Affirm Holdings [AFRM] vs Oracle [ORCL] Detailed Stock Comparison
Affirm Holdings
NASDAQ
Loading...
Oracle
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Affirm Holdings wins in 8 metrics, Oracle wins in 10 metrics, with 0 ties. Oracle appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Affirm Holdings | Oracle | Better |
|---|---|---|---|
| P/E Ratio (TTM) | -47.60 | 54.06 | Affirm Holdings |
| Price-to-Book Ratio | 8.36 | 32.20 | Affirm Holdings |
| Debt-to-Equity Ratio | 255.95 | 519.59 | Affirm Holdings |
| PEG Ratio | 0.47 | 32.77 | Affirm Holdings |
| EV/EBITDA | 473.57 | 32.24 | Oracle |
| Profit Margin (TTM) | -2.07% | 21.68% | Oracle |
| Operating Margin (TTM) | -1.07% | 32.48% | Oracle |
| EBITDA Margin (TTM) | N/A | 32.48% | N/A |
| Return on Equity | -2.26% | 82.38% | Oracle |
| Return on Assets (TTM) | -1.38% | 7.26% | Oracle |
| Free Cash Flow (TTM) | $290.84M | $-394.00M | Affirm Holdings |
| Dividend Yield | N/A | 0.81% | N/A |
| 1-Year Return | 152.77% | 67.51% | Affirm Holdings |
| Price-to-Sales Ratio (TTM) | 7.99 | 11.48 | Affirm Holdings |
| Enterprise Value | $30.03B | $757.28B | Oracle |
| EV/Revenue Ratio | 9.99 | 13.19 | Affirm Holdings |
| Gross Profit Margin (TTM) | 65.39% | 70.19% | Oracle |
| Revenue per Share (TTM) | $9 | $21 | Oracle |
| Earnings per Share (Diluted) | $-0.19 | $4.34 | Oracle |
| Beta (Stock Volatility) | 3.63 | 1.43 | Oracle |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Affirm Holdings vs Oracle Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Affirm Holdings | 6.71% | 0.98% | 21.49% | 62.32% | 19.52% | 27.16% |
| Oracle | 1.38% | -4.82% | -4.26% | 48.34% | 38.94% | 40.43% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Affirm Holdings | 152.77% | 223.65% | -32.03% | -32.03% | -32.03% | -32.03% |
| Oracle | 67.51% | 212.34% | 302.83% | 522.42% | 935.81% | 1,707.44% |
Performance & Financial Health Analysis: Affirm Holdings vs Oracle
| Metric | AFRM | ORCL |
|---|---|---|
| Market Information | ||
| Market Cap | $24.03B | $659.01B |
| Market Cap Category | Large cap | Mega cap |
| 10 Day Avg. Volume | 5,139,010 | 10,879,370 |
| 90 Day Avg. Volume | 5,254,803 | 10,546,587 |
| Last Close | $79.49 | $236.37 |
| 52 Week Range | $29.62 - $82.53 | $118.86 - $260.87 |
| % from 52W High | -3.68% | -9.39% |
| All-Time High | $176.65 (Nov 08, 2021) | $260.87 (Jul 31, 2025) |
| % from All-Time High | -55.00% | -9.39% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.36% | 0.11% |
| Quarterly Earnings Growth | 0.36% | 0.09% |
| Financial Health | ||
| Profit Margin (TTM) | -0.02% | 0.22% |
| Operating Margin (TTM) | -0.01% | 0.32% |
| Return on Equity (TTM) | -0.02% | 0.82% |
| Debt to Equity (MRQ) | 255.95 | 519.59 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $8.91 | $7.29 |
| Cash per Share (MRQ) | $4.22 | $3.99 |
| Operating Cash Flow (TTM) | $788.04M | $20.82B |
| Levered Free Cash Flow (TTM) | $337.55M | $678.00M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.81% |
| Last 12-Month Dividend | N/A | $1.70 |
Valuation & Enterprise Metrics Analysis: Affirm Holdings vs Oracle
| Metric | AFRM | ORCL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | -47.60 | 54.06 |
| Forward P/E | 158.49 | 32.77 |
| PEG Ratio | 0.47 | 32.77 |
| Price to Sales (TTM) | 7.99 | 11.48 |
| Price to Book (MRQ) | 8.36 | 32.20 |
| Market Capitalization | ||
| Market Capitalization | $24.03B | $659.01B |
| Enterprise Value | $30.03B | $757.28B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 9.99 | 13.19 |
| Enterprise to EBITDA | 473.57 | 32.24 |
| Risk & Other Metrics | ||
| Beta | 3.63 | 1.43 |
| Book Value per Share (MRQ) | $8.91 | $7.29 |
Financial Statements Comparison: Affirm Holdings vs Oracle
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | AFRM | ORCL |
|---|---|---|
| Revenue/Sales | $783.13M | $15.90B |
| Cost of Goods Sold | $271.02M | $4.74B |
| Gross Profit | $512.12M | $11.16B |
| Research & Development | N/A | $2.65B |
| Operating Income (EBIT) | $99.25M | $5.19B |
| EBITDA | $172.46M | $7.00B |
| Pre-Tax Income | $5.35M | $4.15B |
| Income Tax | $2.54M | $725.00M |
| Net Income (Profit) | $2.80M | $3.43B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | AFRM | ORCL |
|---|---|---|
| Cash & Equivalents | $1.35B | $10.79B |
| Total Current Assets | $9.08B | $24.58B |
| Total Current Liabilities | $143.93M | $32.64B |
| Long-Term Debt | $7.36B | $96.83B |
| Total Shareholders Equity | $2.87B | $20.97B |
| Retained Earnings | $-3.13B | $-15.48B |
| Property, Plant & Equipment | $21.43M | $0 |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | AFRM | ORCL |
|---|---|---|
| Operating Cash Flow | $15.71M | $5.93B |
| Capital Expenditures | $-53.01M | N/A |
| Free Cash Flow | $157.38M | $-2.92B |
| Debt Repayment | $-7.28B | $-6.07B |
| Common Stock Repurchase | $0 | $-150.00M |
Short Interest & Institutional Ownership Analysis
| Metric | AFRM | ORCL |
|---|---|---|
| Shares Short | 16.33M | 20.69M |
| Short Ratio | 3.39 | 1.58 |
| Short % of Float | 0.06% | 0.01% |
| Average Daily Volume (10 Day) | 5,139,010 | 10,879,370 |
| Average Daily Volume (90 Day) | 5,254,803 | 10,546,587 |
| Shares Outstanding | 311.05M | 2.81B |
| Float Shares | 268.38M | 1.64B |
| % Held by Insiders | 0.05% | 0.42% |
| % Held by Institutions | 0.83% | 0.45% |
Dividend Analysis & Yield Comparison: Affirm Holdings vs Oracle
| Metric | AFRM | ORCL |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.70 |
| Last 12-Month Dividend Yield | N/A | 0.81% |
| 3-Year Avg Annual Dividend | N/A | $1.55 |
| 3-Year Avg Dividend Yield | N/A | 0.36% |
| 3-Year Total Dividends | N/A | $4.66 |
| Ex-Dividend Date | N/A | Apr 10, 2025 |