PMC Fincorp [PMCFIN] vs Indian Railway [IRFC] Detailed Stock Comparison

PMC Fincorp

BSE
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Indian Railway

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PMC Fincorp wins in 9 metrics, Indian Railway wins in 11 metrics, with 0 ties. Indian Railway appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPMC FincorpIndian RailwayBetter
P/E Ratio (TTM)13.6024.63PMC Fincorp
Price-to-Book Ratio1.023.02PMC Fincorp
Debt-to-Equity Ratio27.35748.58PMC Fincorp
PEG Ratio-0.352.29PMC Fincorp
EV/EBITDA7.4439.37PMC Fincorp
Profit Margin (TTM)68.83%97.62%Indian Railway
Operating Margin (TTM)91.68%97.65%Indian Railway
EBITDA Margin (TTM)91.68%97.65%Indian Railway
Return on Equity8.49%12.68%Indian Railway
Return on Assets (TTM)6.51%1.39%PMC Fincorp
Free Cash Flow (TTM)$-280.20M$82.29BIndian Railway
Dividend Yield0.47%1.69%Indian Railway
1-Year Return-60.82%-16.61%Indian Railway
Price-to-Sales Ratio (TTM)7.9524.07PMC Fincorp
Enterprise Value$1.38B$5,708.65BIndian Railway
EV/Revenue Ratio7.5583.54PMC Fincorp
Gross Profit Margin (TTM)82.96%25.69%PMC Fincorp
Revenue per Share (TTM)$0$5Indian Railway
Earnings per Share (Diluted)$0.15$5.11Indian Railway
Beta (Stock Volatility)0.840.30Indian Railway
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

PMC Fincorp vs Indian Railway Stock Performance Analysis

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PMC Fincorp
Indian Railway
PMC Fincorp Stock Overview | Indian Railway Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PMC Fincorp0.50%0.50%-6.51%-9.87%-9.46%-42.57%
Indian Railway1.47%2.89%2.01%-8.27%3.81%-15.48%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PMC Fincorp-60.82%-28.98%528.13%55.81%-82.35%-82.35%
Indian Railway-16.61%493.83%412.42%412.42%412.42%412.42%

News Based Sentiment: PMC Fincorp vs Indian Railway

PMC Fincorp

News based Sentiment: MIXED

PMC Fincorp's Q1 results presented a mixed picture: strong revenue and operating profit growth were offset by a decline in profit after tax. The bulk deal suggests some investor confidence, but the year-long stock decline remains a concern, making this a moderately significant month for investors.

View PMC Fincorp News Sentiment Analysis

Indian Railway

News based Sentiment: MIXED

IRFC is demonstrating strong business development through significant loan agreements in the power sector, but this is offset by a concerning 16% decline in share price during 2025. The upcoming earnings release will be crucial in determining whether the company can overcome these challenges and deliver value to investors.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Market Information
Market Cap i₹1.42B₹1.64T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i622,7746,482,655
90 Day Avg. Volume i1,014,0857,978,584
Last Close₹2.01₹127.08
52 Week Range₹1.97 - ₹5.59₹108.04 - ₹166.90
% from 52W High-64.04%-23.86%
All-Time High₹122.35 (Oct 27, 2014)₹229.00 (Jul 15, 2024)
% from All-Time High-98.36%-44.51%
Growth Metrics
Quarterly Revenue Growth-0.25%0.11%
Quarterly Earnings Growth-0.30%0.11%
Financial Health
Profit Margin (TTM) i0.69%0.98%
Operating Margin (TTM) i0.92%0.98%
Return on Equity (TTM) i0.08%0.13%
Debt to Equity (MRQ) i27.35748.58
Cash & Liquidity
Book Value per Share (MRQ)₹2.00₹41.65
Cash per Share (MRQ)₹0.69₹0.77
Operating Cash Flow (TTM) i₹-193,110,000₹50.56B
Levered Free Cash Flow (TTM) i₹143.50M₹65.02B
Dividends
Last 12-Month Dividend Yield i0.47%1.69%
Last 12-Month Dividend i₹0.01₹2.30

Valuation & Enterprise Metrics Analysis: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Price Ratios
P/E Ratio (TTM) i13.6024.63
Forward P/E iN/A24.68
PEG Ratio i-0.352.29
Price to Sales (TTM) i7.9524.07
Price to Book (MRQ) i1.023.02
Market Capitalization
Market Capitalization i₹1.42B₹1.64T
Enterprise Value i₹1.38B₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i7.5583.54
Enterprise to EBITDA i7.4439.37
Risk & Other Metrics
Beta i0.840.30
Book Value per Share (MRQ) i₹2.00₹41.65

Financial Statements Comparison: PMC Fincorp vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PMCFINIRFC
Revenue/Sales i₹65.21M₹69.01B
Cost of Goods Sold i₹11.11M₹51.28B
Gross Profit i₹54.10M₹17.73B
Research & Development iN/AN/A
Operating Income (EBIT) i₹54.03M₹17.43B
EBITDA i₹54.20M₹17.44B
Pre-Tax Income i₹54.03M₹17.46B
Income Tax i₹13.16M₹0
Net Income (Profit) i₹40.87M₹17.46B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PMCFINIRFC
Cash & Equivalents i₹435,000₹1.72B
Total Current Assets i₹1.58B₹2.87T
Total Current Liabilities i₹506.93M₹83.30M
Long-Term Debt i₹0₹4.05T
Total Shareholders Equity i₹1.69B₹544.24B
Retained Earnings i₹265.02MN/A
Property, Plant & Equipment iN/A₹128.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PMCFINIRFC
Operating Cash Flow iN/A₹14.22B
Capital Expenditures iN/A₹-2.40M
Free Cash Flow iN/A₹14.67B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPMCFINIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i622,7746,482,655
Average Daily Volume (90 Day) i1,014,0857,978,584
Shares Outstanding i712.08M13.07B
Float Shares i435.50M1.78B
% Held by Insiders i0.32%0.86%
% Held by Institutions i0.00%0.02%

Dividend Analysis & Yield Comparison: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Last 12-Month Dividend i₹0.01₹2.30
Last 12-Month Dividend Yield i0.47%1.69%
3-Year Avg Annual Dividend i₹0.00₹1.74
3-Year Avg Dividend Yield i0.47%1.33%
3-Year Total Dividends i₹0.01₹5.23
Ex-Dividend DateAug 29, 2025Mar 21, 2025