Star Housing Finance [STARHFL] vs GIC Housing Finance [GICHSGFIN] Detailed Stock Comparison
Star Housing Finance
BSE
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GIC Housing Finance
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Star Housing Finance wins in 6 metrics, GIC Housing Finance wins in 13 metrics, with 0 ties. GIC Housing Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Star Housing Finance | GIC Housing Finance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.47 | 7.30 | GIC Housing Finance |
| Price-to-Book Ratio | 0.98 | 0.48 | GIC Housing Finance |
| Debt-to-Equity Ratio | 283.41 | 445.36 | Star Housing Finance |
| PEG Ratio | -0.29 | -0.09 | Star Housing Finance |
| EV/EBITDA | 47.08 | 43.51 | GIC Housing Finance |
| Profit Margin (TTM) | 23.80% | 44.89% | GIC Housing Finance |
| Operating Margin (TTM) | 21.56% | -165.91% | Star Housing Finance |
| EBITDA Margin (TTM) | 21.56% | N/A | N/A |
| Return on Equity | 7.71% | 8.16% | GIC Housing Finance |
| Return on Assets (TTM) | 2.00% | 1.49% | Star Housing Finance |
| Free Cash Flow (TTM) | $-652.52M | $-201.80M | GIC Housing Finance |
| Dividend Yield | 0.42% | 2.20% | GIC Housing Finance |
| 1-Year Return | -59.76% | -22.12% | GIC Housing Finance |
| Price-to-Sales Ratio (TTM) | 4.18 | 3.30 | GIC Housing Finance |
| Enterprise Value | $4.42B | $96.31B | GIC Housing Finance |
| EV/Revenue Ratio | 11.12 | 33.55 | Star Housing Finance |
| Gross Profit Margin (TTM) | 19.75% | 26.86% | GIC Housing Finance |
| Revenue per Share (TTM) | $5 | $53 | GIC Housing Finance |
| Earnings per Share (Diluted) | $1.03 | $23.93 | GIC Housing Finance |
| Beta (Stock Volatility) | -0.55 | 0.68 | Star Housing Finance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Star Housing Finance vs GIC Housing Finance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Star Housing Finance | -0.44% | -2.85% | -24.69% | -45.55% | -44.55% | -62.89% |
| GIC Housing Finance | 0.35% | -1.77% | 0.72% | -12.66% | 2.15% | -15.65% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Star Housing Finance | -59.76% | -90.99% | -80.42% | -80.42% | -80.42% | -80.42% |
| GIC Housing Finance | -22.12% | 34.44% | 71.04% | -17.15% | 14.98% | 292.61% |
News Based Sentiment: Star Housing Finance vs GIC Housing Finance
Star Housing Finance
News based Sentiment: MIXED
October presented a mixed bag for Star Housing Finance, with positive developments like shareholder approvals and AUM growth offset by a share price decline, a rescheduled rights issue, and a shift in valuation grade. The combination of these factors makes this a significant month for investors to reassess their positions.
GIC Housing Finance
News based Sentiment: MIXED
The month presented a mixed picture for GIC Housing Finance, with a discounted valuation and positive analyst sentiment countered by declining revenue and a recent stock performance dip. The director change adds another layer of uncertainty, making it a moderately significant month for investors.
Performance & Financial Health Analysis: Star Housing Finance vs GIC Housing Finance
| Metric | STARHFL | GICHSGFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.65B | ₹9.38B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 276,783 | 81,369 |
| 90 Day Avg. Volume | 213,982 | 65,387 |
| Last Close | ₹17.98 | ₹173.35 |
| 52 Week Range | ₹17.35 - ₹50.35 | ₹156.01 - ₹229.50 |
| % from 52W High | -64.29% | -24.47% |
| All-Time High | ₹226.70 (Oct 24, 2022) | ₹623.40 (Jun 19, 2017) |
| % from All-Time High | -92.07% | -72.19% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.22% | -0.80% |
| Quarterly Earnings Growth | -0.54% | -0.81% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.45% |
| Operating Margin (TTM) | 0.22% | -1.66% |
| Return on Equity (TTM) | 0.08% | 0.08% |
| Debt to Equity (MRQ) | 283.41 | 445.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹18.35 | ₹364.87 |
| Cash per Share (MRQ) | ₹13.54 | ₹9.98 |
| Operating Cash Flow (TTM) | ₹-323,735,000 | ₹-1,068,900,000 |
| Levered Free Cash Flow (TTM) | ₹110.99M | ₹1.60B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.42% | 2.20% |
| Last 12-Month Dividend | ₹0.10 | ₹4.50 |
Valuation & Enterprise Metrics Analysis: Star Housing Finance vs GIC Housing Finance
| Metric | STARHFL | GICHSGFIN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.47 | 7.30 |
| Forward P/E | N/A | 4.37 |
| PEG Ratio | -0.29 | -0.09 |
| Price to Sales (TTM) | 4.18 | 3.30 |
| Price to Book (MRQ) | 0.98 | 0.48 |
| Market Capitalization | ||
| Market Capitalization | ₹1.65B | ₹9.38B |
| Enterprise Value | ₹4.42B | ₹96.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 11.12 | 33.55 |
| Enterprise to EBITDA | 47.08 | 43.51 |
| Risk & Other Metrics | ||
| Beta | -0.55 | 0.68 |
| Book Value per Share (MRQ) | ₹18.35 | ₹364.87 |
Financial Statements Comparison: Star Housing Finance vs GIC Housing Finance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | STARHFL | GICHSGFIN |
|---|---|---|
| Revenue/Sales | ₹216.06M | ₹2.63B |
| Cost of Goods Sold | ₹173.39M | ₹1.93B |
| Gross Profit | ₹42.66M | ₹707.50M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹22.77M | ₹577.70M |
| EBITDA | ₹30.03M | ₹1.38B |
| Pre-Tax Income | ₹17.72M | ₹-203.10M |
| Income Tax | ₹3.88M | ₹-277.30M |
| Net Income (Profit) | ₹13.84M | ₹74.20M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | STARHFL | GICHSGFIN |
|---|---|---|
| Cash & Equivalents | ₹841.68M | ₹537.60M |
| Total Current Assets | ₹1.68B | ₹9.39B |
| Total Current Liabilities | ₹1.05B | ₹31.52B |
| Long-Term Debt | ₹3.04B | ₹56.44B |
| Total Shareholders Equity | ₹1.44B | ₹19.65B |
| Retained Earnings | ₹323.22M | ₹278.80M |
| Property, Plant & Equipment | ₹1.97M | ₹243.10M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | STARHFL | GICHSGFIN |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | STARHFL | GICHSGFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 276,783 | 81,369 |
| Average Daily Volume (90 Day) | 213,982 | 65,387 |
| Shares Outstanding | 92.34M | 53.85M |
| Float Shares | 53.63M | 35.03M |
| % Held by Insiders | 0.44% | 0.04% |
| % Held by Institutions | 0.00% | 0.50% |
Dividend Analysis & Yield Comparison: Star Housing Finance vs GIC Housing Finance
| Metric | STARHFL | GICHSGFIN |
|---|---|---|
| Last 12-Month Dividend | ₹0.10 | ₹4.50 |
| Last 12-Month Dividend Yield | 0.42% | 2.20% |
| 3-Year Avg Annual Dividend | ₹0.03 | ₹7.50 |
| 3-Year Avg Dividend Yield | 0.42% | 2.56% |
| 3-Year Total Dividends | ₹0.10 | ₹22.50 |
| Ex-Dividend Date | Sep 19, 2025 | Jul 18, 2025 |