Atlanticus Holdings [ATLC] vs Mastercard [MA] Detailed Stock Comparison
Atlanticus Holdings
NASDAQ
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Mastercard
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Atlanticus Holdings wins in 6 metrics, Mastercard wins in 11 metrics, with 0 ties. Mastercard appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Atlanticus Holdings | Mastercard | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.12 | 39.53 | Atlanticus Holdings |
| Price-to-Book Ratio | 1.70 | 67.55 | Atlanticus Holdings |
| Debt-to-Equity Ratio | 467.04 | 240.92 | Mastercard |
| PEG Ratio | 0.21 | 35.75 | Atlanticus Holdings |
| EV/EBITDA | N/A | 28.71 | N/A |
| Profit Margin (TTM) | 26.89% | 44.93% | Mastercard |
| Operating Margin (TTM) | 32.63% | 59.92% | Mastercard |
| EBITDA Margin (TTM) | 32.63% | 59.92% | Mastercard |
| Return on Equity | 20.77% | 176.95% | Mastercard |
| Return on Assets (TTM) | 3.75% | 23.68% | Mastercard |
| Free Cash Flow (TTM) | $467.62M | $13.59B | Mastercard |
| Dividend Yield | N/A | 0.53% | N/A |
| 1-Year Return | 77.49% | 26.90% | Atlanticus Holdings |
| Price-to-Sales Ratio (TTM) | 2.09 | 17.50 | Atlanticus Holdings |
| Enterprise Value | $3.46B | $538.93B | Mastercard |
| EV/Revenue Ratio | 7.57 | 17.82 | Atlanticus Holdings |
| Gross Profit Margin (TTM) | N/A | 77.23% | N/A |
| Revenue per Share (TTM) | $31 | $33 | Mastercard |
| Earnings per Share (Diluted) | $5.69 | $14.81 | Mastercard |
| Beta (Stock Volatility) | 1.94 | 1.03 | Mastercard |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Atlanticus Holdings vs Mastercard Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Atlanticus Holdings | 5.64% | -0.13% | 20.15% | 24.96% | 8.38% | 13.18% |
| Mastercard | 1.18% | 1.40% | 6.72% | 3.93% | 6.17% | 13.31% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Atlanticus Holdings | 77.49% | 88.95% | 601.36% | 1,524.87% | 1,291.70% | 54.25% |
| Mastercard | 26.90% | 78.31% | 61.67% | 529.17% | 2,765.05% | 13,083.07% |
Performance & Financial Health Analysis: Atlanticus Holdings vs Mastercard
| Metric | ATLC | MA |
|---|---|---|
| Market Information | ||
| Market Cap | $957.29M | $529.31B |
| Market Cap Category | Small cap | Mega cap |
| 10 Day Avg. Volume | 52,200 | 2,424,800 |
| 90 Day Avg. Volume | 66,770 | 2,547,407 |
| Last Close | $65.57 | $598.92 |
| 52 Week Range | $30.00 - $65.95 | $461.90 - $601.77 |
| % from 52W High | -0.58% | -0.47% |
| All-Time High | $91.98 (Nov 01, 2021) | $601.77 (Aug 22, 2025) |
| % from All-Time High | -28.71% | -0.47% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.36% | 0.17% |
| Quarterly Earnings Growth | 0.26% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.45% |
| Operating Margin (TTM) | 0.33% | 0.60% |
| Return on Equity (TTM) | 0.21% | 1.77% |
| Debt to Equity (MRQ) | 467.04 | 240.92 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $37.24 | $8.67 |
| Cash per Share (MRQ) | $21.78 | $10.36 |
| Operating Cash Flow (TTM) | $499.23M | $16.95B |
| Levered Free Cash Flow (TTM) | $87.37M | $15.46B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.53% |
| Last 12-Month Dividend | $0.00 | $2.84 |
Valuation & Enterprise Metrics Analysis: Atlanticus Holdings vs Mastercard
| Metric | ATLC | MA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.12 | 39.53 |
| Forward P/E | 10.84 | 35.75 |
| PEG Ratio | 0.21 | 35.75 |
| Price to Sales (TTM) | 2.09 | 17.50 |
| Price to Book (MRQ) | 1.70 | 67.55 |
| Market Capitalization | ||
| Market Capitalization | $957.29M | $529.31B |
| Enterprise Value | $3.46B | $538.93B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.57 | 17.82 |
| Enterprise to EBITDA | N/A | 28.71 |
| Risk & Other Metrics | ||
| Beta | 1.94 | 1.03 |
| Book Value per Share (MRQ) | $37.24 | $8.67 |
Financial Statements Comparison: Atlanticus Holdings vs Mastercard
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | ATLC | MA |
|---|---|---|
| Revenue/Sales | $89.62M | $7.25B |
| Cost of Goods Sold | N/A | $1.69B |
| Gross Profit | N/A | $5.56B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | $4.30B |
| EBITDA | N/A | $4.58B |
| Pre-Tax Income | $40.15M | $4.03B |
| Income Tax | $9.86M | $751.00M |
| Net Income (Profit) | $30.29M | $3.28B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | ATLC | MA |
|---|---|---|
| Cash & Equivalents | $350.39M | $7.58B |
| Total Current Assets | N/A | $19.80B |
| Total Current Liabilities | N/A | $17.83B |
| Long-Term Debt | $2.50B | $18.80B |
| Total Shareholders Equity | $528.85M | $6.70B |
| Retained Earnings | $422.57M | $75.50B |
| Property, Plant & Equipment | $26.25M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | ATLC | MA |
|---|---|---|
| Operating Cash Flow | $133.58M | $4.47B |
| Capital Expenditures | $-2.68M | $-159.00M |
| Free Cash Flow | $128.89M | $2.02B |
| Debt Repayment | $-310.66M | $-750.00M |
| Common Stock Repurchase | $-51.25M | $-2.55B |
Short Interest & Institutional Ownership Analysis
| Metric | ATLC | MA |
|---|---|---|
| Shares Short | 273,854 | 5.16M |
| Short Ratio | 3.43 | 1.93 |
| Short % of Float | 0.16% | 0.01% |
| Average Daily Volume (10 Day) | 52,200 | 2,424,800 |
| Average Daily Volume (90 Day) | 66,770 | 2,547,407 |
| Shares Outstanding | 14.90M | 913.40M |
| Float Shares | 5.28M | 896.00M |
| % Held by Insiders | 0.65% | 0.01% |
| % Held by Institutions | 0.22% | 0.91% |
Dividend Analysis & Yield Comparison: Atlanticus Holdings vs Mastercard
| Metric | ATLC | MA |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $2.84 |
| Last 12-Month Dividend Yield | N/A | 0.53% |
| 3-Year Avg Annual Dividend | $0.00 | $2.09 |
| 3-Year Avg Dividend Yield | N/A | 0.15% |
| 3-Year Total Dividends | $0.00 | $6.28 |
| Ex-Dividend Date | N/A | Apr 09, 2025 |