Mr. Cooper [COOP] vs Pennymac Financial [PFSI] Detailed Stock Comparison
Mr. Cooper
NASDAQ
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Pennymac Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Mr. Cooper wins in 12 metrics, Pennymac Financial wins in 7 metrics, with 0 ties. Mr. Cooper appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Mr. Cooper | Pennymac Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 21.36 | 13.52 | Pennymac Financial |
| Price-to-Book Ratio | 2.39 | 1.25 | Pennymac Financial |
| Debt-to-Equity Ratio | 238.73 | 461.08 | Mr. Cooper |
| PEG Ratio | 14.16 | 6.97 | Pennymac Financial |
| EV/EBITDA | 12.26 | 48.98 | Mr. Cooper |
| Profit Margin (TTM) | 25.38% | 10.83% | Mr. Cooper |
| Operating Margin (TTM) | 48.19% | 11.05% | Mr. Cooper |
| EBITDA Margin (TTM) | 48.19% | 11.05% | Mr. Cooper |
| Return on Equity | 11.76% | 10.05% | Mr. Cooper |
| Return on Assets (TTM) | 3.02% | 1.69% | Mr. Cooper |
| Free Cash Flow (TTM) | $-2.67B | $-4.56B | Mr. Cooper |
| Dividend Yield | N/A | 0.95% | N/A |
| 1-Year Return | 103.77% | 1.07% | Mr. Cooper |
| Price-to-Sales Ratio (TTM) | 5.44 | 1.41 | Pennymac Financial |
| Enterprise Value | $23.56B | $23.30B | Mr. Cooper |
| EV/Revenue Ratio | 10.49 | 6.52 | Pennymac Financial |
| Gross Profit Margin (TTM) | 50.55% | 51.89% | Pennymac Financial |
| Revenue per Share (TTM) | $35 | $69 | Pennymac Financial |
| Earnings per Share (Diluted) | $8.93 | $7.22 | Mr. Cooper |
| Beta (Stock Volatility) | 0.98 | 1.50 | Mr. Cooper |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Mr. Cooper vs Pennymac Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Mr. Cooper | -4.59% | 1.77% | 21.02% | 49.05% | 66.45% | 88.67% |
| Pennymac Financial | -0.06% | 2.37% | -2.44% | -0.26% | -4.71% | -1.72% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Mr. Cooper | 103.77% | 279.71% | 871.21% | 523.91% | 1,542.96% | 1,542.96% |
| Pennymac Financial | 1.07% | 67.67% | 98.22% | 439.12% | 400.61% | 400.61% |
Performance & Financial Health Analysis: Mr. Cooper vs Pennymac Financial
| Metric | COOP | PFSI |
|---|---|---|
| Market Information | ||
| Market Cap | $12.21B | $5.05B |
| Market Cap Category | Large cap | Mid cap |
| 10 Day Avg. Volume | 1,064,230 | 536,740 |
| 90 Day Avg. Volume | 1,478,257 | 450,133 |
| Last Close | $177.35 | $98.12 |
| 52 Week Range | $83.80 - $193.86 | $85.74 - $119.13 |
| % from 52W High | -8.51% | -17.64% |
| All-Time High | $193.86 (Aug 07, 2025) | $119.13 (Sep 16, 2024) |
| % from All-Time High | -8.52% | -17.64% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.04% | 0.36% |
| Quarterly Earnings Growth | -0.03% | 0.39% |
| Financial Health | ||
| Profit Margin (TTM) | 0.25% | 0.11% |
| Operating Margin (TTM) | 0.48% | 0.11% |
| Return on Equity (TTM) | 0.12% | 0.10% |
| Debt to Equity (MRQ) | 238.73 | 461.08 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $79.69 | $78.04 |
| Cash per Share (MRQ) | $12.88 | $6.63 |
| Operating Cash Flow (TTM) | $-63,000,000 | $-1,607,801,984 |
| Levered Free Cash Flow (TTM) | $-2,000,499,968 | $24.47B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.95% |
| Last 12-Month Dividend | N/A | $0.90 |
Valuation & Enterprise Metrics Analysis: Mr. Cooper vs Pennymac Financial
| Metric | COOP | PFSI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 21.36 | 13.52 |
| Forward P/E | 14.16 | 6.97 |
| PEG Ratio | 14.16 | 6.97 |
| Price to Sales (TTM) | 5.44 | 1.41 |
| Price to Book (MRQ) | 2.39 | 1.25 |
| Market Capitalization | ||
| Market Capitalization | $12.21B | $5.05B |
| Enterprise Value | $23.56B | $23.30B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 10.49 | 6.52 |
| Enterprise to EBITDA | 12.26 | 48.98 |
| Risk & Other Metrics | ||
| Beta | 0.98 | 1.50 |
| Book Value per Share (MRQ) | $79.69 | $78.04 |
Financial Statements Comparison: Mr. Cooper vs Pennymac Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | COOP | PFSI |
|---|---|---|
| Revenue/Sales | $825.00M | $1.07B |
| Cost of Goods Sold | $408.00M | $382.70M |
| Gross Profit | $417.00M | $687.06M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $278.00M | $104.52M |
| EBITDA | $289.00M | $122.15M |
| Pre-Tax Income | $277.00M | $104.20M |
| Income Tax | $79.00M | $27.92M |
| Net Income (Profit) | $198.00M | $76.28M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | COOP | PFSI |
|---|---|---|
| Cash & Equivalents | $784.00M | $211.09M |
| Total Current Assets | $4.61B | $13.62B |
| Total Current Liabilities | $8.26B | $8.71B |
| Long-Term Debt | $4.90B | $11.21B |
| Total Shareholders Equity | $4.89B | $3.90B |
| Retained Earnings | $5.06B | $3.83B |
| Property, Plant & Equipment | $205.00M | $33.73M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | COOP | PFSI |
|---|---|---|
| Operating Cash Flow | $526.00M | $1.14B |
| Capital Expenditures | $-13.00M | $-371,000 |
| Free Cash Flow | $65.00M | $1.06B |
| Debt Repayment | $-15.00M | $-6.12B |
| Common Stock Repurchase | $0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | COOP | PFSI |
|---|---|---|
| Shares Short | 2.22M | 1.57M |
| Short Ratio | 1.45 | 3.82 |
| Short % of Float | 0.05% | 0.05% |
| Average Daily Volume (10 Day) | 1,064,230 | 536,740 |
| Average Daily Volume (90 Day) | 1,478,257 | 450,133 |
| Shares Outstanding | 63.58M | 51.38M |
| Float Shares | 63.03M | 27.03M |
| % Held by Insiders | 0.02% | 0.35% |
| % Held by Institutions | 0.96% | 0.62% |
Dividend Analysis & Yield Comparison: Mr. Cooper vs Pennymac Financial
| Metric | COOP | PFSI |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.90 |
| Last 12-Month Dividend Yield | N/A | 0.95% |
| 3-Year Avg Annual Dividend | N/A | $0.83 |
| 3-Year Avg Dividend Yield | N/A | 0.30% |
| 3-Year Total Dividends | N/A | $2.50 |
| Ex-Dividend Date | N/A | Feb 13, 2025 |