Capital City Bank [CCBG] vs LendingClub [LC] Detailed Stock Comparison

Capital City Bank

NASDAQ
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LendingClub

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Capital City Bank wins in 11 metrics, LendingClub wins in 6 metrics, with 0 ties. Capital City Bank appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricCapital City BankLendingClubBetter
P/E Ratio (TTM)12.6926.06Capital City Bank
Price-to-Book Ratio1.401.36LendingClub
Debt-to-Equity Ratio0.201.59Capital City Bank
PEG Ratio2.670.17LendingClub
EV/EBITDAN/A7.33N/A
Profit Margin (TTM)24.12%5.93%Capital City Bank
Operating Margin (TTM)32.02%16.30%Capital City Bank
EBITDA Margin (TTM)32.02%16.30%Capital City Bank
Return on Equity11.68%5.50%Capital City Bank
Return on Assets (TTM)1.34%0.61%Capital City Bank
Free Cash Flow (TTM)$54.89M$-2.69BCapital City Bank
Dividend Yield2.78%N/AN/A
1-Year Return21.20%57.78%LendingClub
Price-to-Sales Ratio (TTM)3.071.53LendingClub
Enterprise Value$367.10M$1.18BLendingClub
EV/Revenue Ratio1.520.95LendingClub
Revenue per Share (TTM)$14$11Capital City Bank
Earnings per Share (Diluted)$3.41$0.64Capital City Bank
Beta (Stock Volatility)0.412.54Capital City Bank
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Capital City Bank vs LendingClub Stock Performance Analysis

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Capital City Bank
LendingClub
Capital City Bank Stock Overview | LendingClub Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Capital City Bank0.69%0.07%7.60%19.31%22.35%22.80%
LendingClub2.44%5.44%10.66%57.22%64.09%9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Capital City Bank21.20%37.29%146.01%195.54%262.39%23.42%
LendingClub57.78%54.87%289.40%-73.39%-85.71%-85.71%

News Based Sentiment: Capital City Bank vs LendingClub

Capital City Bank

News based Sentiment: POSITIVE

September was a strong month for Capital City Bank, marked by a consistent dividend payout, an increased EPS estimate from analysts, and positive insider activity. These factors collectively signal a healthy financial position and positive future outlook, making it a compelling investment for income-focused investors.

View Capital City Bank News Sentiment Analysis

LendingClub

News based Sentiment: MIXED

LendingClub reported impressive Q2 earnings, driving positive analyst ratings. However, consistent insider selling, including sales by the CEO and a director, introduces a note of caution. This combination of positive performance and insider activity creates a mixed investment narrative.

View LendingClub News Sentiment Analysis

Performance & Financial Health Analysis: Capital City Bank vs LendingClub

MetricCCBGLC
Market Information
Market Cap i$738.64M$1.91B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i30,4401,223,500
90 Day Avg. Volume i35,1671,563,977
Last Close$43.74$17.64
52 Week Range$32.38 - $44.69$7.90 - $18.75
% from 52W High-2.13%-5.92%
All-Time High$44.69 (Sep 05, 2025)$146.45 (Dec 15, 2014)
% from All-Time High-2.13%-87.95%
Growth Metrics
Quarterly Revenue Growth0.09%0.19%
Quarterly Earnings Growth0.06%1.56%
Financial Health
Profit Margin (TTM) i0.24%0.06%
Operating Margin (TTM) i0.32%0.16%
Return on Equity (TTM) i0.12%0.06%
Debt to Equity (MRQ) i0.201.59
Cash & Liquidity
Book Value per Share (MRQ)$30.85$12.25
Cash per Share (MRQ)$27.99$6.56
Operating Cash Flow (TTM) i$78.48M$-1,907,550,976
Levered Free Cash Flow (TTM) i$52.92M$-621,227,136
Dividends
Last 12-Month Dividend Yield i2.78%N/A
Last 12-Month Dividend i$1.20N/A

Valuation & Enterprise Metrics Analysis: Capital City Bank vs LendingClub

MetricCCBGLC
Price Ratios
P/E Ratio (TTM) i12.6926.06
Forward P/E i14.8219.86
PEG Ratio i2.670.17
Price to Sales (TTM) i3.071.53
Price to Book (MRQ) i1.401.36
Market Capitalization
Market Capitalization i$738.64M$1.91B
Enterprise Value i$367.10M$1.18B
Enterprise Value Metrics
Enterprise to Revenue i1.520.95
Enterprise to EBITDA iN/A7.33
Risk & Other Metrics
Beta i0.412.54
Book Value per Share (MRQ) i$30.85$12.25

Financial Statements Comparison: Capital City Bank vs LendingClub

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)CCBGLC
Revenue/Sales i$58.99M$217.71M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$21.99M$15.70M
Income Tax i$5.13M$4.02M
Net Income (Profit) i$16.86M$11.67M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)CCBGLC
Cash & Equivalents i$78.52M$895.52M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$53.68M$25.57M
Total Shareholders Equity i$512.58M$1.36B
Retained Earnings i$476.72M$-325.81M
Property, Plant & Equipment iN/A$19.27M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)CCBGLC
Operating Cash Flow i$24.57M$-386.43M
Capital Expenditures i$-2.38M$-13.07M
Free Cash Flow i$19.49M$-352.32M
Debt Repayment i$0$0
Common Stock Repurchase i$0N/A

Short Interest & Institutional Ownership Analysis

MetricCCBGLC
Shares Short i113,2765.46M
Short Ratio i3.122.36
Short % of Float i0.01%0.05%
Average Daily Volume (10 Day) i30,4401,223,500
Average Daily Volume (90 Day) i35,1671,563,977
Shares Outstanding i16.97M113.38M
Float Shares i13.70M105.39M
% Held by Insiders i0.20%0.03%
% Held by Institutions i0.48%0.81%

Dividend Analysis & Yield Comparison: Capital City Bank vs LendingClub

MetricCCBGLC
Last 12-Month Dividend i$1.20N/A
Last 12-Month Dividend Yield i2.78%N/A
3-Year Avg Annual Dividend i$0.91N/A
3-Year Avg Dividend Yield i0.64%N/A
3-Year Total Dividends i$2.72N/A
Ex-Dividend DateSep 08, 2025N/A