Unifinz Capital [UCIL] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison
Unifinz Capital
BSE
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Bajaj Finance
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Unifinz Capital wins in 10 metrics, Bajaj Finance wins in 7 metrics, with 0 ties. Unifinz Capital appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Unifinz Capital | Bajaj Finance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.75 | 30.68 | Unifinz Capital |
| Price-to-Book Ratio | 6.51 | 5.53 | Bajaj Finance |
| Debt-to-Equity Ratio | 45.05 | 294.16 | Unifinz Capital |
| PEG Ratio | N/A | -0.35 | N/A |
| EV/EBITDA | 6.02 | N/A | N/A |
| Profit Margin (TTM) | 27.34% | 44.94% | Bajaj Finance |
| Operating Margin (TTM) | 42.24% | 60.70% | Bajaj Finance |
| EBITDA Margin (TTM) | 42.24% | 60.70% | Bajaj Finance |
| Return on Equity | 25.86% | 20.08% | Unifinz Capital |
| Return on Assets (TTM) | 15.93% | 3.57% | Unifinz Capital |
| Free Cash Flow (TTM) | $-309.90M | $-692.36B | Unifinz Capital |
| Dividend Yield | 0.08% | 10.01% | Bajaj Finance |
| 1-Year Return | 83.51% | 32.46% | Unifinz Capital |
| Price-to-Sales Ratio (TTM) | 3.92 | 13.81 | Unifinz Capital |
| Enterprise Value | $5.17B | $8,174.31B | Bajaj Finance |
| EV/Revenue Ratio | 4.02 | 21.08 | Unifinz Capital |
| Gross Profit Margin (TTM) | 83.87% | N/A | N/A |
| Revenue per Share (TTM) | $232 | $63 | Unifinz Capital |
| Earnings per Share (Diluted) | $48.51 | $28.08 | Unifinz Capital |
| Beta (Stock Volatility) | 1.84 | 0.48 | Bajaj Finance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Unifinz Capital vs Bajaj Finance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Unifinz Capital | 0.61% | -3.90% | -2.12% | -5.49% | -5.40% | 34.89% |
| Bajaj Finance | -0.32% | 3.14% | -3.89% | -2.18% | 6.95% | 30.55% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Unifinz Capital | 83.51% | 555.11% | 5,764,900.00% | 5,764,900.00% | 5,764,900.00% | 5,764,900.00% |
| Bajaj Finance | 32.46% | 26.34% | 143.07% | 1,665.78% | 14,795.66% | 32,946.30% |
Performance & Financial Health Analysis: Unifinz Capital vs Bajaj Finance
| Metric | UCIL | BAJFINANCE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹5.05B | ₹5.35T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 774 | 5,678,635 |
| 90 Day Avg. Volume | 518 | 6,807,685 |
| Last Close | ₹580.00 | ₹902.30 |
| 52 Week Range | ₹226.10 - ₹674.70 | ₹645.10 - ₹978.80 |
| % from 52W High | -14.04% | -7.82% |
| All-Time High | ₹674.70 (Feb 10, 2025) | ₹9,788.00 (Jun 09, 2025) |
| % from All-Time High | -14.04% | -90.78% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 4.49% | 0.20% |
| Quarterly Earnings Growth | 9.15% | 0.20% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.45% |
| Operating Margin (TTM) | 0.42% | 0.61% |
| Return on Equity (TTM) | 0.26% | 0.20% |
| Debt to Equity (MRQ) | 45.05 | 294.16 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹87.59 | ₹155.75 |
| Cash per Share (MRQ) | ₹25.02 | ₹17.15 |
| Operating Cash Flow (TTM) | ₹-644,832,000 | ₹-147,267,100,000 |
| Levered Free Cash Flow (TTM) | ₹200.56M | ₹166.38B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.08% | 10.01% |
| Last 12-Month Dividend | ₹0.50 | ₹92.00 |
Valuation & Enterprise Metrics Analysis: Unifinz Capital vs Bajaj Finance
| Metric | UCIL | BAJFINANCE |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.75 | 30.68 |
| Forward P/E | N/A | 21.28 |
| PEG Ratio | N/A | -0.35 |
| Price to Sales (TTM) | 3.92 | 13.81 |
| Price to Book (MRQ) | 6.51 | 5.53 |
| Market Capitalization | ||
| Market Capitalization | ₹5.05B | ₹5.35T |
| Enterprise Value | ₹5.17B | ₹8.17T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.02 | 21.08 |
| Enterprise to EBITDA | 6.02 | N/A |
| Risk & Other Metrics | ||
| Beta | 1.84 | 0.48 |
| Book Value per Share (MRQ) | ₹87.59 | ₹155.75 |
Financial Statements Comparison: Unifinz Capital vs Bajaj Finance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UCIL | BAJFINANCE |
|---|---|---|
| Revenue/Sales | ₹453.81M | ₹118.43B |
| Cost of Goods Sold | ₹73.19M | N/A |
| Gross Profit | ₹380.62M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹177.51M | N/A |
| EBITDA | ₹274.19M | N/A |
| Pre-Tax Income | ₹92.44M | ₹63.68B |
| Income Tax | ₹18.69M | ₹16.02B |
| Net Income (Profit) | ₹73.76M | ₹47.65B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UCIL | BAJFINANCE |
|---|---|---|
| Cash & Equivalents | ₹70.00M | ₹107.68B |
| Total Current Assets | ₹1.02B | N/A |
| Total Current Liabilities | ₹118.20M | N/A |
| Long-Term Debt | ₹329.39M | ₹2.75T |
| Total Shareholders Equity | ₹775.45M | ₹989.37B |
| Retained Earnings | N/A | ₹517.83B |
| Property, Plant & Equipment | ₹24.78M | ₹5.52B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UCIL | BAJFINANCE |
|---|---|---|
| Operating Cash Flow | ₹-1.04M | N/A |
| Capital Expenditures | ₹-8,679 | N/A |
| Free Cash Flow | ₹-672,506 | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | UCIL | BAJFINANCE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 774 | 5,678,635 |
| Average Daily Volume (90 Day) | 518 | 6,807,685 |
| Shares Outstanding | 8.85M | 6.21B |
| Float Shares | 1.46M | 2.64B |
| % Held by Insiders | 0.82% | 0.55% |
| % Held by Institutions | 0.00% | 0.26% |
Dividend Analysis & Yield Comparison: Unifinz Capital vs Bajaj Finance
| Metric | UCIL | BAJFINANCE |
|---|---|---|
| Last 12-Month Dividend | ₹0.50 | ₹92.00 |
| Last 12-Month Dividend Yield | 0.08% | 10.01% |
| 3-Year Avg Annual Dividend | ₹0.17 | ₹47.33 |
| 3-Year Avg Dividend Yield | 0.08% | 1.22% |
| 3-Year Total Dividends | ₹0.50 | ₹142.00 |
| Ex-Dividend Date | Apr 04, 2025 | May 30, 2025 |