Commerce Bancshares [CBSH] vs U.S. Bancorp [USB] Detailed Stock Comparison
Commerce Bancshares
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Commerce Bancshares wins in 8 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Commerce Bancshares | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 15.19 | 11.55 | U.S. Bancorp |
| Price-to-Book Ratio | 2.31 | 1.38 | U.S. Bancorp |
| Debt-to-Equity Ratio | 0.72 | 1.34 | Commerce Bancshares |
| PEG Ratio | 1.28 | 0.80 | U.S. Bancorp |
| Profit Margin (TTM) | 33.38% | 27.00% | Commerce Bancshares |
| Operating Margin (TTM) | 45.27% | 37.33% | Commerce Bancshares |
| EBITDA Margin (TTM) | 45.27% | 37.33% | Commerce Bancshares |
| Return on Equity | 16.48% | 11.67% | Commerce Bancshares |
| Return on Assets (TTM) | 1.79% | 1.01% | Commerce Bancshares |
| Free Cash Flow (TTM) | $531.73M | $11.27B | U.S. Bancorp |
| Dividend Yield | 2.20% | 4.60% | U.S. Bancorp |
| 1-Year Return | 2.05% | 1.97% | Commerce Bancshares |
| Price-to-Sales Ratio (TTM) | 5.02 | 2.94 | U.S. Bancorp |
| Enterprise Value | $6.93B | $103.17B | U.S. Bancorp |
| EV/Revenue Ratio | 4.14 | 4.04 | U.S. Bancorp |
| Revenue per Share (TTM) | $13 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $4.14 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.61 | 1.03 | Commerce Bancshares |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Commerce Bancshares vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Commerce Bancshares | -1.15% | 0.89% | 0.21% | -2.54% | -3.24% | 0.66% |
| U.S. Bancorp | -0.25% | 4.45% | 3.97% | 10.11% | 4.90% | 0.63% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Commerce Bancshares | 2.05% | 0.21% | 25.86% | 91.62% | 156.54% | 128.78% |
| U.S. Bancorp | 1.97% | 5.73% | 25.71% | 18.77% | 112.44% | 61.88% |
Performance & Financial Health Analysis: Commerce Bancshares vs U.S. Bancorp
| Metric | CBSH | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $8.39B | $75.13B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 673,260 | 7,851,820 |
| 90 Day Avg. Volume | 782,107 | 9,983,033 |
| Last Close | $62.16 | $48.16 |
| 52 Week Range | $52.69 - $72.75 | $35.18 - $53.98 |
| % from 52W High | -14.56% | -10.78% |
| All-Time High | $72.75 (Nov 25, 2024) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -14.56% | -24.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.03% |
| Quarterly Earnings Growth | 0.09% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.27% |
| Operating Margin (TTM) | 0.45% | 0.37% |
| Return on Equity (TTM) | 0.16% | 0.12% |
| Debt to Equity (MRQ) | 0.72 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $27.23 | $35.02 |
| Cash per Share (MRQ) | $30.85 | $39.85 |
| Operating Cash Flow (TTM) | $544.82M | $7.48B |
| Levered Free Cash Flow (TTM) | $521.42M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.20% | 4.60% |
| Last 12-Month Dividend | $1.36 | $1.99 |
Valuation & Enterprise Metrics Analysis: Commerce Bancshares vs U.S. Bancorp
| Metric | CBSH | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 15.19 | 11.55 |
| Forward P/E | 16.38 | 11.15 |
| PEG Ratio | 1.28 | 0.80 |
| Price to Sales (TTM) | 5.02 | 2.94 |
| Price to Book (MRQ) | 2.31 | 1.38 |
| Market Capitalization | ||
| Market Capitalization | $8.39B | $75.13B |
| Enterprise Value | $6.93B | $103.17B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.14 | 4.04 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.61 | 1.03 |
| Book Value per Share (MRQ) | $27.23 | $35.02 |
Financial Statements Comparison: Commerce Bancshares vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CBSH | USB |
|---|---|---|
| Revenue/Sales | $420.46M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $167.60M | $2.16B |
| Income Tax | $36.96M | $443.00M |
| Net Income (Profit) | $130.63M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CBSH | USB |
|---|---|---|
| Cash & Equivalents | $3.27B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $17.74M | $59.86B |
| Total Shareholders Equity | $3.50B | $60.56B |
| Retained Earnings | $140.22M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CBSH | USB |
|---|---|---|
| Operating Cash Flow | $106.91M | $-750.00M |
| Capital Expenditures | $-12.49M | N/A |
| Free Cash Flow | $126.02M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-55.18M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | CBSH | USB |
|---|---|---|
| Shares Short | 4.45M | 21.33M |
| Short Ratio | 5.14 | 1.70 |
| Short % of Float | 0.04% | 0.01% |
| Average Daily Volume (10 Day) | 673,260 | 7,851,820 |
| Average Daily Volume (90 Day) | 782,107 | 9,983,033 |
| Shares Outstanding | 134.43M | 1.56B |
| Float Shares | 121.59M | 1.55B |
| % Held by Insiders | 0.03% | 0.00% |
| % Held by Institutions | 0.73% | 0.82% |
Dividend Analysis & Yield Comparison: Commerce Bancshares vs U.S. Bancorp
| Metric | CBSH | USB |
|---|---|---|
| Last 12-Month Dividend | $1.36 | $1.99 |
| Last 12-Month Dividend Yield | 2.20% | 4.60% |
| 3-Year Avg Annual Dividend | $1.11 | $1.78 |
| 3-Year Avg Dividend Yield | 0.46% | 1.19% |
| 3-Year Total Dividends | $3.32 | $5.35 |
| Ex-Dividend Date | Sep 05, 2025 | Mar 31, 2025 |