India Finsec [IFINSEC] vs Indian Railway [IRFC] Detailed Stock Comparison

India Finsec

BSE
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Indian Railway

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: India Finsec wins in 9 metrics, Indian Railway wins in 10 metrics, with 0 ties. Indian Railway appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricIndia FinsecIndian RailwayBetter
P/E Ratio (TTM)21.7824.63India Finsec
Price-to-Book Ratio4.033.02Indian Railway
Debt-to-Equity Ratio122.89748.58India Finsec
PEG Ratio4.792.29Indian Railway
EV/EBITDA25.0339.37India Finsec
Profit Margin (TTM)48.71%97.62%Indian Railway
Operating Margin (TTM)57.53%97.65%Indian Railway
EBITDA Margin (TTM)57.53%97.65%Indian Railway
Return on Equity7.31%12.68%Indian Railway
Return on Assets (TTM)3.24%1.39%India Finsec
Free Cash Flow (TTM)$-312.68M$82.29BIndian Railway
Dividend YieldN/A1.69%N/A
1-Year Return15.16%-17.82%India Finsec
Price-to-Sales Ratio (TTM)-12.6924.07India Finsec
Enterprise Value$6.91B$5,708.65BIndian Railway
EV/Revenue Ratio-19.1383.54India Finsec
Gross Profit Margin (TTM)46.19%25.69%India Finsec
Revenue per Share (TTM)$-13$5Indian Railway
Earnings per Share (Diluted)$7.21$5.11India Finsec
Beta (Stock Volatility)0.370.30Indian Railway
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

India Finsec vs Indian Railway Stock Performance Analysis

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India Finsec
Indian Railway
India Finsec Stock Overview | Indian Railway Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
India Finsec6.43%-4.51%8.93%19.19%12.22%11.44%
Indian Railway-0.48%0.79%0.54%-9.60%2.30%-16.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
India Finsec15.16%366.76%1,010.30%2,519.12%1,419.09%1,419.09%
Indian Railway-17.82%485.23%405.00%405.00%405.00%405.00%

News Based Sentiment: India Finsec vs Indian Railway

India Finsec

News based Sentiment: POSITIVE

October saw India Finsec experience a significant stock rally, hitting a new 52-week high, alongside the release of solid financial results. While some technical indicators are mixed, the overall trend suggests improving investor sentiment and growth potential, making this a noteworthy month for the company.

View India Finsec News Sentiment Analysis

Indian Railway

News based Sentiment: MIXED

IRFC is demonstrating strong business development through significant loan agreements in the power sector, but this is offset by a concerning 16% decline in share price during 2025. The upcoming earnings release will be crucial in determining whether the company can overcome these challenges and deliver value to investors.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: India Finsec vs Indian Railway

MetricIFINSECIRFC
Market Information
Market Cap i₹4.58B₹1.64T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i5356,482,655
90 Day Avg. Volume i4157,978,584
Last Close₹167.10₹125.24
52 Week Range₹125.00 - ₹210.00₹108.04 - ₹166.90
% from 52W High-20.43%-24.96%
All-Time High₹210.00 (Oct 01, 2025)₹229.00 (Jul 15, 2024)
% from All-Time High-20.43%-45.31%
Growth Metrics
Quarterly Revenue Growth0.09%0.11%
Quarterly Earnings Growth0.50%0.11%
Financial Health
Profit Margin (TTM) i0.49%0.98%
Operating Margin (TTM) i0.58%0.98%
Return on Equity (TTM) i0.07%0.13%
Debt to Equity (MRQ) i122.89748.58
Cash & Liquidity
Book Value per Share (MRQ)₹39.00₹41.65
Cash per Share (MRQ)₹4.14₹0.77
Operating Cash Flow (TTM) i₹-690,859,540₹50.56B
Levered Free Cash Flow (TTM) i₹117.61M₹65.02B
Dividends
Last 12-Month Dividend Yield iN/A1.69%
Last 12-Month Dividend iN/A₹2.30

Valuation & Enterprise Metrics Analysis: India Finsec vs Indian Railway

MetricIFINSECIRFC
Price Ratios
P/E Ratio (TTM) i21.7824.63
Forward P/E iN/A24.68
PEG Ratio i4.792.29
Price to Sales (TTM) i-12.6924.07
Price to Book (MRQ) i4.033.02
Market Capitalization
Market Capitalization i₹4.58B₹1.64T
Enterprise Value i₹6.91B₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i-19.1383.54
Enterprise to EBITDA i25.0339.37
Risk & Other Metrics
Beta i0.370.30
Book Value per Share (MRQ) i₹39.00₹41.65

Financial Statements Comparison: India Finsec vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)IFINSECIRFC
Revenue/Sales i₹183.08M₹69.01B
Cost of Goods Sold i₹98.51M₹51.28B
Gross Profit i₹84.57M₹17.73B
Research & Development iN/AN/A
Operating Income (EBIT) i₹69.10M₹17.43B
EBITDA i₹75.58M₹17.44B
Pre-Tax Income i₹70.28M₹17.46B
Income Tax i₹16.69M₹0
Net Income (Profit) i₹53.59M₹17.46B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)IFINSECIRFC
Cash & Equivalents i₹120.85M₹1.72B
Total Current Assets i₹3.48B₹2.87T
Total Current Liabilities i₹36.41M₹83.30M
Long-Term Debt i₹1.98B₹4.05T
Total Shareholders Equity i₹1.61B₹544.24B
Retained Earnings i₹263.51MN/A
Property, Plant & Equipment i₹0₹128.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)IFINSECIRFC
Operating Cash Flow iN/A₹14.22B
Capital Expenditures iN/A₹-2.40M
Free Cash Flow iN/A₹14.67B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricIFINSECIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i5356,482,655
Average Daily Volume (90 Day) i4157,978,584
Shares Outstanding i29.19M13.07B
Float Shares i4.43M1.78B
% Held by Insiders i0.81%0.86%
% Held by Institutions i0.07%0.02%

Dividend Analysis & Yield Comparison: India Finsec vs Indian Railway

MetricIFINSECIRFC
Last 12-Month Dividend iN/A₹2.30
Last 12-Month Dividend Yield iN/A1.69%
3-Year Avg Annual Dividend iN/A₹1.74
3-Year Avg Dividend Yield iN/A1.33%
3-Year Total Dividends iN/A₹5.23
Ex-Dividend DateN/AMar 21, 2025