Bank First [BFC] vs Nicolet Bankshares [NIC] Detailed Stock Comparison
Bank First
NASDAQ
Loading...
Nicolet Bankshares
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Bank First wins in 6 metrics, Nicolet Bankshares wins in 12 metrics, with 0 ties. Nicolet Bankshares appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Bank First | Nicolet Bankshares | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.59 | 14.86 | Nicolet Bankshares |
| Price-to-Book Ratio | 1.96 | 1.63 | Nicolet Bankshares |
| Debt-to-Equity Ratio | 0.20 | 0.11 | Nicolet Bankshares |
| PEG Ratio | 2.33 | 0.66 | Nicolet Bankshares |
| Profit Margin (TTM) | 41.69% | 37.26% | Bank First |
| Operating Margin (TTM) | 53.24% | 49.93% | Bank First |
| EBITDA Margin (TTM) | 53.24% | 49.93% | Bank First |
| Return on Equity | 11.28% | 11.89% | Nicolet Bankshares |
| Return on Assets (TTM) | 1.63% | 1.55% | Bank First |
| Free Cash Flow (TTM) | $58.62M | $117.23M | Nicolet Bankshares |
| Dividend Yield | 4.40% | 0.72% | Bank First |
| 1-Year Return | 36.01% | 38.24% | Nicolet Bankshares |
| Price-to-Sales Ratio (TTM) | 7.22 | 5.29 | Nicolet Bankshares |
| Enterprise Value | $1.21B | $1.64B | Nicolet Bankshares |
| EV/Revenue Ratio | 7.29 | 4.50 | Nicolet Bankshares |
| Revenue per Share (TTM) | $17 | $24 | Nicolet Bankshares |
| Earnings per Share (Diluted) | $6.93 | $8.73 | Nicolet Bankshares |
| Beta (Stock Volatility) | 0.40 | 0.77 | Bank First |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Bank First vs Nicolet Bankshares Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bank First | 4.48% | 5.58% | -1.15% | 11.70% | 25.20% | 31.13% |
| Nicolet Bankshares | 4.98% | 5.37% | -0.82% | 10.80% | 17.29% | 32.22% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bank First | 36.01% | 59.56% | 102.60% | 433.00% | 984.07% | 556.00% |
| Nicolet Bankshares | 38.24% | 75.16% | 123.67% | 313.57% | 751.19% | 751.19% |
Performance & Financial Health Analysis: Bank First vs Nicolet Bankshares
| Metric | BFC | NIC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.20B | $1.93B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 96,961 | 67,410 |
| 90 Day Avg. Volume | 135,147 | 95,023 |
| Last Close | $127.92 | $136.19 |
| 52 Week Range | $85.81 - $132.59 | $90.07 - $141.92 |
| % from 52W High | -3.52% | -4.04% |
| All-Time High | $132.59 (Jul 23, 2025) | $141.97 (Jul 18, 2025) |
| % from All-Time High | -3.52% | -4.07% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.13% |
| Quarterly Earnings Growth | 0.05% | 0.23% |
| Financial Health | ||
| Profit Margin (TTM) | 0.42% | 0.37% |
| Operating Margin (TTM) | 0.53% | 0.50% |
| Return on Equity (TTM) | 0.11% | 0.12% |
| Debt to Equity (MRQ) | 0.20 | 0.11 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $62.27 | $79.74 |
| Cash per Share (MRQ) | $12.24 | $28.45 |
| Operating Cash Flow (TTM) | $67.61M | $153.72M |
| Levered Free Cash Flow (TTM) | $65.21M | $124.06M |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.40% | 0.72% |
| Last 12-Month Dividend | $5.70 | $0.84 |
Valuation & Enterprise Metrics Analysis: Bank First vs Nicolet Bankshares
| Metric | BFC | NIC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.59 | 14.86 |
| Forward P/E | 18.20 | 16.32 |
| PEG Ratio | 2.33 | 0.66 |
| Price to Sales (TTM) | 7.22 | 5.29 |
| Price to Book (MRQ) | 1.96 | 1.63 |
| Market Capitalization | ||
| Market Capitalization | $1.20B | $1.93B |
| Enterprise Value | $1.21B | $1.64B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.29 | 4.50 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.40 | 0.77 |
| Book Value per Share (MRQ) | $62.27 | $79.74 |
Financial Statements Comparison: Bank First vs Nicolet Bankshares
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | BFC | NIC |
|---|---|---|
| Revenue/Sales | $40.63M | $95.74M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $20.67M | $44.77M |
| Income Tax | $3.79M | $8.74M |
| Net Income (Profit) | $16.88M | $36.04M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | BFC | NIC |
|---|---|---|
| Cash & Equivalents | $300.87M | $572.18M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $146.89M | $156.56M |
| Total Shareholders Equity | $648.41M | $1.18B |
| Retained Earnings | $411.75M | $594.07M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | BFC | NIC |
|---|---|---|
| Operating Cash Flow | $8.89M | $41.35M |
| Capital Expenditures | $-2.15M | $-463,000 |
| Free Cash Flow | $4.01M | $41.33M |
| Debt Repayment | $-508,000 | $-5.00M |
| Common Stock Repurchase | $-6.38M | $-26.05M |
Short Interest & Institutional Ownership Analysis
| Metric | BFC | NIC |
|---|---|---|
| Shares Short | 278,685 | 259,430 |
| Short Ratio | 1.62 | 2.30 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 96,961 | 67,410 |
| Average Daily Volume (90 Day) | 135,147 | 95,023 |
| Shares Outstanding | 10.01M | 15.36M |
| Float Shares | 8.83M | 13.15M |
| % Held by Insiders | 0.09% | 0.12% |
| % Held by Institutions | 0.34% | 0.52% |
Dividend Analysis & Yield Comparison: Bank First vs Nicolet Bankshares
| Metric | BFC | NIC |
|---|---|---|
| Last 12-Month Dividend | $5.70 | $0.84 |
| Last 12-Month Dividend Yield | 4.40% | 0.72% |
| 3-Year Avg Annual Dividend | $2.68 | $0.62 |
| 3-Year Avg Dividend Yield | 0.57% | 0.31% |
| 3-Year Total Dividends | $8.05 | $1.87 |
| Ex-Dividend Date | Sep 24, 2025 | Mar 10, 2025 |