Bank First [BFC] vs U.S. Bancorp [USB] Detailed Stock Comparison

Bank First

NASDAQ
Loading...

U.S. Bancorp

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Bank First wins in 9 metrics, U.S. Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Bank First U.S. Bancorp Better
P/E Ratio (TTM) 19.24 11.36 U.S. Bancorp
Price-to-Book Ratio 2.14 1.36 U.S. Bancorp
Debt-to-Equity Ratio 0.20 1.34 Bank First
PEG Ratio 2.55 0.79 U.S. Bancorp
Profit Margin (TTM) 41.69% 27.00% Bank First
Operating Margin (TTM) 53.24% 37.33% Bank First
EBITDA Margin (TTM) 53.24% 37.33% Bank First
Return on Equity 11.28% 11.67% U.S. Bancorp
Return on Assets (TTM) 1.63% 1.01% Bank First
Free Cash Flow (TTM) $58.62M $11.27B U.S. Bancorp
Dividend Yield 4.40% 4.60% U.S. Bancorp
1-Year Return 44.12% 1.82% Bank First
Price-to-Sales Ratio (TTM) 7.92 2.91 U.S. Bancorp
Enterprise Value $1.31B $101.95B U.S. Bancorp
EV/Revenue Ratio 7.87 3.99 U.S. Bancorp
Revenue per Share (TTM) $17 $16 Bank First
Earnings per Share (Diluted) $6.93 $4.18 Bank First
Beta (Stock Volatility) 0.38 1.08 Bank First
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Bank First vs U.S. Bancorp Stock Performance Analysis

Loading Price Chart...

Bank First
U.S. Bancorp
Bank First Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bank First-2.17%3.83%0.61%4.98%27.15%32.37%
U.S. Bancorp0.23%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bank First44.12%65.30%102.30%447.16%989.70%598.00%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: Bank First vs U.S. Bancorp

Bank First

News based Sentiment: POSITIVE

Bank First National is showing strong financial performance with solid margins, returns, and consistent dividend growth. The upcoming Q3 earnings report is a key event, and analysts are optimistic. While investor search interest decreased, the overall narrative is positive due to the company's underlying strength.

View Bank First News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Bank First vs U.S. Bancorp

MetricBFCUSB
Market Information
Market Cap i$1.32B$73.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i81,4588,391,430
90 Day Avg. Volume i93,4039,701,660
Last Close$129.13$47.10
52 Week Range$86.11 - $134.74$35.18 - $53.98
% from 52W High-4.16%-12.75%
All-Time High$134.74 (Oct 07, 2025)$63.57 (Jan 10, 2022)
% from All-Time High-4.16%-25.91%
Growth Metrics
Quarterly Revenue Growth0.07%0.03%
Quarterly Earnings Growth0.05%0.13%
Financial Health
Profit Margin (TTM) i0.42%0.27%
Operating Margin (TTM) i0.53%0.37%
Return on Equity (TTM) i0.11%0.12%
Debt to Equity (MRQ) i0.201.34
Cash & Liquidity
Book Value per Share (MRQ)$62.27$35.02
Cash per Share (MRQ)$12.24$39.85
Operating Cash Flow (TTM) i$67.61M$7.48B
Levered Free Cash Flow (TTM) i$65.21M$5.91B
Dividends
Last 12-Month Dividend Yield i4.40%4.60%
Last 12-Month Dividend i$5.70$1.99

Valuation & Enterprise Metrics Analysis: Bank First vs U.S. Bancorp

MetricBFCUSB
Price Ratios
P/E Ratio (TTM) i19.2411.36
Forward P/E i19.9010.97
PEG Ratio i2.550.79
Price to Sales (TTM) i7.922.91
Price to Book (MRQ) i2.141.36
Market Capitalization
Market Capitalization i$1.32B$73.46B
Enterprise Value i$1.31B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i7.873.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.381.08
Book Value per Share (MRQ) i$62.27$35.02

Financial Statements Comparison: Bank First vs U.S. Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BFCUSB
Revenue/Sales i$40.63M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$20.67M$2.16B
Income Tax i$3.79M$443.00M
Net Income (Profit) i$16.88M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BFCUSB
Cash & Equivalents i$300.87M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$146.89M$59.86B
Total Shareholders Equity i$648.41M$60.56B
Retained Earnings i$411.75M$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BFCUSB
Operating Cash Flow i$8.89M$-750.00M
Capital Expenditures i$-2.15MN/A
Free Cash Flow i$4.01M$-285.00M
Debt Repayment i$-508,000$-2.10B
Common Stock Repurchase i$-6.38M$-160.00M

Short Interest & Institutional Ownership Analysis

MetricBFCUSB
Shares Short i280,26622.01M
Short Ratio i3.112.51
Short % of Float i0.03%0.01%
Average Daily Volume (10 Day) i81,4588,391,430
Average Daily Volume (90 Day) i93,4039,701,660
Shares Outstanding i10.01M1.56B
Float Shares i8.83M1.55B
% Held by Insiders i0.09%0.00%
% Held by Institutions i0.34%0.82%

Dividend Analysis & Yield Comparison: Bank First vs U.S. Bancorp

MetricBFCUSB
Last 12-Month Dividend i$5.70$1.99
Last 12-Month Dividend Yield i4.40%4.60%
3-Year Avg Annual Dividend i$2.68$1.78
3-Year Avg Dividend Yield i0.57%1.19%
3-Year Total Dividends i$8.05$5.35
Ex-Dividend DateSep 24, 2025Mar 31, 2025