Pathward Financial [CASH] vs Customers Bancorp [CUBI] Detailed Stock Comparison

Pathward Financial

NASDAQ

Customers Bancorp

NYSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Pathward Financial wins in 11 metrics, Customers Bancorp wins in 6 metrics, with 0 ties. Pathward Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Pathward Financial	Customers Bancorp	Better
P/E Ratio (TTM)	9.76	15.32	Pathward Financial
Price-to-Book Ratio	2.07	1.10	Customers Bancorp
Debt-to-Equity Ratio	0.19	0.79	Pathward Financial
PEG Ratio	8.89	10.10	Pathward Financial
Profit Margin (TTM)	22.72%	24.73%	Customers Bancorp
Operating Margin (TTM)	26.29%	48.95%	Customers Bancorp
EBITDA Margin (TTM)	26.29%	48.95%	Customers Bancorp
Return on Equity	21.21%	8.17%	Pathward Financial
Return on Assets (TTM)	2.28%	0.68%	Pathward Financial
Free Cash Flow (TTM)	$176.78M	$79.87M	Pathward Financial
Dividend Yield	0.27%	N/A	N/A
1-Year Return	18.87%	36.40%	Customers Bancorp
Price-to-Sales Ratio (TTM)	2.31	3.29	Pathward Financial
Enterprise Value	$1.58B	$16.43M	Pathward Financial
EV/Revenue Ratio	2.16	0.03	Customers Bancorp
Revenue per Share (TTM)	$31	$19	Pathward Financial
Earnings per Share (Diluted)	$7.56	$4.05	Pathward Financial
Beta (Stock Volatility)	0.63	1.60	Pathward Financial

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Pathward Financial vs Customers Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Pathward Financial	2.06%	-1.31%	-11.70%	-10.77%	-6.23%	1.79%
Customers Bancorp	2.34%	0.71%	-2.14%	21.21%	10.07%	32.04%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Pathward Financial	18.87%	102.61%	263.30%	356.66%	541.30%	1,133.28%
Customers Bancorp	36.40%	57.06%	361.68%	151.91%	575.84%	575.84%

Performance Comparison

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Customers Bancorp (CUBI): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Pathward Financial vs Customers Bancorp

Metric	CASH	CUBI
Market Information
Market Cap i	$1.69B	$1.96B
Market Cap Category	Small cap	Small cap
10 Day Avg. Volume i	235,170	453,070
90 Day Avg. Volume i	214,307	407,940
Last Close	$73.81	$62.64
52 Week Range	$60.49 - $86.00	$40.75 - $67.19
% from 52W High	-14.17%	-6.77%
All-Time High	$86.00 (Nov 25, 2024)	$76.13 (Jan 03, 2022)
% from All-Time High	-14.17%	-17.72%
Growth Metrics
Quarterly Revenue Growth	0.09%	0.03%
Quarterly Earnings Growth	0.01%	0.05%
Financial Health
Profit Margin (TTM) i	0.23%	0.25%
Operating Margin (TTM) i	0.26%	0.49%
Return on Equity (TTM) i	0.21%	0.08%
Debt to Equity (MRQ) i	0.19	0.79
Cash & Liquidity
Book Value per Share (MRQ)	$35.67	$56.36
Cash per Share (MRQ)	$11.26	$110.85
Operating Cash Flow (TTM) i	$227.32M	$74.13M
Levered Free Cash Flow (TTM) i	$166.82M	$166.43M
Dividends
Last 12-Month Dividend Yield i	0.27%	N/A
Last 12-Month Dividend i	$0.20	N/A

Valuation & Enterprise Metrics Analysis: Pathward Financial vs Customers Bancorp

Metric	CASH	CUBI
Price Ratios
P/E Ratio (TTM) i	9.76	15.32
Forward P/E i	8.89	10.10
PEG Ratio i	8.89	10.10
Price to Sales (TTM) i	2.31	3.29
Price to Book (MRQ) i	2.07	1.10
Market Capitalization
Market Capitalization i	$1.69B	$1.96B
Enterprise Value i	$1.58B	$16.43M
Enterprise Value Metrics
Enterprise to Revenue i	2.16	0.03
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.63	1.60
Book Value per Share (MRQ) i	$35.67	$56.36

Financial Statements Comparison: Pathward Financial vs Customers Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	CASH	CUBI
Revenue/Sales i	$123.65M	$138.33M
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	$37.92M	$11.89M
Income Tax i	$6.29M	$-1.02M
Net Income (Profit) i	$31.63M	$12.91M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	CASH	CUBI
Cash & Equivalents i	$597.40M	$3.43B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	$33.38M	$1.32B
Total Shareholders Equity i	$776.43M	$1.86B
Retained Earnings i	$332.32M	$1.34B
Property, Plant & Equipment i	$355.22M	N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	CASH	CUBI
Operating Cash Flow i	$-218.60M	$19.80M
Capital Expenditures i	$-49.17M	$-16.67M
Free Cash Flow i	$-131.49M	$77.04M
Debt Repayment i	N/A	$-100.00M
Common Stock Repurchase i	$-57.01M	$-5.64M

Short Interest & Institutional Ownership Analysis

Metric	CASH	CUBI
Shares Short i	1.39M	1.39M
Short Ratio i	6.42	3.54
Short % of Float i	0.07%	0.06%
Average Daily Volume (10 Day) i	235,170	453,070
Average Daily Volume (90 Day) i	214,307	407,940
Shares Outstanding i	24.85M	31.35M
Float Shares i	22.64M	29.38M
% Held by Insiders i	0.01%	0.08%
% Held by Institutions i	0.97%	0.92%

Dividend Analysis & Yield Comparison: Pathward Financial vs Customers Bancorp

Metric	CASH	CUBI
Last 12-Month Dividend i	$0.20	N/A
Last 12-Month Dividend Yield i	0.27%	N/A
3-Year Avg Annual Dividend i	$0.20	N/A
3-Year Avg Dividend Yield i	0.10%	N/A
3-Year Total Dividends i	$0.60	N/A
Ex-Dividend Date	Jun 13, 2025	N/A

Pathward Financial [CASH] vs Customers Bancorp [CUBI] Detailed Stock Comparison