India Finsec [IFINSEC] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: India Finsec wins in 8 metrics, Bajaj Finance wins in 9 metrics, with 0 ties. Bajaj Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricIndia FinsecBajaj FinanceBetter
P/E Ratio (TTM)21.7835.21India Finsec
Price-to-Book Ratio4.036.35India Finsec
Debt-to-Equity Ratio122.89294.16India Finsec
PEG Ratio4.79-0.40Bajaj Finance
EV/EBITDA25.03N/AN/A
Profit Margin (TTM)48.71%44.94%India Finsec
Operating Margin (TTM)57.53%60.70%Bajaj Finance
EBITDA Margin (TTM)57.53%60.70%Bajaj Finance
Return on Equity7.31%20.08%Bajaj Finance
Return on Assets (TTM)3.24%3.57%Bajaj Finance
Free Cash Flow (TTM)$-312.68M$-692.36BIndia Finsec
Dividend YieldN/A10.01%N/A
1-Year Return15.16%38.17%Bajaj Finance
Price-to-Sales Ratio (TTM)-12.6915.86India Finsec
Enterprise Value$6.91B$8,970.82BBajaj Finance
EV/Revenue Ratio-19.1323.14India Finsec
Gross Profit Margin (TTM)46.19%N/AN/A
Revenue per Share (TTM)$-13$63Bajaj Finance
Earnings per Share (Diluted)$7.21$28.11Bajaj Finance
Beta (Stock Volatility)0.370.50India Finsec
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

India Finsec vs Bajaj Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
India Finsec6.43%-4.51%8.93%19.19%12.22%11.44%
Bajaj Finance1.93%1.81%6.84%9.11%17.75%45.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
India Finsec15.16%366.76%1,010.30%2,519.12%1,419.09%1,419.09%
Bajaj Finance38.17%38.73%212.22%1,918.61%13,122.80%30,847.85%

News Based Sentiment: India Finsec vs Bajaj Finance

India Finsec

News based Sentiment: POSITIVE

October saw India Finsec experience a significant stock rally, hitting a new 52-week high, alongside the release of solid financial results. While some technical indicators are mixed, the overall trend suggests improving investor sentiment and growth potential, making this a noteworthy month for the company.

View India Finsec News Sentiment Analysis

Bajaj Finance

News based Sentiment: MIXED

The month presented a mixed bag for Bajaj Finance, with an initial share price decline offset by increased holdings from promoters and FIIs. While the price dip is a concern, the increased confidence from key stakeholders suggests potential resilience and future growth, making it a moderately significant month for investors.

View Bajaj Finance News Sentiment Analysis

Performance & Financial Health Analysis: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Market Information
Market Cap i₹4.58B₹6.22T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i5357,436,601
90 Day Avg. Volume i4157,340,366
Last Close₹167.10₹1,008.90
52 Week Range₹125.00 - ₹210.00₹645.10 - ₹1,036.00
% from 52W High-20.43%-2.62%
All-Time High₹210.00 (Oct 01, 2025)₹9,788.00 (Jun 09, 2025)
% from All-Time High-20.43%-89.69%
Growth Metrics
Quarterly Revenue Growth0.09%0.20%
Quarterly Earnings Growth0.50%0.20%
Financial Health
Profit Margin (TTM) i0.49%0.45%
Operating Margin (TTM) i0.58%0.61%
Return on Equity (TTM) i0.07%0.20%
Debt to Equity (MRQ) i122.89294.16
Cash & Liquidity
Book Value per Share (MRQ)₹39.00₹155.75
Cash per Share (MRQ)₹4.14₹17.15
Operating Cash Flow (TTM) i₹-690,859,540₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹117.61M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Price Ratios
P/E Ratio (TTM) i21.7835.21
Forward P/E iN/A23.59
PEG Ratio i4.79-0.40
Price to Sales (TTM) i-12.6915.86
Price to Book (MRQ) i4.036.35
Market Capitalization
Market Capitalization i₹4.58B₹6.22T
Enterprise Value i₹6.91B₹8.97T
Enterprise Value Metrics
Enterprise to Revenue i-19.1323.14
Enterprise to EBITDA i25.03N/A
Risk & Other Metrics
Beta i0.370.50
Book Value per Share (MRQ) i₹39.00₹155.75

Financial Statements Comparison: India Finsec vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Revenue/Sales i₹183.08M₹118.43B
Cost of Goods Sold i₹98.51MN/A
Gross Profit i₹84.57MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹69.10MN/A
EBITDA i₹75.58MN/A
Pre-Tax Income i₹70.28M₹63.68B
Income Tax i₹16.69M₹16.02B
Net Income (Profit) i₹53.59M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Cash & Equivalents i₹120.85M₹107.68B
Total Current Assets i₹3.48BN/A
Total Current Liabilities i₹36.41MN/A
Long-Term Debt i₹1.98B₹2.75T
Total Shareholders Equity i₹1.61B₹989.37B
Retained Earnings i₹263.51M₹517.83B
Property, Plant & Equipment i₹0₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)IFINSECBAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricIFINSECBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i5357,436,601
Average Daily Volume (90 Day) i4157,340,366
Shares Outstanding i29.19M6.21B
Float Shares i4.43M2.64B
% Held by Insiders i0.81%0.55%
% Held by Institutions i0.07%0.25%

Dividend Analysis & Yield Comparison: India Finsec vs Bajaj Finance

MetricIFINSECBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025