Sainik Finance [SAINIK] vs Indian Railway [IRFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sainik Finance wins in 14 metrics, Indian Railway wins in 5 metrics, with 0 ties. Sainik Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSainik FinanceIndian RailwayBetter
P/E Ratio (TTM)9.6524.70Sainik Finance
Price-to-Book Ratio1.383.03Sainik Finance
Debt-to-Equity Ratio191.91748.58Sainik Finance
PEG Ratio0.672.30Sainik Finance
EV/EBITDA22.3087.84Sainik Finance
Profit Margin (TTM)85.78%97.62%Indian Railway
Operating Margin (TTM)73.85%97.65%Indian Railway
EBITDA Margin (TTM)73.85%97.65%Indian Railway
Return on Equity13.98%12.68%Sainik Finance
Return on Assets (TTM)4.33%1.39%Sainik Finance
Free Cash Flow (TTM)$168.16M$82.29BIndian Railway
Dividend YieldN/A1.69%N/A
1-Year Return35.46%-24.53%Sainik Finance
Price-to-Sales Ratio (TTM)8.2824.14Sainik Finance
Enterprise Value$1.38B$5,713.62BIndian Railway
EV/Revenue Ratio18.7783.61Sainik Finance
Gross Profit Margin (TTM)30.77%25.69%Sainik Finance
Revenue per Share (TTM)$7$5Sainik Finance
Earnings per Share (Diluted)$5.79$5.11Sainik Finance
Beta (Stock Volatility)-0.680.31Sainik Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Sainik Finance vs Indian Railway Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sainik Finance0.83%-7.16%13.10%25.53%53.86%28.78%
Indian Railway0.56%2.24%0.96%-10.14%5.90%-16.04%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sainik Finance35.46%95.96%154.44%291.93%553.22%1,063.54%
Indian Railway-24.53%473.77%408.99%408.99%408.99%408.99%

News Based Sentiment: Sainik Finance vs Indian Railway

Sainik Finance

News based Sentiment: POSITIVE

Sainik Finance reported a significant increase in profit despite a slight revenue decline, demonstrating effective cost management. The stock has shown strong performance over the past month and three years, and investor interest remains high, indicating a positive overall outlook.

View Sainik Finance News Sentiment Analysis

Indian Railway

News based Sentiment: NEUTRAL

IRFC reported positive, though modest, financial results for both Q3 FY24-25 and FY25. While the stock price experienced some gains, it also faced volatility, creating a mixed picture for investors. The overall narrative suggests stability but doesn't indicate any major shifts in the company's trajectory.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: Sainik Finance vs Indian Railway

MetricSAINIKIRFC
Market Information
Market Cap i₹607.75M₹1.65T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i30,8088,592,099
90 Day Avg. Volume i18,8487,940,502
Last Close₹55.85₹126.23
52 Week Range₹33.35 - ₹64.00₹108.04 - ₹170.66
% from 52W High-12.73%-26.03%
All-Time High₹64.00 (Aug 06, 2025)₹229.00 (Jul 15, 2024)
% from All-Time High-12.73%-44.88%
Growth Metrics
Quarterly Revenue Growth0.03%0.11%
Quarterly Earnings Growth0.14%0.11%
Financial Health
Profit Margin (TTM) i0.86%0.98%
Operating Margin (TTM) i0.74%0.98%
Return on Equity (TTM) i0.14%0.13%
Debt to Equity (MRQ) i191.91748.58
Cash & Liquidity
Book Value per Share (MRQ)₹40.55₹41.65
Cash per Share (MRQ)₹7.18₹0.77
Operating Cash Flow (TTM) i₹195.34M₹50.56B
Levered Free Cash Flow (TTM) i₹61.76M₹65.02B
Dividends
Last 12-Month Dividend Yield iN/A1.69%
Last 12-Month Dividend iN/A₹2.30

Valuation & Enterprise Metrics Analysis: Sainik Finance vs Indian Railway

MetricSAINIKIRFC
Price Ratios
P/E Ratio (TTM) i9.6524.70
Forward P/E iN/A24.75
PEG Ratio i0.672.30
Price to Sales (TTM) i8.2824.14
Price to Book (MRQ) i1.383.03
Market Capitalization
Market Capitalization i₹607.75M₹1.65T
Enterprise Value i₹1.38B₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i18.7783.61
Enterprise to EBITDA i22.3087.84
Risk & Other Metrics
Beta i-0.680.31
Book Value per Share (MRQ) i₹40.55₹41.65

Financial Statements Comparison: Sainik Finance vs Indian Railway

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SAINIKIRFC
Revenue/Sales i₹36.20M₹67.24B
Cost of Goods Sold i₹25.06M₹50.01B
Gross Profit i₹11.14M₹17.23B
Research & Development iN/AN/A
Operating Income (EBIT) i₹10.15M₹16.85B
EBITDA i₹11.08M₹16.90B
Pre-Tax Income i₹9.22M₹16.82B
Income Tax i₹-234,000₹0
Net Income (Profit) i₹9.46M₹16.82B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SAINIKIRFC
Cash & Equivalents i₹78.02M₹56.80B
Total Current Assets i₹1.30B₹2.96T
Total Current Liabilities i₹0₹128.90M
Long-Term Debt i₹848.11M₹4.12T
Total Shareholders Equity i₹441.93M₹526.68B
Retained Earnings iN/AN/A
Property, Plant & Equipment iN/A₹169.30M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SAINIKIRFC
Operating Cash Flow iN/A₹11.16B
Capital Expenditures iN/A₹-6.90M
Free Cash Flow iN/A₹11.36B
Debt Repayment iN/A₹645.80M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSAINIKIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i30,8088,592,099
Average Daily Volume (90 Day) i18,8487,940,502
Shares Outstanding i10.88M13.07B
Float Shares i598,3371.78B
% Held by Insiders i0.82%0.86%
% Held by Institutions i0.00%0.02%

Dividend Analysis & Yield Comparison: Sainik Finance vs Indian Railway

MetricSAINIKIRFC
Last 12-Month Dividend iN/A₹2.30
Last 12-Month Dividend Yield iN/A1.69%
3-Year Avg Annual Dividend iN/A₹1.74
3-Year Avg Dividend Yield iN/A1.33%
3-Year Total Dividends iN/A₹5.23
Ex-Dividend DateN/AMar 21, 2025