Sakthi Finance [SAKTHIFIN] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sakthi Finance wins in 8 metrics, Paisalo Digital wins in 12 metrics, with 0 ties. Paisalo Digital appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSakthi FinancePaisalo DigitalBetter
P/E Ratio (TTM)16.9916.59Paisalo Digital
Price-to-Book Ratio1.252.25Sakthi Finance
Debt-to-Equity Ratio401.50231.89Paisalo Digital
PEG Ratio2.551.27Paisalo Digital
EV/EBITDA28.9723.11Paisalo Digital
Profit Margin (TTM)19.19%47.61%Paisalo Digital
Operating Margin (TTM)27.04%59.50%Paisalo Digital
EBITDA Margin (TTM)27.04%59.50%Paisalo Digital
Return on Equity7.26%13.04%Paisalo Digital
Return on Assets (TTM)1.22%3.81%Paisalo Digital
Free Cash Flow (TTM)$163.13M$-8.54BSakthi Finance
Dividend Yield1.79%0.26%Sakthi Finance
1-Year Return-42.00%-34.40%Paisalo Digital
Price-to-Sales Ratio (TTM)3.268.01Sakthi Finance
Enterprise Value$11.56B$67.94BPaisalo Digital
EV/Revenue Ratio13.1415.72Sakthi Finance
Gross Profit Margin (TTM)25.52%48.93%Paisalo Digital
Revenue per Share (TTM)$14$5Sakthi Finance
Earnings per Share (Diluted)$2.61$2.29Sakthi Finance
Beta (Stock Volatility)-0.250.25Sakthi Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Sakthi Finance vs Paisalo Digital Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sakthi Finance-1.85%-1.09%-1.31%-12.27%-4.08%-28.60%
Paisalo Digital3.18%-5.33%26.01%20.46%11.18%-23.23%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sakthi Finance-42.00%45.10%217.74%110.80%194.32%275.26%
Paisalo Digital-34.40%13.20%86.82%195.33%-83.73%-14.17%

News Based Sentiment: Sakthi Finance vs Paisalo Digital

Sakthi Finance

News based Sentiment: MIXED

Sakthi Finance experienced a month of both positive and negative developments. While board changes and fundraising efforts signal proactive management, the declining share price and volatile earnings create uncertainty for investors. The overall narrative is one of a company navigating challenges and attempting to reposition itself for future growth.

View Sakthi Finance News Sentiment Analysis

Paisalo Digital

News based Sentiment: POSITIVE

September was a strong month for Paisalo Digital, marked by impressive financial results, significant promoter activity demonstrating confidence, and proactive debt management. These factors collectively suggest a positive shift in the company's trajectory and strengthen the investment case.

View Paisalo Digital News Sentiment Analysis

Performance & Financial Health Analysis: Sakthi Finance vs Paisalo Digital

MetricSAKTHIFINPAISALO
Market Information
Market Cap i₹2.87B₹34.63B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i3,01018,526,953
90 Day Avg. Volume i4,77516,733,286
Last Close₹43.53₹37.98
52 Week Range₹42.10 - ₹79.20₹29.38 - ₹63.74
% from 52W High-45.04%-40.41%
All-Time High₹103.75 (Jan 29, 2024)₹415.00 (Jan 03, 2011)
% from All-Time High-58.04%-90.85%
Growth Metrics
Quarterly Revenue Growth-0.01%0.16%
Quarterly Earnings Growth0.06%0.14%
Financial Health
Profit Margin (TTM) i0.19%0.48%
Operating Margin (TTM) i0.27%0.60%
Return on Equity (TTM) i0.07%0.13%
Debt to Equity (MRQ) i401.50231.89
Cash & Liquidity
Book Value per Share (MRQ)₹35.47₹16.91
Cash per Share (MRQ)₹7.93₹1.16
Operating Cash Flow (TTM) i₹1.52B₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹166.52M₹2.00B
Dividends
Last 12-Month Dividend Yield i1.79%0.26%
Last 12-Month Dividend i₹0.80₹0.10

Valuation & Enterprise Metrics Analysis: Sakthi Finance vs Paisalo Digital

MetricSAKTHIFINPAISALO
Price Ratios
P/E Ratio (TTM) i16.9916.59
Forward P/E iN/A12.21
PEG Ratio i2.551.27
Price to Sales (TTM) i3.268.01
Price to Book (MRQ) i1.252.25
Market Capitalization
Market Capitalization i₹2.87B₹34.63B
Enterprise Value i₹11.56B₹67.94B
Enterprise Value Metrics
Enterprise to Revenue i13.1415.72
Enterprise to EBITDA i28.9723.11
Risk & Other Metrics
Beta i-0.250.25
Book Value per Share (MRQ) i₹35.47₹16.91

Financial Statements Comparison: Sakthi Finance vs Paisalo Digital

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SAKTHIFINPAISALO
Revenue/Sales i₹536.50M₹2.18B
Cost of Goods Sold i₹399.58M₹1.11B
Gross Profit i₹136.93M₹1.07B
Research & Development iN/AN/A
Operating Income (EBIT) i₹67.22M₹806.97M
EBITDA i₹91.72M₹999.98M
Pre-Tax Income i₹58.07M₹635.98M
Income Tax i₹16.87M₹164.27M
Net Income (Profit) i₹41.19M₹471.71M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SAKTHIFINPAISALO
Cash & Equivalents i₹375.04M₹1.01B
Total Current Assets i₹6.37B₹51.19B
Total Current Liabilities i₹3.23B₹1.84B
Long-Term Debt i₹6.53B₹34.60B
Total Shareholders Equity i₹2.29B₹15.35B
Retained Earnings i₹608.14M₹217.82M
Property, Plant & Equipment i₹236.08M₹744.65M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SAKTHIFINPAISALO
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSAKTHIFINPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i3,01018,526,953
Average Daily Volume (90 Day) i4,77516,733,286
Shares Outstanding i64.71M902.12M
Float Shares i7.79M433.35M
% Held by Insiders i0.92%0.47%
% Held by Institutions i0.00%0.11%

Dividend Analysis & Yield Comparison: Sakthi Finance vs Paisalo Digital

MetricSAKTHIFINPAISALO
Last 12-Month Dividend i₹0.80₹0.10
Last 12-Month Dividend Yield i1.79%0.26%
3-Year Avg Annual Dividend i₹0.77₹0.08
3-Year Avg Dividend Yield i1.59%0.20%
3-Year Total Dividends i₹2.30₹0.25
Ex-Dividend DateSep 19, 2025Sep 22, 2025