Unifinz Capital [UCIL] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Unifinz Capital

BSE
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Bajaj Finance

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Unifinz Capital wins in 10 metrics, Bajaj Finance wins in 8 metrics, with 0 ties. Unifinz Capital appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricUnifinz CapitalBajaj FinanceBetter
P/E Ratio (TTM)9.0235.21Unifinz Capital
Price-to-Book Ratio6.416.35Bajaj Finance
Debt-to-Equity Ratio45.05294.16Unifinz Capital
PEG Ratio0.03-0.40Bajaj Finance
EV/EBITDA5.99N/AN/A
Profit Margin (TTM)27.34%44.94%Bajaj Finance
Operating Margin (TTM)42.24%60.70%Bajaj Finance
EBITDA Margin (TTM)42.24%60.70%Bajaj Finance
Return on Equity25.86%20.08%Unifinz Capital
Return on Assets (TTM)15.93%3.57%Unifinz Capital
Free Cash Flow (TTM)$-309.90M$-692.36BUnifinz Capital
Dividend Yield0.08%10.01%Bajaj Finance
1-Year Return48.84%38.17%Unifinz Capital
Price-to-Sales Ratio (TTM)3.8615.86Unifinz Capital
Enterprise Value$5.09B$8,970.82BBajaj Finance
EV/Revenue Ratio3.9623.14Unifinz Capital
Gross Profit Margin (TTM)88.05%N/AN/A
Revenue per Share (TTM)$232$63Unifinz Capital
Earnings per Share (Diluted)$62.21$28.11Unifinz Capital
Beta (Stock Volatility)1.700.50Bajaj Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Unifinz Capital vs Bajaj Finance Stock Performance Analysis

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Unifinz Capital
Bajaj Finance
Unifinz Capital Stock Overview | Bajaj Finance Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Unifinz Capital-4.99%-3.71%-7.47%-6.50%-12.34%24.71%
Bajaj Finance1.93%1.81%6.84%9.11%17.75%45.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Unifinz Capital48.84%505.68%5,329,900.00%5,329,900.00%5,329,900.00%5,329,900.00%
Bajaj Finance38.17%38.73%212.22%1,918.61%13,122.80%30,847.85%

News Based Sentiment: Unifinz Capital vs Bajaj Finance

Unifinz Capital

News based Sentiment: POSITIVE

The substantial 915.0% year-over-year profit growth reported in Q1 FY26 is a significant positive development for Unifinz Capital India Ltd. While the share price has shown mixed performance over different timeframes and lacks analyst coverage, the strong earnings suggest a positive trajectory for the company.

View Unifinz Capital News Sentiment Analysis

Bajaj Finance

News based Sentiment: MIXED

The month presented a mixed bag for Bajaj Finance, with an initial share price decline offset by increased holdings from promoters and FIIs. While the price dip is a concern, the increased confidence from key stakeholders suggests potential resilience and future growth, making it a moderately significant month for investors.

View Bajaj Finance News Sentiment Analysis

Performance & Financial Health Analysis: Unifinz Capital vs Bajaj Finance

MetricUCILBAJFINANCE
Market Information
Market Cap i₹4.72B₹6.22T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i5227,436,601
90 Day Avg. Volume i8437,340,366
Last Close₹533.00₹1,008.90
52 Week Range₹226.40 - ₹674.70₹645.10 - ₹1,036.00
% from 52W High-21.00%-2.62%
All-Time High₹674.70 (Feb 10, 2025)₹9,788.00 (Jun 09, 2025)
% from All-Time High-21.00%-89.69%
Growth Metrics
Quarterly Revenue Growth4.49%0.20%
Quarterly Earnings Growth9.15%0.20%
Financial Health
Profit Margin (TTM) i0.27%0.45%
Operating Margin (TTM) i0.42%0.61%
Return on Equity (TTM) i0.26%0.20%
Debt to Equity (MRQ) i45.05294.16
Cash & Liquidity
Book Value per Share (MRQ)₹87.59₹155.75
Cash per Share (MRQ)₹25.02₹17.15
Operating Cash Flow (TTM) i₹-643,588,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹200.56M₹166.38B
Dividends
Last 12-Month Dividend Yield i0.08%10.01%
Last 12-Month Dividend i₹0.50₹92.00

Valuation & Enterprise Metrics Analysis: Unifinz Capital vs Bajaj Finance

MetricUCILBAJFINANCE
Price Ratios
P/E Ratio (TTM) i9.0235.21
Forward P/E iN/A23.59
PEG Ratio i0.03-0.40
Price to Sales (TTM) i3.8615.86
Price to Book (MRQ) i6.416.35
Market Capitalization
Market Capitalization i₹4.72B₹6.22T
Enterprise Value i₹5.09B₹8.97T
Enterprise Value Metrics
Enterprise to Revenue i3.9623.14
Enterprise to EBITDA i5.99N/A
Risk & Other Metrics
Beta i1.700.50
Book Value per Share (MRQ) i₹87.59₹155.75

Financial Statements Comparison: Unifinz Capital vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)UCILBAJFINANCE
Revenue/Sales i₹829.86M₹118.43B
Cost of Goods Sold i₹99.14MN/A
Gross Profit i₹730.72MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹488.98MN/A
EBITDA i₹757.63MN/A
Pre-Tax Income i₹223.80M₹63.68B
Income Tax i₹55.65M₹16.02B
Net Income (Profit) i₹168.15M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)UCILBAJFINANCE
Cash & Equivalents i₹70.00M₹107.68B
Total Current Assets i₹1.06BN/A
Total Current Liabilities i₹457.30MN/A
Long-Term Debt i₹17.92M₹2.75T
Total Shareholders Equity i₹775.45M₹989.37B
Retained Earnings i₹155.47M₹517.83B
Property, Plant & Equipment i₹24.78M₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)UCILBAJFINANCE
Operating Cash Flow i₹-1.04MN/A
Capital Expenditures i₹-8,679N/A
Free Cash Flow i₹-672,506N/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricUCILBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i5227,436,601
Average Daily Volume (90 Day) i8437,340,366
Shares Outstanding i8.85M6.21B
Float Shares i1.64M2.64B
% Held by Insiders i0.82%0.55%
% Held by Institutions i0.00%0.25%

Dividend Analysis & Yield Comparison: Unifinz Capital vs Bajaj Finance

MetricUCILBAJFINANCE
Last 12-Month Dividend i₹0.50₹92.00
Last 12-Month Dividend Yield i0.08%10.01%
3-Year Avg Annual Dividend i₹0.17₹47.33
3-Year Avg Dividend Yield i0.08%1.22%
3-Year Total Dividends i₹0.50₹142.00
Ex-Dividend DateApr 04, 2025May 30, 2025