Pathward Financial [CASH] vs PNC Financial [PNC] Detailed Stock Comparison
Pathward Financial
NASDAQ
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PNC Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Pathward Financial wins in 9 metrics, PNC Financial wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Pathward Financial | PNC Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.76 | 12.56 | Pathward Financial |
| Price-to-Book Ratio | 2.07 | 1.39 | PNC Financial |
| Debt-to-Equity Ratio | 0.19 | 1.12 | Pathward Financial |
| PEG Ratio | 8.89 | 11.84 | Pathward Financial |
| Profit Margin (TTM) | 22.72% | 28.75% | PNC Financial |
| Operating Margin (TTM) | 26.29% | 35.28% | PNC Financial |
| EBITDA Margin (TTM) | 26.29% | 35.28% | PNC Financial |
| Return on Equity | 21.21% | 11.33% | Pathward Financial |
| Return on Assets (TTM) | 2.28% | 1.09% | Pathward Financial |
| Free Cash Flow (TTM) | $176.78M | $7.88B | PNC Financial |
| Dividend Yield | 0.27% | 2.74% | PNC Financial |
| 1-Year Return | 18.87% | 11.66% | Pathward Financial |
| Price-to-Sales Ratio (TTM) | 2.31 | 3.35 | Pathward Financial |
| Enterprise Value | $1.58B | $128.31B | PNC Financial |
| EV/Revenue Ratio | 2.16 | 6.11 | Pathward Financial |
| Revenue per Share (TTM) | $31 | $53 | PNC Financial |
| Earnings per Share (Diluted) | $7.56 | $14.15 | PNC Financial |
| Beta (Stock Volatility) | 0.63 | 1.07 | Pathward Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Pathward Financial vs PNC Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pathward Financial | 2.06% | -1.31% | -11.70% | -10.77% | -6.23% | 1.79% |
| PNC Financial | 1.40% | 2.08% | -4.17% | 13.80% | -3.82% | -0.86% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pathward Financial | 18.87% | 102.61% | 263.30% | 356.66% | 541.30% | 1,133.28% |
| PNC Financial | 11.66% | 8.65% | 69.79% | 94.43% | 244.42% | 238.82% |
Performance & Financial Health Analysis: Pathward Financial vs PNC Financial
| Metric | CASH | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.69B | $70.31B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 235,170 | 1,904,080 |
| 90 Day Avg. Volume | 214,307 | 1,960,760 |
| Last Close | $73.81 | $189.74 |
| 52 Week Range | $60.49 - $86.00 | $145.12 - $216.26 |
| % from 52W High | -14.17% | -12.26% |
| All-Time High | $86.00 (Nov 25, 2024) | $228.14 (Jan 10, 2022) |
| % from All-Time High | -14.17% | -16.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.05% |
| Quarterly Earnings Growth | 0.01% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.29% |
| Operating Margin (TTM) | 0.26% | 0.35% |
| Return on Equity (TTM) | 0.21% | 0.11% |
| Debt to Equity (MRQ) | 0.19 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $35.67 | $127.98 |
| Cash per Share (MRQ) | $11.26 | $27.54 |
| Operating Cash Flow (TTM) | $227.32M | $5.61B |
| Levered Free Cash Flow (TTM) | $166.82M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.27% | 2.74% |
| Last 12-Month Dividend | $0.20 | $4.80 |
Valuation & Enterprise Metrics Analysis: Pathward Financial vs PNC Financial
| Metric | CASH | PNC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.76 | 12.56 |
| Forward P/E | 8.89 | 11.84 |
| PEG Ratio | 8.89 | 11.84 |
| Price to Sales (TTM) | 2.31 | 3.35 |
| Price to Book (MRQ) | 2.07 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $1.69B | $70.31B |
| Enterprise Value | $1.58B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.16 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.63 | 1.07 |
| Book Value per Share (MRQ) | $35.67 | $127.98 |
Financial Statements Comparison: Pathward Financial vs PNC Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CASH | PNC |
|---|---|---|
| Revenue/Sales | $123.65M | $5.45B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $37.92M | $1.85B |
| Income Tax | $6.29M | $347.00M |
| Net Income (Profit) | $31.63M | $1.50B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CASH | PNC |
|---|---|---|
| Cash & Equivalents | $597.40M | $38.40B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $33.38M | $60.72B |
| Total Shareholders Equity | $776.43M | $56.45B |
| Retained Earnings | $332.32M | $60.05B |
| Property, Plant & Equipment | $355.22M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CASH | PNC |
|---|---|---|
| Operating Cash Flow | $-218.60M | $2.73B |
| Capital Expenditures | $-49.17M | N/A |
| Free Cash Flow | $-131.49M | $1.80B |
| Debt Repayment | N/A | $-10.81B |
| Common Stock Repurchase | $-57.01M | $-721.00M |
Short Interest & Institutional Ownership Analysis
| Metric | CASH | PNC |
|---|---|---|
| Shares Short | 1.39M | 4.98M |
| Short Ratio | 6.42 | 2.41 |
| Short % of Float | 0.07% | 0.01% |
| Average Daily Volume (10 Day) | 235,170 | 1,904,080 |
| Average Daily Volume (90 Day) | 214,307 | 1,960,760 |
| Shares Outstanding | 24.85M | 395.94M |
| Float Shares | 22.64M | 392.38M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.97% | 0.85% |
Dividend Analysis & Yield Comparison: Pathward Financial vs PNC Financial
| Metric | CASH | PNC |
|---|---|---|
| Last 12-Month Dividend | $0.20 | $4.80 |
| Last 12-Month Dividend Yield | 0.27% | 2.74% |
| 3-Year Avg Annual Dividend | $0.20 | $5.67 |
| 3-Year Avg Dividend Yield | 0.10% | 1.03% |
| 3-Year Total Dividends | $0.60 | $17.00 |
| Ex-Dividend Date | Jun 13, 2025 | Jan 15, 2025 |