First Busey [BUSE] vs U.S. Bancorp [USB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: First Busey wins in 7 metrics, U.S. Bancorp wins in 11 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Busey U.S. Bancorp Better
P/E Ratio (TTM) 18.40 11.36 U.S. Bancorp
Price-to-Book Ratio 0.86 1.36 First Busey
Debt-to-Equity Ratio 0.21 1.34 First Busey
PEG Ratio 1.77 0.79 U.S. Bancorp
Profit Margin (TTM) 15.55% 27.00% U.S. Bancorp
Operating Margin (TTM) 47.70% 37.33% First Busey
EBITDA Margin (TTM) 47.70% 37.33% First Busey
Return on Equity 4.14% 11.67% U.S. Bancorp
Return on Assets (TTM) 0.50% 1.01% U.S. Bancorp
Free Cash Flow (TTM) $171.84M $11.27B U.S. Bancorp
Dividend Yield 5.13% 4.60% First Busey
1-Year Return -7.84% 1.82% U.S. Bancorp
Price-to-Sales Ratio (TTM) 4.14 2.91 U.S. Bancorp
Enterprise Value $1.79B $101.95B U.S. Bancorp
EV/Revenue Ratio 3.59 3.99 First Busey
Revenue per Share (TTM) $7 $16 U.S. Bancorp
Earnings per Share (Diluted) $1.26 $4.18 U.S. Bancorp
Beta (Stock Volatility) 0.78 1.08 First Busey
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

First Busey vs U.S. Bancorp Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Busey-3.56%1.00%-5.71%-3.96%13.78%0.95%
U.S. Bancorp-3.86%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Busey-7.84%-1.90%33.16%18.10%61.74%-58.46%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: First Busey vs U.S. Bancorp

First Busey

News based Sentiment: MIXED

October presented a mixed bag for First Busey, with a stock decline and high valuation metrics countered by strong signals of undervaluation and insider confidence. The upcoming Q3 earnings report and potential shift in digital strategy are key catalysts that will determine the company's direction.

View First Busey News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: First Busey vs U.S. Bancorp

MetricBUSEUSB
Market Information
Market Cap i$2.06B$73.46B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i441,2308,391,430
90 Day Avg. Volume i533,1879,701,660
Last Close$22.46$45.28
52 Week Range$18.40 - $28.30$35.18 - $53.98
% from 52W High-20.64%-16.12%
All-Time High$72.21 (Dec 04, 2006)$63.57 (Jan 10, 2022)
% from All-Time High-68.90%-28.77%
Growth Metrics
Quarterly Revenue Growth0.68%0.03%
Quarterly Earnings Growth0.73%0.13%
Financial Health
Profit Margin (TTM) i0.16%0.27%
Operating Margin (TTM) i0.48%0.37%
Return on Equity (TTM) i0.04%0.12%
Debt to Equity (MRQ) i0.211.34
Cash & Liquidity
Book Value per Share (MRQ)$27.08$35.02
Cash per Share (MRQ)$8.84$39.85
Operating Cash Flow (TTM) i$170.34M$7.48B
Levered Free Cash Flow (TTM) i$113.69M$5.91B
Dividends
Last 12-Month Dividend Yield i5.13%4.60%
Last 12-Month Dividend i$1.23$1.99

Valuation & Enterprise Metrics Analysis: First Busey vs U.S. Bancorp

MetricBUSEUSB
Price Ratios
P/E Ratio (TTM) i18.4011.36
Forward P/E i9.2710.97
PEG Ratio i1.770.79
Price to Sales (TTM) i4.142.91
Price to Book (MRQ) i0.861.36
Market Capitalization
Market Capitalization i$2.06B$73.46B
Enterprise Value i$1.79B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i3.593.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.781.08
Book Value per Share (MRQ) i$27.08$35.02

Financial Statements Comparison: First Busey vs U.S. Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BUSEUSB
Revenue/Sales i$124.95M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$-32.67M$2.16B
Income Tax i$-2.68M$443.00M
Net Income (Profit) i$-29.99M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BUSEUSB
Cash & Equivalents i$1.20B$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$424.74M$59.86B
Total Shareholders Equity i$2.18B$60.56B
Retained Earnings i$249.48M$77.69B
Property, Plant & Equipment i$222.60MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BUSEUSB
Operating Cash Flow i$-49.90M$-750.00M
Capital Expenditures i$-1.80MN/A
Free Cash Flow i$6.53M$-285.00M
Debt Repayment i$-30,000$-2.10B
Common Stock Repurchase i$-4.84M$-160.00M

Short Interest & Institutional Ownership Analysis

MetricBUSEUSB
Shares Short i1.20M22.01M
Short Ratio i2.682.51
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i441,2308,391,430
Average Daily Volume (90 Day) i533,1879,701,660
Shares Outstanding i56.90M1.56B
Float Shares i84.80M1.55B
% Held by Insiders i0.06%0.00%
% Held by Institutions i0.62%0.82%

Dividend Analysis & Yield Comparison: First Busey vs U.S. Bancorp

MetricBUSEUSB
Last 12-Month Dividend i$1.23$1.99
Last 12-Month Dividend Yield i5.13%4.60%
3-Year Avg Annual Dividend i$1.04$1.78
3-Year Avg Dividend Yield i1.06%1.19%
3-Year Total Dividends i$3.13$5.35
Ex-Dividend DateJul 18, 2025Mar 31, 2025