PMC Fincorp [PMCFIN] vs Indian Railway [IRFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PMC Fincorp wins in 9 metrics, Indian Railway wins in 10 metrics, with 0 ties. Indian Railway appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPMC FincorpIndian RailwayBetter
P/E Ratio (TTM)14.2724.46PMC Fincorp
Price-to-Book Ratio1.073.00PMC Fincorp
Debt-to-Equity Ratio27.35748.58PMC Fincorp
PEG Ratio-0.372.28PMC Fincorp
EV/EBITDA7.8387.68PMC Fincorp
Profit Margin (TTM)68.83%97.62%Indian Railway
Operating Margin (TTM)91.68%97.65%Indian Railway
EBITDA Margin (TTM)91.68%97.65%Indian Railway
Return on Equity8.49%12.68%Indian Railway
Return on Assets (TTM)6.51%1.39%PMC Fincorp
Free Cash Flow (TTM)$-280.20M$82.29BIndian Railway
Dividend YieldN/A1.69%N/A
1-Year Return-56.15%-31.86%Indian Railway
Price-to-Sales Ratio (TTM)8.3423.90PMC Fincorp
Enterprise Value$1.45B$5,703.29BIndian Railway
EV/Revenue Ratio7.9383.46PMC Fincorp
Gross Profit Margin (TTM)82.96%25.69%PMC Fincorp
Revenue per Share (TTM)$0$5Indian Railway
Earnings per Share (Diluted)$0.15$5.11Indian Railway
Beta (Stock Volatility)0.950.32Indian Railway
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

PMC Fincorp vs Indian Railway Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PMC Fincorp0.00%1.42%1.90%-7.76%-15.08%-38.86%
Indian Railway-0.37%0.17%-4.43%-8.66%1.22%-16.87%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PMC Fincorp-56.15%-39.89%511.43%64.62%-81.21%-81.21%
Indian Railway-31.86%488.14%403.95%403.95%403.95%403.95%

Performance & Financial Health Analysis: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Market Information
Market Cap i₹1.52B₹1.63T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i603,7257,773,241
90 Day Avg. Volume i713,93010,384,754
Last Close₹2.14₹124.98
52 Week Range₹2.00 - ₹5.92₹108.04 - ₹187.33
% from 52W High-63.85%-33.28%
All-Time High₹122.35 (Oct 27, 2014)₹229.00 (Jul 15, 2024)
% from All-Time High-98.25%-45.42%
Growth Metrics
Quarterly Revenue Growth-0.25%0.11%
Quarterly Earnings Growth-0.30%0.11%
Financial Health
Profit Margin (TTM) i0.69%0.98%
Operating Margin (TTM) i0.92%0.98%
Return on Equity (TTM) i0.08%0.13%
Debt to Equity (MRQ) i27.35748.58
Cash & Liquidity
Book Value per Share (MRQ)₹2.00₹41.65
Cash per Share (MRQ)₹0.69₹0.77
Operating Cash Flow (TTM) i₹-193,140,000₹50.56B
Levered Free Cash Flow (TTM) i₹143.50M₹65.02B
Dividends
Last 12-Month Dividend Yield iN/A1.69%
Last 12-Month Dividend i₹0.00₹2.30

Valuation & Enterprise Metrics Analysis: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Price Ratios
P/E Ratio (TTM) i14.2724.46
Forward P/E iN/A24.51
PEG Ratio i-0.372.28
Price to Sales (TTM) i8.3423.90
Price to Book (MRQ) i1.073.00
Market Capitalization
Market Capitalization i₹1.52B₹1.63T
Enterprise Value i₹1.45B₹5.70T
Enterprise Value Metrics
Enterprise to Revenue i7.9383.46
Enterprise to EBITDA i7.8387.68
Risk & Other Metrics
Beta i0.950.32
Book Value per Share (MRQ) i₹2.00₹41.65

Financial Statements Comparison: PMC Fincorp vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PMCFINIRFC
Revenue/Sales i₹65.21M₹67.24B
Cost of Goods Sold i₹11.11M₹50.01B
Gross Profit i₹54.10M₹17.23B
Research & Development iN/AN/A
Operating Income (EBIT) i₹54.03M₹16.85B
EBITDA i₹54.20M₹16.90B
Pre-Tax Income i₹54.03M₹16.82B
Income Tax i₹13.16M₹0
Net Income (Profit) i₹40.87M₹16.82B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PMCFINIRFC
Cash & Equivalents i₹435,000₹56.80B
Total Current Assets i₹1.97B₹2.96T
Total Current Liabilities i₹1.40M₹128.90M
Long-Term Debt i₹462.32M₹4.12T
Total Shareholders Equity i₹1.69B₹526.68B
Retained Earnings iN/AN/A
Property, Plant & Equipment iN/A₹169.30M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PMCFINIRFC
Operating Cash Flow iN/A₹11.16B
Capital Expenditures iN/A₹-6.90M
Free Cash Flow iN/A₹11.36B
Debt Repayment iN/A₹645.80M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPMCFINIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i603,7257,773,241
Average Daily Volume (90 Day) i713,93010,384,754
Shares Outstanding i712.08M13.07B
Float Shares i440.71M1.77B
% Held by Insiders i0.31%0.86%
% Held by Institutions i0.00%0.02%

Dividend Analysis & Yield Comparison: PMC Fincorp vs Indian Railway

MetricPMCFINIRFC
Last 12-Month Dividend i₹0.00₹2.30
Last 12-Month Dividend Yield iN/A1.69%
3-Year Avg Annual Dividend i₹0.00₹1.74
3-Year Avg Dividend Yield iN/A1.33%
3-Year Total Dividends i₹0.00₹5.23
Ex-Dividend DateN/AMar 21, 2025