Banner [BANR] vs UMB Financial [UMBF] Detailed Stock Comparison
Banner
UMB Financial
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Banner wins in 10 metrics, UMB Financial wins in 8 metrics, with 0 ties. Banner appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Banner | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.02 | 13.41 | Banner |
| Price-to-Book Ratio | 1.17 | 1.31 | Banner |
| Debt-to-Equity Ratio | 0.44 | 0.51 | Banner |
| PEG Ratio | 0.86 | 0.37 | UMB Financial |
| Profit Margin (TTM) | 29.19% | 27.11% | Banner |
| Operating Margin (TTM) | 37.91% | 46.33% | UMB Financial |
| EBITDA Margin (TTM) | 37.91% | 46.33% | UMB Financial |
| Return on Equity | 10.25% | 10.05% | Banner |
| Return on Assets (TTM) | 1.13% | 0.91% | Banner |
| Free Cash Flow (TTM) | $279.44M | $201.08M | Banner |
| Dividend Yield | 3.63% | 1.81% | Banner |
| 1-Year Return | -0.73% | 8.88% | UMB Financial |
| Price-to-Sales Ratio (TTM) | 3.50 | 4.61 | Banner |
| Enterprise Value | $2.51B | $10.86B | UMB Financial |
| EV/Revenue Ratio | 4.02 | 5.57 | Banner |
| Revenue per Share (TTM) | $18 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $5.25 | $8.83 | UMB Financial |
| Beta (Stock Volatility) | 0.90 | 0.74 | UMB Financial |
Banner vs UMB Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Banner | -2.93% | -1.43% | -5.90% | -8.78% | 4.61% | -4.76% |
| UMB Financial | -4.76% | 0.31% | -3.05% | 7.21% | 25.79% | 6.15% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Banner | -0.73% | -3.14% | 75.01% | 27.75% | 407.51% | -66.57% |
| UMB Financial | 8.88% | 34.23% | 112.21% | 133.46% | 235.32% | 271.19% |
News Based Sentiment: Banner vs UMB Financial
Banner
News based Sentiment: MIXED
October was a month of conflicting signals for Banner Corporation. While institutional investment increased and analysts highlighted potential undervaluation, concerning technical indicators emerged. The upcoming earnings report on October 15th is a key catalyst that will likely determine the stock's near-term direction.
UMB Financial
News based Sentiment: POSITIVE
October proved to be a strong month for UMB Financial, marked by exceptional Q2 earnings that beat estimates, positive analyst revisions with increasing price targets, and a clear strategic focus on growth areas like wealth management and digital innovation. While insider selling is a minor concern, the overall narrative is overwhelmingly positive, suggesting continued growth potential.
Performance & Financial Health Analysis: Banner vs UMB Financial
| Metric | BANR | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $2.18B | $9.03B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 216,180 | 374,860 |
| 90 Day Avg. Volume | 183,477 | 474,583 |
| Last Close | $61.04 | $113.02 |
| 52 Week Range | $54.01 - $78.05 | $82.00 - $129.94 |
| % from 52W High | -21.79% | -13.02% |
| All-Time High | $326.97 (Nov 20, 2006) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -81.33% | -13.02% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.78% |
| Quarterly Earnings Growth | 0.14% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.27% |
| Operating Margin (TTM) | 0.38% | 0.46% |
| Return on Equity (TTM) | 0.10% | 0.10% |
| Debt to Equity (MRQ) | 0.44 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $53.95 | $90.63 |
| Cash per Share (MRQ) | $14.31 | $29.90 |
| Operating Cash Flow (TTM) | $275.12M | $705.18M |
| Levered Free Cash Flow (TTM) | $168.90M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.63% | 1.81% |
| Last 12-Month Dividend | $2.40 | $1.99 |
Valuation & Enterprise Metrics Analysis: Banner vs UMB Financial
| Metric | BANR | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.02 | 13.41 |
| Forward P/E | 12.85 | 12.83 |
| PEG Ratio | 0.86 | 0.37 |
| Price to Sales (TTM) | 3.50 | 4.61 |
| Price to Book (MRQ) | 1.17 | 1.31 |
| Market Capitalization | ||
| Market Capitalization | $2.18B | $9.03B |
| Enterprise Value | $2.51B | $10.86B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.02 | 5.57 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.90 | 0.74 |
| Book Value per Share (MRQ) | $53.95 | $90.63 |
Financial Statements Comparison: Banner vs UMB Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | BANR | UMBF |
|---|---|---|
| Revenue/Sales | $157.77M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $55.79M | $93.05M |
| Income Tax | $10.66M | $11.72M |
| Net Income (Profit) | $45.14M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | BANR | UMBF |
|---|---|---|
| Cash & Equivalents | $441.95M | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $356.57M | $654.38M |
| Total Shareholders Equity | $1.83B | $6.75B |
| Retained Earnings | $772.41M | $3.22B |
| Property, Plant & Equipment | $156.78M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | BANR | UMBF |
|---|---|---|
| Operating Cash Flow | $56.01M | $360.37M |
| Capital Expenditures | $-1.66M | $-8.59M |
| Free Cash Flow | $55.58M | $354.20M |
| Debt Repayment | $-122.00M | $-11.06M |
| Common Stock Repurchase | N/A | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | BANR | UMBF |
|---|---|---|
| Shares Short | 810,594 | 2.26M |
| Short Ratio | 5.62 | 4.44 |
| Short % of Float | 0.03% | 0.04% |
| Average Daily Volume (10 Day) | 216,180 | 374,860 |
| Average Daily Volume (90 Day) | 183,477 | 474,583 |
| Shares Outstanding | 34.46M | 48.81M |
| Float Shares | 33.81M | 72.88M |
| % Held by Insiders | 0.02% | 0.05% |
| % Held by Institutions | 0.94% | 0.93% |
Dividend Analysis & Yield Comparison: Banner vs UMB Financial
| Metric | BANR | UMBF |
|---|---|---|
| Last 12-Month Dividend | $2.40 | $1.99 |
| Last 12-Month Dividend Yield | 3.63% | 1.81% |
| 3-Year Avg Annual Dividend | $2.05 | $1.68 |
| 3-Year Avg Dividend Yield | 0.85% | 0.45% |
| 3-Year Total Dividends | $6.16 | $5.05 |
| Ex-Dividend Date | Aug 05, 2025 | Sep 10, 2025 |