Unifinz Capital [UCIL] vs Indian Railway [IRFC] Detailed Stock Comparison

Unifinz Capital

Indian Railway
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Unifinz Capital wins in 12 metrics, Indian Railway wins in 8 metrics, with 0 ties. Unifinz Capital appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Unifinz Capital | Indian Railway | Better |
---|---|---|---|
P/E Ratio (TTM) | 9.02 | 24.63 | Unifinz Capital |
Price-to-Book Ratio | 6.41 | 3.02 | Indian Railway |
Debt-to-Equity Ratio | 45.05 | 748.58 | Unifinz Capital |
PEG Ratio | 0.03 | 2.29 | Unifinz Capital |
EV/EBITDA | 5.99 | 39.37 | Unifinz Capital |
Profit Margin (TTM) | 27.34% | 97.62% | Indian Railway |
Operating Margin (TTM) | 42.24% | 97.65% | Indian Railway |
EBITDA Margin (TTM) | 42.24% | 97.65% | Indian Railway |
Return on Equity | 25.86% | 12.68% | Unifinz Capital |
Return on Assets (TTM) | 15.93% | 1.39% | Unifinz Capital |
Free Cash Flow (TTM) | $-309.90M | $82.29B | Indian Railway |
Dividend Yield | 0.08% | 1.69% | Indian Railway |
1-Year Return | 48.84% | -17.82% | Unifinz Capital |
Price-to-Sales Ratio (TTM) | 3.86 | 24.07 | Unifinz Capital |
Enterprise Value | $5.09B | $5,708.65B | Indian Railway |
EV/Revenue Ratio | 3.96 | 83.54 | Unifinz Capital |
Gross Profit Margin (TTM) | 88.05% | 25.69% | Unifinz Capital |
Revenue per Share (TTM) | $232 | $5 | Unifinz Capital |
Earnings per Share (Diluted) | $62.21 | $5.11 | Unifinz Capital |
Beta (Stock Volatility) | 1.70 | 0.30 | Indian Railway |
Unifinz Capital vs Indian Railway Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Unifinz Capital | -4.99% | -3.71% | -7.47% | -6.50% | -12.34% | 24.71% |
Indian Railway | 1.47% | 0.79% | 0.54% | -9.60% | 2.30% | -16.70% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Unifinz Capital | 48.84% | 505.68% | 5,329,900.00% | 5,329,900.00% | 5,329,900.00% | 5,329,900.00% |
Indian Railway | -17.82% | 485.23% | 405.00% | 405.00% | 405.00% | 405.00% |
News Based Sentiment: Unifinz Capital vs Indian Railway
Unifinz Capital
News based Sentiment: POSITIVE
The substantial 915.0% year-over-year profit growth reported in Q1 FY26 is a significant positive development for Unifinz Capital India Ltd. While the share price has shown mixed performance over different timeframes and lacks analyst coverage, the strong earnings suggest a positive trajectory for the company.
Indian Railway
News based Sentiment: MIXED
IRFC is demonstrating strong business development through significant loan agreements in the power sector, but this is offset by a concerning 16% decline in share price during 2025. The upcoming earnings release will be crucial in determining whether the company can overcome these challenges and deliver value to investors.
Performance & Financial Health Analysis: Unifinz Capital vs Indian Railway
Metric | UCIL | IRFC |
---|---|---|
Market Information | ||
Market Cap | ₹4.72B | ₹1.64T |
Market Cap Category | Small cap | Large cap |
10 Day Avg. Volume | 522 | 6,482,655 |
90 Day Avg. Volume | 843 | 7,978,584 |
Last Close | ₹533.00 | ₹127.08 |
52 Week Range | ₹226.40 - ₹674.70 | ₹108.04 - ₹166.90 |
% from 52W High | -21.00% | -23.86% |
All-Time High | ₹674.70 (Feb 10, 2025) | ₹229.00 (Jul 15, 2024) |
% from All-Time High | -21.00% | -44.51% |
Growth Metrics | ||
Quarterly Revenue Growth | 4.49% | 0.11% |
Quarterly Earnings Growth | 9.15% | 0.11% |
Financial Health | ||
Profit Margin (TTM) | 0.27% | 0.98% |
Operating Margin (TTM) | 0.42% | 0.98% |
Return on Equity (TTM) | 0.26% | 0.13% |
Debt to Equity (MRQ) | 45.05 | 748.58 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | ₹87.59 | ₹41.65 |
Cash per Share (MRQ) | ₹25.02 | ₹0.77 |
Operating Cash Flow (TTM) | ₹-643,588,000 | ₹50.56B |
Levered Free Cash Flow (TTM) | ₹200.56M | ₹65.02B |
Dividends | ||
Last 12-Month Dividend Yield | 0.08% | 1.69% |
Last 12-Month Dividend | ₹0.50 | ₹2.30 |
Valuation & Enterprise Metrics Analysis: Unifinz Capital vs Indian Railway
Metric | UCIL | IRFC |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 9.02 | 24.63 |
Forward P/E | N/A | 24.68 |
PEG Ratio | 0.03 | 2.29 |
Price to Sales (TTM) | 3.86 | 24.07 |
Price to Book (MRQ) | 6.41 | 3.02 |
Market Capitalization | ||
Market Capitalization | ₹4.72B | ₹1.64T |
Enterprise Value | ₹5.09B | ₹5.71T |
Enterprise Value Metrics | ||
Enterprise to Revenue | 3.96 | 83.54 |
Enterprise to EBITDA | 5.99 | 39.37 |
Risk & Other Metrics | ||
Beta | 1.70 | 0.30 |
Book Value per Share (MRQ) | ₹87.59 | ₹41.65 |
Financial Statements Comparison: Unifinz Capital vs Indian Railway
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | UCIL | IRFC |
---|---|---|
Revenue/Sales | ₹829.86M | ₹69.01B |
Cost of Goods Sold | ₹99.14M | ₹51.28B |
Gross Profit | ₹730.72M | ₹17.73B |
Research & Development | N/A | N/A |
Operating Income (EBIT) | ₹488.98M | ₹17.43B |
EBITDA | ₹757.63M | ₹17.44B |
Pre-Tax Income | ₹223.80M | ₹17.46B |
Income Tax | ₹55.65M | ₹0 |
Net Income (Profit) | ₹168.15M | ₹17.46B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | UCIL | IRFC |
---|---|---|
Cash & Equivalents | ₹70.00M | ₹1.72B |
Total Current Assets | ₹1.06B | ₹2.87T |
Total Current Liabilities | ₹457.30M | ₹83.30M |
Long-Term Debt | ₹17.92M | ₹4.05T |
Total Shareholders Equity | ₹775.45M | ₹544.24B |
Retained Earnings | ₹155.47M | N/A |
Property, Plant & Equipment | ₹24.78M | ₹128.00M |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | UCIL | IRFC |
---|---|---|
Operating Cash Flow | ₹-1.04M | ₹14.22B |
Capital Expenditures | ₹-8,679 | ₹-2.40M |
Free Cash Flow | ₹-672,506 | ₹14.67B |
Debt Repayment | N/A | N/A |
Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
Metric | UCIL | IRFC |
---|---|---|
Shares Short | N/A | N/A |
Short Ratio | N/A | N/A |
Short % of Float | N/A | N/A |
Average Daily Volume (10 Day) | 522 | 6,482,655 |
Average Daily Volume (90 Day) | 843 | 7,978,584 |
Shares Outstanding | 8.85M | 13.07B |
Float Shares | 1.64M | 1.78B |
% Held by Insiders | 0.82% | 0.86% |
% Held by Institutions | 0.00% | 0.02% |
Dividend Analysis & Yield Comparison: Unifinz Capital vs Indian Railway
Metric | UCIL | IRFC |
---|---|---|
Last 12-Month Dividend | ₹0.50 | ₹2.30 |
Last 12-Month Dividend Yield | 0.08% | 1.69% |
3-Year Avg Annual Dividend | ₹0.17 | ₹1.74 |
3-Year Avg Dividend Yield | 0.08% | 1.33% |
3-Year Total Dividends | ₹0.50 | ₹5.23 |
Ex-Dividend Date | Apr 04, 2025 | Mar 21, 2025 |