IIRM Holdings India [IIRM] vs Pb Fintech [POLICYBZR] Detailed Stock Comparison
IIRM Holdings India
BSE
Loading...
Pb Fintech
NSE
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: IIRM Holdings India wins in 13 metrics, Pb Fintech wins in 5 metrics, with 0 ties. IIRM Holdings India appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | IIRM Holdings India | Pb Fintech | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 27.69 | 208.39 | IIRM Holdings India |
| Price-to-Book Ratio | 4.71 | 12.09 | IIRM Holdings India |
| Debt-to-Equity Ratio | 22.25 | 5.01 | Pb Fintech |
| PEG Ratio | -1.75 | 5.48 | IIRM Holdings India |
| EV/EBITDA | 13.48 | 420.41 | IIRM Holdings India |
| Profit Margin (TTM) | 9.12% | 7.10% | IIRM Holdings India |
| Operating Margin (TTM) | 16.94% | 0.07% | IIRM Holdings India |
| EBITDA Margin (TTM) | 16.94% | 0.07% | IIRM Holdings India |
| Return on Equity | 16.27% | 5.48% | IIRM Holdings India |
| Return on Assets (TTM) | 11.66% | 4.69% | IIRM Holdings India |
| Free Cash Flow (TTM) | $-259.17M | $-2.80B | IIRM Holdings India |
| 1-Year Return | -42.92% | 5.27% | Pb Fintech |
| Price-to-Sales Ratio (TTM) | 2.52 | 14.66 | IIRM Holdings India |
| Enterprise Value | $5.83B | $753.16B | Pb Fintech |
| EV/Revenue Ratio | 2.63 | 14.17 | IIRM Holdings India |
| Gross Profit Margin (TTM) | N/A | 58.47% | N/A |
| Revenue per Share (TTM) | $32 | $116 | Pb Fintech |
| Earnings per Share (Diluted) | $2.96 | $8.16 | Pb Fintech |
| Beta (Stock Volatility) | -0.18 | 0.42 | IIRM Holdings India |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
IIRM Holdings India vs Pb Fintech Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| IIRM Holdings India | -3.28% | -2.14% | -5.91% | 8.00% | -1.85% | -34.28% |
| Pb Fintech | 1.46% | 2.31% | -3.41% | -5.45% | 19.35% | -18.58% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| IIRM Holdings India | -42.92% | 246.26% | 246.26% | 246.26% | 246.26% | 246.26% |
| Pb Fintech | 5.27% | 290.01% | 29.50% | 29.50% | 29.50% | 29.50% |
News Based Sentiment: IIRM Holdings India vs Pb Fintech
IIRM Holdings India
News based Sentiment: MIXED
The month featured a mixed bag of financial results – revenue up, operating profit down, net profit significantly up – alongside announcements of an acquisition update and a management change. These developments indicate a period of transition and require investors to carefully assess both the opportunities and risks.
Pb Fintech
News based Sentiment: MIXED
October was a pivotal month for PB Fintech, marked by a surprisingly large commission reduction and broader industry changes. While these moves position the company for potential long-term gains, they also introduce short-term revenue risks and highlight ongoing profitability challenges, creating a mixed investment narrative.
Performance & Financial Health Analysis: IIRM Holdings India vs Pb Fintech
| Metric | IIRM | POLICYBZR |
|---|---|---|
| Market Information | ||
| Market Cap | ₹5.69B | ₹780.19B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 13,119 | 1,712,395 |
| 90 Day Avg. Volume | 8,971 | 1,251,008 |
| Last Close | ₹79.26 | ₹1,725.40 |
| 52 Week Range | ₹69.74 - ₹130.65 | ₹1,311.35 - ₹2,246.90 |
| % from 52W High | -39.33% | -23.21% |
| All-Time High | ₹171.95 (Oct 21, 2024) | ₹2,246.90 (Dec 30, 2024) |
| % from All-Time High | -53.91% | -23.21% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.33% |
| Quarterly Earnings Growth | -0.16% | 0.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.07% |
| Operating Margin (TTM) | 0.17% | 0.00% |
| Return on Equity (TTM) | 0.16% | 0.05% |
| Debt to Equity (MRQ) | 22.25 | 5.01 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹17.41 | ₹140.62 |
| Cash per Share (MRQ) | ₹0.91 | ₹60.49 |
| Operating Cash Flow (TTM) | ₹91.77M | ₹-2,328,300,000 |
| Levered Free Cash Flow (TTM) | ₹216.31M | ₹3.53B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: IIRM Holdings India vs Pb Fintech
| Metric | IIRM | POLICYBZR |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 27.69 | 208.39 |
| Forward P/E | N/A | 66.26 |
| PEG Ratio | -1.75 | 5.48 |
| Price to Sales (TTM) | 2.52 | 14.66 |
| Price to Book (MRQ) | 4.71 | 12.09 |
| Market Capitalization | ||
| Market Capitalization | ₹5.69B | ₹780.19B |
| Enterprise Value | ₹5.83B | ₹753.16B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.63 | 14.17 |
| Enterprise to EBITDA | 13.48 | 420.41 |
| Risk & Other Metrics | ||
| Beta | -0.18 | 0.42 |
| Book Value per Share (MRQ) | ₹17.41 | ₹140.62 |
Financial Statements Comparison: IIRM Holdings India vs Pb Fintech
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | IIRM | POLICYBZR |
|---|---|---|
| Revenue/Sales | ₹679.65M | ₹13.48B |
| Cost of Goods Sold | N/A | ₹5.60B |
| Gross Profit | N/A | ₹7.88B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹115.14M | ₹9.10M |
| EBITDA | ₹160.54M | ₹1.35B |
| Pre-Tax Income | ₹103.44M | ₹923.40M |
| Income Tax | ₹27.01M | ₹76.90M |
| Net Income (Profit) | ₹76.43M | ₹846.50M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | IIRM | POLICYBZR |
|---|---|---|
| Cash & Equivalents | ₹62.01M | ₹5.61B |
| Total Current Assets | ₹1.13B | ₹38.53B |
| Total Current Liabilities | ₹347.19M | ₹7.51B |
| Long-Term Debt | ₹143.36M | ₹2.76B |
| Total Shareholders Equity | ₹1.33B | ₹64.38B |
| Retained Earnings | ₹340.11M | ₹-19.94B |
| Property, Plant & Equipment | ₹937,000 | ₹4.11B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | IIRM | POLICYBZR |
|---|---|---|
| Operating Cash Flow | N/A | ₹2.23B |
| Capital Expenditures | N/A | ₹-27.13M |
| Free Cash Flow | N/A | ₹2.90B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | IIRM | POLICYBZR |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 13,119 | 1,712,395 |
| Average Daily Volume (90 Day) | 8,971 | 1,251,008 |
| Shares Outstanding | 68.14M | 457.97M |
| Float Shares | 15.26M | 338.90M |
| % Held by Insiders | 0.79% | 0.26% |
| % Held by Institutions | 0.00% | 0.52% |
Dividend Analysis & Yield Comparison: IIRM Holdings India vs Pb Fintech
| Metric | IIRM | POLICYBZR |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |