India Finsec [IFINSEC] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: India Finsec wins in 9 metrics, Bajaj Finance wins in 6 metrics, with 0 ties. India Finsec appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricIndia FinsecBajaj FinanceBetter
P/E Ratio (TTM)21.7331.36India Finsec
Price-to-Book Ratio3.975.65India Finsec
Debt-to-Equity Ratio122.89294.16India Finsec
PEG RatioN/A-0.35N/A
EV/EBITDA25.55N/AN/A
Profit Margin (TTM)44.96%44.94%India Finsec
Operating Margin (TTM)-7.59%60.70%Bajaj Finance
EBITDA Margin (TTM)N/A60.70%N/A
Return on Equity13.43%20.08%Bajaj Finance
Return on Assets (TTM)5.44%3.57%India Finsec
Free Cash Flow (TTM)$-312.68M$-692.36BIndia Finsec
Dividend YieldN/A10.01%N/A
1-Year Return17.00%32.83%Bajaj Finance
Price-to-Sales Ratio (TTM)-12.6914.09India Finsec
Enterprise Value$6.59B$8,283.89BBajaj Finance
EV/Revenue Ratio-17.7721.36India Finsec
Gross Profit Margin (TTM)42.40%N/AN/A
Revenue per Share (TTM)$-14$63Bajaj Finance
Earnings per Share (Diluted)$7.13$28.04Bajaj Finance
Beta (Stock Volatility)0.350.48India Finsec
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

India Finsec vs Bajaj Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
India Finsec4.14%4.36%12.50%-1.36%1.33%1.43%
Bajaj Finance0.28%-0.24%-4.93%-2.18%3.74%26.76%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
India Finsec17.00%573.01%2,495.56%1,789.44%1,282.73%1,282.73%
Bajaj Finance32.83%20.27%163.91%1,524.35%14,978.90%31,073.76%

Performance & Financial Health Analysis: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Market Information
Market Cap i₹4.71B₹5.46T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i4796,310,708
90 Day Avg. Volume i5106,721,030
Last Close₹152.10₹879.10
52 Week Range₹115.55 - ₹198.95₹642.50 - ₹978.80
% from 52W High-23.55%-10.19%
All-Time High₹198.95 (Nov 04, 2024)₹9,788.00 (Jun 09, 2025)
% from All-Time High-23.55%-91.02%
Growth Metrics
Quarterly Revenue Growth-0.03%0.20%
Quarterly Earnings Growth0.63%0.20%
Financial Health
Profit Margin (TTM) i0.45%0.45%
Operating Margin (TTM) i-0.08%0.61%
Return on Equity (TTM) i0.13%0.20%
Debt to Equity (MRQ) i122.89294.16
Cash & Liquidity
Book Value per Share (MRQ)₹39.00₹155.75
Cash per Share (MRQ)₹4.14₹17.15
Operating Cash Flow (TTM) i₹-286,112,992₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹119.86M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Price Ratios
P/E Ratio (TTM) i21.7331.36
Forward P/E iN/A21.67
PEG Ratio iN/A-0.35
Price to Sales (TTM) i-12.6914.09
Price to Book (MRQ) i3.975.65
Market Capitalization
Market Capitalization i₹4.71B₹5.46T
Enterprise Value i₹6.59B₹8.28T
Enterprise Value Metrics
Enterprise to Revenue i-17.7721.36
Enterprise to EBITDA i25.55N/A
Risk & Other Metrics
Beta i0.350.48
Book Value per Share (MRQ) i₹39.00₹155.75

Financial Statements Comparison: India Finsec vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Revenue/Sales i₹178.87M₹118.43B
Cost of Goods Sold i₹103.03MN/A
Gross Profit i₹75.84MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹58.86MN/A
EBITDA i₹66.00MN/A
Pre-Tax Income i₹59.91M₹63.68B
Income Tax i₹14.19M₹16.02B
Net Income (Profit) i₹45.72M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Cash & Equivalents i₹120.86M₹107.68B
Total Current Assets i₹3.46BN/A
Total Current Liabilities i₹9.59MN/A
Long-Term Debt i₹1.98B₹2.75T
Total Shareholders Equity i₹1.61B₹989.37B
Retained Earnings iN/A₹517.83B
Property, Plant & Equipment iN/A₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricIFINSECBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i4796,310,708
Average Daily Volume (90 Day) i5106,721,030
Shares Outstanding i29.19M6.21B
Float Shares i3.44M2.64B
% Held by Insiders i0.82%0.55%
% Held by Institutions i0.07%0.26%

Dividend Analysis & Yield Comparison: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025