PMC Fincorp [PMCFIN] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PMC Fincorp wins in 10 metrics, Bajaj Finance wins in 8 metrics, with 0 ties. PMC Fincorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPMC FincorpBajaj FinanceBetter
P/E Ratio (TTM)13.6035.21PMC Fincorp
Price-to-Book Ratio1.026.35PMC Fincorp
Debt-to-Equity Ratio27.35294.16PMC Fincorp
PEG Ratio-0.35-0.40Bajaj Finance
EV/EBITDA7.44N/AN/A
Profit Margin (TTM)68.83%44.94%PMC Fincorp
Operating Margin (TTM)91.68%60.70%PMC Fincorp
EBITDA Margin (TTM)91.68%60.70%PMC Fincorp
Return on Equity8.49%20.08%Bajaj Finance
Return on Assets (TTM)6.51%3.57%PMC Fincorp
Free Cash Flow (TTM)$-280.20M$-692.36BPMC Fincorp
Dividend Yield0.47%10.01%Bajaj Finance
1-Year Return-60.82%39.22%Bajaj Finance
Price-to-Sales Ratio (TTM)7.9515.86PMC Fincorp
Enterprise Value$1.38B$8,970.82BBajaj Finance
EV/Revenue Ratio7.5523.14PMC Fincorp
Gross Profit Margin (TTM)82.96%N/AN/A
Revenue per Share (TTM)$0$63Bajaj Finance
Earnings per Share (Diluted)$0.15$28.11Bajaj Finance
Beta (Stock Volatility)0.840.50Bajaj Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

PMC Fincorp vs Bajaj Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PMC Fincorp0.50%0.50%-6.51%-9.87%-9.46%-42.57%
Bajaj Finance0.76%1.77%7.65%9.94%18.64%46.58%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PMC Fincorp-60.82%-28.98%528.13%55.81%-82.35%-82.35%
Bajaj Finance39.22%39.78%214.59%1,933.91%13,223.07%31,082.52%

News Based Sentiment: PMC Fincorp vs Bajaj Finance

PMC Fincorp

News based Sentiment: MIXED

PMC Fincorp's Q1 results presented a mixed picture: strong revenue and operating profit growth were offset by a decline in profit after tax. The bulk deal suggests some investor confidence, but the year-long stock decline remains a concern, making this a moderately significant month for investors.

View PMC Fincorp News Sentiment Analysis

Bajaj Finance

News based Sentiment: MIXED

October presented a mixed bag for Bajaj Finance, with an initial share price decline followed by a strong Q2 FY26 performance. While the positive results and increased stakeholder confidence are encouraging, the varied analyst reactions and initial market caution suggest a complex investment picture.

View Bajaj Finance News Sentiment Analysis

Performance & Financial Health Analysis: PMC Fincorp vs Bajaj Finance

MetricPMCFINBAJFINANCE
Market Information
Market Cap i₹1.42B₹6.22T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i622,7747,436,601
90 Day Avg. Volume i1,014,0857,340,366
Last Close₹2.01₹1,016.55
52 Week Range₹1.97 - ₹5.59₹645.10 - ₹1,036.00
% from 52W High-64.04%-1.88%
All-Time High₹122.35 (Oct 27, 2014)₹9,788.00 (Jun 09, 2025)
% from All-Time High-98.36%-89.61%
Growth Metrics
Quarterly Revenue Growth-0.25%0.20%
Quarterly Earnings Growth-0.30%0.20%
Financial Health
Profit Margin (TTM) i0.69%0.45%
Operating Margin (TTM) i0.92%0.61%
Return on Equity (TTM) i0.08%0.20%
Debt to Equity (MRQ) i27.35294.16
Cash & Liquidity
Book Value per Share (MRQ)₹2.00₹155.75
Cash per Share (MRQ)₹0.69₹17.15
Operating Cash Flow (TTM) i₹-193,110,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹143.50M₹166.38B
Dividends
Last 12-Month Dividend Yield i0.47%10.01%
Last 12-Month Dividend i₹0.01₹92.00

Valuation & Enterprise Metrics Analysis: PMC Fincorp vs Bajaj Finance

MetricPMCFINBAJFINANCE
Price Ratios
P/E Ratio (TTM) i13.6035.21
Forward P/E iN/A23.59
PEG Ratio i-0.35-0.40
Price to Sales (TTM) i7.9515.86
Price to Book (MRQ) i1.026.35
Market Capitalization
Market Capitalization i₹1.42B₹6.22T
Enterprise Value i₹1.38B₹8.97T
Enterprise Value Metrics
Enterprise to Revenue i7.5523.14
Enterprise to EBITDA i7.44N/A
Risk & Other Metrics
Beta i0.840.50
Book Value per Share (MRQ) i₹2.00₹155.75

Financial Statements Comparison: PMC Fincorp vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PMCFINBAJFINANCE
Revenue/Sales i₹65.21M₹118.43B
Cost of Goods Sold i₹11.11MN/A
Gross Profit i₹54.10MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹54.03MN/A
EBITDA i₹54.20MN/A
Pre-Tax Income i₹54.03M₹63.68B
Income Tax i₹13.16M₹16.02B
Net Income (Profit) i₹40.87M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PMCFINBAJFINANCE
Cash & Equivalents i₹435,000₹107.68B
Total Current Assets i₹1.58BN/A
Total Current Liabilities i₹506.93MN/A
Long-Term Debt i₹0₹2.75T
Total Shareholders Equity i₹1.69B₹989.37B
Retained Earnings i₹265.02M₹517.83B
Property, Plant & Equipment iN/A₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PMCFINBAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPMCFINBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i622,7747,436,601
Average Daily Volume (90 Day) i1,014,0857,340,366
Shares Outstanding i712.08M6.21B
Float Shares i435.50M2.64B
% Held by Insiders i0.32%0.55%
% Held by Institutions i0.00%0.25%

Dividend Analysis & Yield Comparison: PMC Fincorp vs Bajaj Finance

MetricPMCFINBAJFINANCE
Last 12-Month Dividend i₹0.01₹92.00
Last 12-Month Dividend Yield i0.47%10.01%
3-Year Avg Annual Dividend i₹0.00₹47.33
3-Year Avg Dividend Yield i0.47%1.22%
3-Year Total Dividends i₹0.01₹142.00
Ex-Dividend DateAug 29, 2025May 30, 2025