IIRM Holdings India [IIRM] vs Pb Fintech [POLICYBZR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: IIRM Holdings India wins in 13 metrics, Pb Fintech wins in 5 metrics, with 0 ties. IIRM Holdings India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricIIRM Holdings IndiaPb FintechBetter
P/E Ratio (TTM)26.42219.23IIRM Holdings India
Price-to-Book Ratio4.4912.69IIRM Holdings India
Debt-to-Equity Ratio22.255.01Pb Fintech
PEG Ratio-0.350.52IIRM Holdings India
EV/EBITDA12.88437.99IIRM Holdings India
Profit Margin (TTM)9.12%7.10%IIRM Holdings India
Operating Margin (TTM)16.94%0.07%IIRM Holdings India
EBITDA Margin (TTM)16.94%0.07%IIRM Holdings India
Return on Equity16.27%5.48%IIRM Holdings India
Return on Assets (TTM)11.66%4.69%IIRM Holdings India
Free Cash Flow (TTM)$-259.17M$-2.80BIIRM Holdings India
1-Year Return-15.32%9.97%Pb Fintech
Price-to-Sales Ratio (TTM)2.4015.40IIRM Holdings India
Enterprise Value$5.58B$784.66BPb Fintech
EV/Revenue Ratio2.5214.76IIRM Holdings India
Gross Profit Margin (TTM)N/A58.47%N/A
Revenue per Share (TTM)$32$116Pb Fintech
Earnings per Share (Diluted)$2.96$8.14Pb Fintech
Beta (Stock Volatility)-0.120.49IIRM Holdings India
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

IIRM Holdings India vs Pb Fintech Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
IIRM Holdings India1.96%0.22%11.94%-1.46%-20.73%-30.99%
Pb Fintech1.33%4.56%-0.19%7.64%14.75%-13.76%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
IIRM Holdings India-15.32%249.50%249.50%249.50%249.50%249.50%
Pb Fintech9.97%235.52%39.65%39.65%39.65%39.65%

Performance & Financial Health Analysis: IIRM Holdings India vs Pb Fintech

MetricIIRMPOLICYBZR
Market Information
Market Cap i₹5.33B₹818.22B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i12,071933,798
90 Day Avg. Volume i7,0271,074,033
Last Close₹84.86₹1,852.00
52 Week Range₹69.74 - ₹171.95₹1,311.35 - ₹2,246.90
% from 52W High-50.65%-17.58%
All-Time High₹171.95 (Oct 21, 2024)₹2,246.90 (Dec 30, 2024)
% from All-Time High-50.65%-17.58%
Growth Metrics
Quarterly Revenue Growth0.03%0.33%
Quarterly Earnings Growth-0.16%0.41%
Financial Health
Profit Margin (TTM) i0.09%0.07%
Operating Margin (TTM) i0.17%0.00%
Return on Equity (TTM) i0.16%0.05%
Debt to Equity (MRQ) i22.255.01
Cash & Liquidity
Book Value per Share (MRQ)₹17.41₹140.62
Cash per Share (MRQ)₹0.91₹60.49
Operating Cash Flow (TTM) i₹91.77M₹-2,328,300,000
Levered Free Cash Flow (TTM) i₹216.31M₹3.53B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: IIRM Holdings India vs Pb Fintech

MetricIIRMPOLICYBZR
Price Ratios
P/E Ratio (TTM) i26.42219.23
Forward P/E iN/A72.46
PEG Ratio i-0.350.52
Price to Sales (TTM) i2.4015.40
Price to Book (MRQ) i4.4912.69
Market Capitalization
Market Capitalization i₹5.33B₹818.22B
Enterprise Value i₹5.58B₹784.66B
Enterprise Value Metrics
Enterprise to Revenue i2.5214.76
Enterprise to EBITDA i12.88437.99
Risk & Other Metrics
Beta i-0.120.49
Book Value per Share (MRQ) i₹17.41₹140.62

Financial Statements Comparison: IIRM Holdings India vs Pb Fintech

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)IIRMPOLICYBZR
Revenue/Sales i₹679.65M₹13.48B
Cost of Goods Sold iN/A₹5.60B
Gross Profit iN/A₹7.88B
Research & Development iN/AN/A
Operating Income (EBIT) i₹115.14M₹9.10M
EBITDA i₹160.54M₹1.35B
Pre-Tax Income i₹103.44M₹923.40M
Income Tax i₹27.01M₹76.90M
Net Income (Profit) i₹76.43M₹846.50M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)IIRMPOLICYBZR
Cash & Equivalents i₹62.01M₹5.61B
Total Current Assets i₹1.13B₹38.53B
Total Current Liabilities i₹347.19M₹7.51B
Long-Term Debt i₹150.08M₹2.76B
Total Shareholders Equity i₹1.33B₹64.38B
Retained Earnings iN/AN/A
Property, Plant & Equipment i₹169.45M₹4.11B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)IIRMPOLICYBZR
Operating Cash Flow iN/A₹2.23B
Capital Expenditures iN/A₹-27.13M
Free Cash Flow iN/A₹2.90B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricIIRMPOLICYBZR
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i12,071933,798
Average Daily Volume (90 Day) i7,0271,074,033
Shares Outstanding i68.14M457.97M
Float Shares i14.14M334.37M
% Held by Insiders i0.79%0.27%
% Held by Institutions i0.00%0.46%

Dividend Analysis & Yield Comparison: IIRM Holdings India vs Pb Fintech

MetricIIRMPOLICYBZR
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A