City Holding Company [CHCO] vs U.S. Bancorp [USB] Detailed Stock Comparison
City Holding Company
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: City Holding Company wins in 10 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. City Holding Company appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | City Holding Company | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.79 | 11.50 | U.S. Bancorp |
| Price-to-Book Ratio | 2.33 | 1.37 | U.S. Bancorp |
| Debt-to-Equity Ratio | 0.69 | 1.34 | City Holding Company |
| PEG Ratio | 0.88 | 0.80 | U.S. Bancorp |
| Profit Margin (TTM) | 40.61% | 27.00% | City Holding Company |
| Operating Margin (TTM) | 52.66% | 37.33% | City Holding Company |
| EBITDA Margin (TTM) | 52.66% | 37.33% | City Holding Company |
| Return on Equity | 16.84% | 11.67% | City Holding Company |
| Return on Assets (TTM) | 1.89% | 1.01% | City Holding Company |
| Free Cash Flow (TTM) | $129.19M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.22% | 4.60% | U.S. Bancorp |
| 1-Year Return | 4.29% | 3.16% | City Holding Company |
| Price-to-Sales Ratio (TTM) | 5.91 | 2.93 | U.S. Bancorp |
| Enterprise Value | $2.09B | $102.84B | U.S. Bancorp |
| EV/Revenue Ratio | 6.96 | 4.02 | U.S. Bancorp |
| Revenue per Share (TTM) | $21 | $16 | City Holding Company |
| Earnings per Share (Diluted) | $8.30 | $4.18 | City Holding Company |
| Beta (Stock Volatility) | 0.53 | 1.08 | City Holding Company |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
City Holding Company vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| City Holding Company | -0.78% | -0.46% | -4.34% | -2.74% | 12.20% | 5.32% |
| U.S. Bancorp | -0.46% | -2.59% | -1.91% | -0.13% | 29.67% | -0.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| City Holding Company | 4.29% | 32.50% | 109.42% | 157.62% | 279.20% | 264.65% |
| U.S. Bancorp | 3.16% | 11.60% | 21.92% | 17.05% | 111.71% | 70.67% |
News Based Sentiment: City Holding Company vs U.S. Bancorp
City Holding Company
News based Sentiment: POSITIVE
City Holding Company’s record earnings for 2023, coupled with a dividend announcement, paints a positive picture for investors. The significant increases in net income and net interest income demonstrate strong financial performance and a commitment to shareholder value, making this a noteworthy month for the company.
U.S. Bancorp
News based Sentiment: MIXED
October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.
Performance & Financial Health Analysis: City Holding Company vs U.S. Bancorp
| Metric | CHCO | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.84B | $77.24B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 79,202 | 8,651,060 |
| 90 Day Avg. Volume | 85,601 | 9,873,513 |
| Last Close | $122.61 | $47.50 |
| 52 Week Range | $102.22 - $137.28 | $35.18 - $53.98 |
| % from 52W High | -10.69% | -12.00% |
| All-Time High | $137.28 (Nov 25, 2024) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -10.69% | -25.28% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.10% | 0.03% |
| Quarterly Earnings Growth | 0.15% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.41% | 0.27% |
| Operating Margin (TTM) | 0.53% | 0.37% |
| Return on Equity (TTM) | 0.17% | 0.12% |
| Debt to Equity (MRQ) | 0.69 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.72 | $35.02 |
| Cash per Share (MRQ) | $14.72 | $39.85 |
| Operating Cash Flow (TTM) | $131.14M | $7.48B |
| Levered Free Cash Flow (TTM) | $116.03M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.22% | 4.60% |
| Last 12-Month Dividend | $4.03 | $1.99 |
Valuation & Enterprise Metrics Analysis: City Holding Company vs U.S. Bancorp
| Metric | CHCO | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.79 | 11.50 |
| Forward P/E | 16.32 | 11.10 |
| PEG Ratio | 0.88 | 0.80 |
| Price to Sales (TTM) | 5.91 | 2.93 |
| Price to Book (MRQ) | 2.33 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $1.84B | $77.24B |
| Enterprise Value | $2.09B | $102.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.96 | 4.02 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.53 | 1.08 |
| Book Value per Share (MRQ) | $52.72 | $35.02 |
Financial Statements Comparison: City Holding Company vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CHCO | USB |
|---|---|---|
| Revenue/Sales | $75.67M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $41.16M | $2.16B |
| Income Tax | $7.77M | $443.00M |
| Net Income (Profit) | $33.39M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CHCO | USB |
|---|---|---|
| Cash & Equivalents | $384.71M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $150.00M | $59.86B |
| Total Shareholders Equity | $756.34M | $60.56B |
| Retained Earnings | $871.41M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CHCO | USB |
|---|---|---|
| Operating Cash Flow | $31.23M | $-750.00M |
| Capital Expenditures | $-207,000 | N/A |
| Free Cash Flow | $31.26M | $-285.00M |
| Debt Repayment | $-186,000 | $-2.10B |
| Common Stock Repurchase | $-9.46M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | CHCO | USB |
|---|---|---|
| Shares Short | 934,584 | 22.01M |
| Short Ratio | 11.49 | 2.51 |
| Short % of Float | 0.09% | 0.01% |
| Average Daily Volume (10 Day) | 79,202 | 8,651,060 |
| Average Daily Volume (90 Day) | 85,601 | 9,873,513 |
| Shares Outstanding | 14.71M | 1.56B |
| Float Shares | 14.22M | 1.55B |
| % Held by Insiders | 0.04% | 0.00% |
| % Held by Institutions | 0.74% | 0.82% |
Dividend Analysis & Yield Comparison: City Holding Company vs U.S. Bancorp
| Metric | CHCO | USB |
|---|---|---|
| Last 12-Month Dividend | $4.03 | $1.99 |
| Last 12-Month Dividend Yield | 3.22% | 4.60% |
| 3-Year Avg Annual Dividend | $3.16 | $1.78 |
| 3-Year Avg Dividend Yield | 0.69% | 1.19% |
| 3-Year Total Dividends | $9.47 | $5.35 |
| Ex-Dividend Date | Oct 15, 2025 | Mar 31, 2025 |