Sakthi Finance [SAKTHIFIN] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

Sakthi Finance

Paisalo Digital
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Sakthi Finance wins in 8 metrics, Paisalo Digital wins in 12 metrics, with 0 ties. Paisalo Digital appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Sakthi Finance | Paisalo Digital | Better |
---|---|---|---|
P/E Ratio (TTM) | 16.99 | 16.59 | Paisalo Digital |
Price-to-Book Ratio | 1.25 | 2.25 | Sakthi Finance |
Debt-to-Equity Ratio | 401.50 | 231.89 | Paisalo Digital |
PEG Ratio | 2.55 | 1.27 | Paisalo Digital |
EV/EBITDA | 28.97 | 23.11 | Paisalo Digital |
Profit Margin (TTM) | 19.19% | 47.61% | Paisalo Digital |
Operating Margin (TTM) | 27.04% | 59.50% | Paisalo Digital |
EBITDA Margin (TTM) | 27.04% | 59.50% | Paisalo Digital |
Return on Equity | 7.26% | 13.04% | Paisalo Digital |
Return on Assets (TTM) | 1.22% | 3.81% | Paisalo Digital |
Free Cash Flow (TTM) | $163.13M | $-8.54B | Sakthi Finance |
Dividend Yield | 1.79% | 0.26% | Sakthi Finance |
1-Year Return | -42.00% | -34.40% | Paisalo Digital |
Price-to-Sales Ratio (TTM) | 3.26 | 8.01 | Sakthi Finance |
Enterprise Value | $11.56B | $67.94B | Paisalo Digital |
EV/Revenue Ratio | 13.14 | 15.72 | Sakthi Finance |
Gross Profit Margin (TTM) | 25.52% | 48.93% | Paisalo Digital |
Revenue per Share (TTM) | $14 | $5 | Sakthi Finance |
Earnings per Share (Diluted) | $2.61 | $2.29 | Sakthi Finance |
Beta (Stock Volatility) | -0.25 | 0.25 | Sakthi Finance |
Sakthi Finance vs Paisalo Digital Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Sakthi Finance | -1.85% | -1.09% | -1.31% | -12.27% | -4.08% | -28.60% |
Paisalo Digital | 3.18% | -5.33% | 26.01% | 20.46% | 11.18% | -23.23% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Sakthi Finance | -42.00% | 45.10% | 217.74% | 110.80% | 194.32% | 275.26% |
Paisalo Digital | -34.40% | 13.20% | 86.82% | 195.33% | -83.73% | -14.17% |
News Based Sentiment: Sakthi Finance vs Paisalo Digital
Sakthi Finance
News based Sentiment: MIXED
Sakthi Finance experienced a month of both positive and negative developments. While board changes and fundraising efforts signal proactive management, the declining share price and volatile earnings create uncertainty for investors. The overall narrative is one of a company navigating challenges and attempting to reposition itself for future growth.
Paisalo Digital
News based Sentiment: POSITIVE
September was a strong month for Paisalo Digital, marked by impressive financial results, significant promoter activity demonstrating confidence, and proactive debt management. These factors collectively suggest a positive shift in the company's trajectory and strengthen the investment case.
Performance & Financial Health Analysis: Sakthi Finance vs Paisalo Digital
Metric | SAKTHIFIN | PAISALO |
---|---|---|
Market Information | ||
Market Cap | ₹2.87B | ₹34.63B |
Market Cap Category | Small cap | Small cap |
10 Day Avg. Volume | 3,010 | 18,526,953 |
90 Day Avg. Volume | 4,775 | 16,733,286 |
Last Close | ₹43.53 | ₹37.98 |
52 Week Range | ₹42.10 - ₹79.20 | ₹29.38 - ₹63.74 |
% from 52W High | -45.04% | -40.41% |
All-Time High | ₹103.75 (Jan 29, 2024) | ₹415.00 (Jan 03, 2011) |
% from All-Time High | -58.04% | -90.85% |
Growth Metrics | ||
Quarterly Revenue Growth | -0.01% | 0.16% |
Quarterly Earnings Growth | 0.06% | 0.14% |
Financial Health | ||
Profit Margin (TTM) | 0.19% | 0.48% |
Operating Margin (TTM) | 0.27% | 0.60% |
Return on Equity (TTM) | 0.07% | 0.13% |
Debt to Equity (MRQ) | 401.50 | 231.89 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | ₹35.47 | ₹16.91 |
Cash per Share (MRQ) | ₹7.93 | ₹1.16 |
Operating Cash Flow (TTM) | ₹1.52B | ₹-4,755,433,000 |
Levered Free Cash Flow (TTM) | ₹166.52M | ₹2.00B |
Dividends | ||
Last 12-Month Dividend Yield | 1.79% | 0.26% |
Last 12-Month Dividend | ₹0.80 | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Sakthi Finance vs Paisalo Digital
Metric | SAKTHIFIN | PAISALO |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 16.99 | 16.59 |
Forward P/E | N/A | 12.21 |
PEG Ratio | 2.55 | 1.27 |
Price to Sales (TTM) | 3.26 | 8.01 |
Price to Book (MRQ) | 1.25 | 2.25 |
Market Capitalization | ||
Market Capitalization | ₹2.87B | ₹34.63B |
Enterprise Value | ₹11.56B | ₹67.94B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 13.14 | 15.72 |
Enterprise to EBITDA | 28.97 | 23.11 |
Risk & Other Metrics | ||
Beta | -0.25 | 0.25 |
Book Value per Share (MRQ) | ₹35.47 | ₹16.91 |
Financial Statements Comparison: Sakthi Finance vs Paisalo Digital
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | SAKTHIFIN | PAISALO |
---|---|---|
Revenue/Sales | ₹536.50M | ₹2.18B |
Cost of Goods Sold | ₹399.58M | ₹1.11B |
Gross Profit | ₹136.93M | ₹1.07B |
Research & Development | N/A | N/A |
Operating Income (EBIT) | ₹67.22M | ₹806.97M |
EBITDA | ₹91.72M | ₹999.98M |
Pre-Tax Income | ₹58.07M | ₹635.98M |
Income Tax | ₹16.87M | ₹164.27M |
Net Income (Profit) | ₹41.19M | ₹471.71M |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | SAKTHIFIN | PAISALO |
---|---|---|
Cash & Equivalents | ₹375.04M | ₹1.01B |
Total Current Assets | ₹6.37B | ₹51.19B |
Total Current Liabilities | ₹3.23B | ₹1.84B |
Long-Term Debt | ₹6.53B | ₹34.60B |
Total Shareholders Equity | ₹2.29B | ₹15.35B |
Retained Earnings | ₹608.14M | ₹217.82M |
Property, Plant & Equipment | ₹236.08M | ₹744.65M |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | SAKTHIFIN | PAISALO |
---|---|---|
Operating Cash Flow | N/A | N/A |
Capital Expenditures | N/A | N/A |
Free Cash Flow | N/A | N/A |
Debt Repayment | N/A | N/A |
Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
Metric | SAKTHIFIN | PAISALO |
---|---|---|
Shares Short | N/A | N/A |
Short Ratio | N/A | N/A |
Short % of Float | N/A | N/A |
Average Daily Volume (10 Day) | 3,010 | 18,526,953 |
Average Daily Volume (90 Day) | 4,775 | 16,733,286 |
Shares Outstanding | 64.71M | 902.12M |
Float Shares | 7.79M | 433.35M |
% Held by Insiders | 0.92% | 0.47% |
% Held by Institutions | 0.00% | 0.11% |
Dividend Analysis & Yield Comparison: Sakthi Finance vs Paisalo Digital
Metric | SAKTHIFIN | PAISALO |
---|---|---|
Last 12-Month Dividend | ₹0.80 | ₹0.10 |
Last 12-Month Dividend Yield | 1.79% | 0.26% |
3-Year Avg Annual Dividend | ₹0.77 | ₹0.08 |
3-Year Avg Dividend Yield | 1.59% | 0.20% |
3-Year Total Dividends | ₹2.30 | ₹0.25 |
Ex-Dividend Date | Sep 19, 2025 | Sep 22, 2025 |