Revenue per Share (TTM) | $-13 | $63 | Bajaj Finance |
Earnings per Share (Diluted) | $7.21 | $28.11 | Bajaj Finance |
Beta (Stock Volatility) | 0.37 | 0.50 | India Finsec |
India Finsec vs Bajaj Finance Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
India Finsec | 6.43% | -4.51% | 8.93% | 19.19% | 12.22% | 11.44% |
Bajaj Finance | 1.93% | 1.81% | 6.84% | 9.11% | 17.75% | 45.47% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
India Finsec | 15.16% | 366.76% | 1,010.30% | 2,519.12% | 1,419.09% | 1,419.09% |
Bajaj Finance | 38.17% | 38.73% | 212.22% | 1,918.61% | 13,122.80% | 30,847.85% |
News Based Sentiment: India Finsec vs Bajaj Finance
India Finsec
News based Sentiment: POSITIVE
October saw India Finsec experience a significant stock rally, hitting a new 52-week high, alongside the release of solid financial results. While some technical indicators are mixed, the overall trend suggests improving investor sentiment and growth potential, making this a noteworthy month for the company.
Bajaj Finance
News based Sentiment: MIXED
The month presented a mixed bag for Bajaj Finance, with an initial share price decline offset by increased holdings from promoters and FIIs. While the price dip is a concern, the increased confidence from key stakeholders suggests potential resilience and future growth, making it a moderately significant month for investors.
Performance & Financial Health Analysis: India Finsec vs Bajaj Finance
Metric | IFINSEC | BAJFINANCE |
---|---|---|
Market Information | ||
Market Cap | ₹4.58B | ₹6.22T |
Market Cap Category | Small cap | Large cap |
10 Day Avg. Volume | 535 | 7,436,601 |
90 Day Avg. Volume | 415 | 7,340,366 |
Last Close | ₹167.10 | ₹1,008.90 |
52 Week Range | ₹125.00 - ₹210.00 | ₹645.10 - ₹1,036.00 |
% from 52W High | -20.43% | -2.62% |
All-Time High | ₹210.00 (Oct 01, 2025) | ₹9,788.00 (Jun 09, 2025) |
% from All-Time High | -20.43% | -89.69% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.09% | 0.20% |
Quarterly Earnings Growth | 0.50% | 0.20% |
Financial Health | ||
Profit Margin (TTM) | 0.49% | 0.45% |
Operating Margin (TTM) | 0.58% | 0.61% |
Return on Equity (TTM) | 0.07% | 0.20% |
Debt to Equity (MRQ) | 122.89 | 294.16 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | ₹39.00 | ₹155.75 |
Cash per Share (MRQ) | ₹4.14 | ₹17.15 |
Operating Cash Flow (TTM) | ₹-690,859,540 | ₹-147,267,100,000 |
Levered Free Cash Flow (TTM) | ₹117.61M | ₹166.38B |
Dividends | ||
Last 12-Month Dividend Yield | N/A | 10.01% |
Last 12-Month Dividend | N/A | ₹92.00 |
Valuation & Enterprise Metrics Analysis: India Finsec vs Bajaj Finance
Metric | IFINSEC | BAJFINANCE |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 21.78 | 35.21 |
Forward P/E | N/A | 23.59 |
PEG Ratio | 4.79 | -0.40 |
Price to Sales (TTM) | -12.69 | 15.86 |
Price to Book (MRQ) | 4.03 | 6.35 |
Market Capitalization | ||
Market Capitalization | ₹4.58B | ₹6.22T |
Enterprise Value | ₹6.91B | ₹8.97T |
Enterprise Value Metrics | ||
Enterprise to Revenue | -19.13 | 23.14 |
Enterprise to EBITDA | 25.03 | N/A |
Risk & Other Metrics | ||
Beta | 0.37 | 0.50 |
Book Value per Share (MRQ) | ₹39.00 | ₹155.75 |
Financial Statements Comparison: India Finsec vs Bajaj Finance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | IFINSEC | BAJFINANCE |
---|---|---|
Revenue/Sales | ₹183.08M | ₹118.43B |
Cost of Goods Sold | ₹98.51M | N/A |
Gross Profit | ₹84.57M | N/A |
Research & Development | N/A | N/A |
Operating Income (EBIT) | ₹69.10M | N/A |
EBITDA | ₹75.58M | N/A |
Pre-Tax Income | ₹70.28M | ₹63.68B |
Income Tax | ₹16.69M | ₹16.02B |
Net Income (Profit) | ₹53.59M | ₹47.65B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | IFINSEC | BAJFINANCE |
---|---|---|
Cash & Equivalents | ₹120.85M | ₹107.68B |
Total Current Assets | ₹3.48B | N/A |
Total Current Liabilities | ₹36.41M | N/A |
Long-Term Debt | ₹1.98B | ₹2.75T |
Total Shareholders Equity | ₹1.61B | ₹989.37B |
Retained Earnings | ₹263.51M | ₹517.83B |
Property, Plant & Equipment | ₹0 | ₹5.52B |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | IFINSEC | BAJFINANCE |
---|---|---|
Operating Cash Flow | N/A | N/A |
Capital Expenditures | N/A | N/A |
Free Cash Flow | N/A | N/A |
Debt Repayment | N/A | N/A |
Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
Metric | IFINSEC | BAJFINANCE |
---|---|---|
Shares Short | N/A | N/A |
Short Ratio | N/A | N/A |
Short % of Float | N/A | N/A |
Average Daily Volume (10 Day) | 535 | 7,436,601 |
Average Daily Volume (90 Day) | 415 | 7,340,366 |
Shares Outstanding | 29.19M | 6.21B |
Float Shares | 4.43M | 2.64B |
% Held by Insiders | 0.81% | 0.55% |
% Held by Institutions | 0.07% | 0.25% |
Dividend Analysis & Yield Comparison: India Finsec vs Bajaj Finance
Metric | IFINSEC | BAJFINANCE |
---|---|---|
Last 12-Month Dividend | N/A | ₹92.00 |
Last 12-Month Dividend Yield | N/A | 10.01% |
3-Year Avg Annual Dividend | N/A | ₹47.33 |
3-Year Avg Dividend Yield | N/A | 1.22% |
3-Year Total Dividends | N/A | ₹142.00 |
Ex-Dividend Date | N/A | May 30, 2025 |