First Busey [BUSE] vs Nu Holdings [NU] Detailed Stock Comparison

First Busey

NASDAQ
Loading...

Nu Holdings

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: First Busey wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Busey Nu Holdings Better
P/E Ratio (TTM) 18.40 32.19 First Busey
Price-to-Book Ratio 0.86 7.64 First Busey
Debt-to-Equity Ratio 0.21 0.36 First Busey
PEG Ratio 1.77 1.09 Nu Holdings
Profit Margin (TTM) 15.55% 39.32% Nu Holdings
Operating Margin (TTM) 47.70% 54.14% Nu Holdings
EBITDA Margin (TTM) 47.70% 54.14% Nu Holdings
Return on Equity 4.14% 27.88% Nu Holdings
Return on Assets (TTM) 0.50% 4.28% Nu Holdings
Free Cash Flow (TTM) $171.84M $2.22B Nu Holdings
Dividend Yield 5.13% N/A N/A
1-Year Return -7.84% 12.11% Nu Holdings
Price-to-Sales Ratio (TTM) 4.14 12.50 First Busey
Enterprise Value $1.79B $62.48B Nu Holdings
EV/Revenue Ratio 3.59 10.68 First Busey
Revenue per Share (TTM) $7 $1 First Busey
Earnings per Share (Diluted) $1.26 $0.47 First Busey
Beta (Stock Volatility) 0.78 1.09 First Busey
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

First Busey vs Nu Holdings Stock Performance Analysis

Loading Price Chart...

First Busey
Nu Holdings
First Busey Stock Overview | Nu Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Busey-3.56%1.00%-5.71%-3.96%13.78%0.95%
Nu Holdings-2.93%0.99%-0.58%12.68%40.75%44.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Busey-7.84%-1.90%33.16%18.10%61.74%-58.46%
Nu Holdings12.11%273.06%29.70%29.70%29.70%29.70%

News Based Sentiment: First Busey vs Nu Holdings

First Busey

News based Sentiment: MIXED

October presented a mixed bag for First Busey, with a stock decline and high valuation metrics countered by strong signals of undervaluation and insider confidence. The upcoming Q3 earnings report and potential shift in digital strategy are key catalysts that will determine the company's direction.

View First Busey News Sentiment Analysis

Nu Holdings

News based Sentiment: POSITIVE

Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.

View Nu Holdings News Sentiment Analysis

Performance & Financial Health Analysis: First Busey vs Nu Holdings

MetricBUSENU
Market Information
Market Cap i$2.06B$74.71B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i441,23048,849,330
90 Day Avg. Volume i533,18747,124,900
Last Close$22.46$14.92
52 Week Range$18.40 - $28.30$9.01 - $16.42
% from 52W High-20.64%-9.16%
All-Time High$72.21 (Dec 04, 2006)$16.42 (Sep 23, 2025)
% from All-Time High-68.90%-9.14%
Growth Metrics
Quarterly Revenue Growth0.68%0.14%
Quarterly Earnings Growth0.73%0.31%
Financial Health
Profit Margin (TTM) i0.16%0.39%
Operating Margin (TTM) i0.48%0.54%
Return on Equity (TTM) i0.04%0.28%
Debt to Equity (MRQ) i0.210.36
Cash & Liquidity
Book Value per Share (MRQ)$27.08$1.98
Cash per Share (MRQ)$8.84$2.92
Operating Cash Flow (TTM) i$170.34M$-7,625,014,784
Levered Free Cash Flow (TTM) i$113.69M$1.97B
Dividends
Last 12-Month Dividend Yield i5.13%N/A
Last 12-Month Dividend i$1.23N/A

Valuation & Enterprise Metrics Analysis: First Busey vs Nu Holdings

MetricBUSENU
Price Ratios
P/E Ratio (TTM) i18.4032.19
Forward P/E i9.2724.40
PEG Ratio i1.771.09
Price to Sales (TTM) i4.1412.50
Price to Book (MRQ) i0.867.64
Market Capitalization
Market Capitalization i$2.06B$74.71B
Enterprise Value i$1.79B$62.48B
Enterprise Value Metrics
Enterprise to Revenue i3.5910.68
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.781.09
Book Value per Share (MRQ) i$27.08$1.98

Financial Statements Comparison: First Busey vs Nu Holdings

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BUSENU
Revenue/Sales i$124.95M$2.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$-32.67M$795.07M
Income Tax i$-2.68M$237.87M
Net Income (Profit) i$-29.99M$557.21M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BUSENU
Cash & Equivalents i$1.20B$14.93B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$424.74M$26.70M
Total Shareholders Equity i$2.18B$8.61B
Retained Earnings i$249.48M$4.03B
Property, Plant & Equipment i$222.60M$46.08M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BUSENU
Operating Cash Flow i$-49.90M$3.21B
Capital Expenditures i$-1.80M$-2.40M
Free Cash Flow i$6.53M$1.00B
Debt Repayment i$-30,000$-356.77M
Common Stock Repurchase i$-4.84MN/A

Short Interest & Institutional Ownership Analysis

MetricBUSENU
Shares Short i1.20M115.89M
Short Ratio i2.682.03
Short % of Float i0.01%0.03%
Average Daily Volume (10 Day) i441,23048,849,330
Average Daily Volume (90 Day) i533,18747,124,900
Shares Outstanding i56.90M4.82B
Float Shares i84.80M3.61B
% Held by Insiders i0.06%0.05%
% Held by Institutions i0.62%0.80%

Dividend Analysis & Yield Comparison: First Busey vs Nu Holdings

MetricBUSENU
Last 12-Month Dividend i$1.23N/A
Last 12-Month Dividend Yield i5.13%N/A
3-Year Avg Annual Dividend i$1.04N/A
3-Year Avg Dividend Yield i1.06%N/A
3-Year Total Dividends i$3.13N/A
Ex-Dividend DateJul 18, 2025N/A