Mr. Cooper [COOP] vs Pennymac Financial [PFSI] Detailed Stock Comparison

Mr. Cooper

NASDAQ
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Pennymac Financial

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mr. Cooper wins in 13 metrics, Pennymac Financial wins in 7 metrics, with 0 ties. Mr. Cooper appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricMr. CooperPennymac FinancialBetter
P/E Ratio (TTM)24.0116.85Pennymac Financial
Price-to-Book Ratio2.691.56Pennymac Financial
Debt-to-Equity Ratio238.73461.08Mr. Cooper
PEG Ratio-10.840.46Mr. Cooper
EV/EBITDA13.0551.96Mr. Cooper
Profit Margin (TTM)25.38%10.83%Mr. Cooper
Operating Margin (TTM)48.19%11.05%Mr. Cooper
EBITDA Margin (TTM)48.19%11.05%Mr. Cooper
Return on Equity11.76%10.05%Mr. Cooper
Return on Assets (TTM)3.02%1.69%Mr. Cooper
Free Cash Flow (TTM)$-2.67B$-4.56BMr. Cooper
Dividend Yield0.93%0.95%Pennymac Financial
1-Year Return127.87%7.72%Mr. Cooper
Price-to-Sales Ratio (TTM)6.101.76Pennymac Financial
Enterprise Value$25.07B$24.71BMr. Cooper
EV/Revenue Ratio11.166.92Pennymac Financial
Gross Profit Margin (TTM)50.55%51.89%Pennymac Financial
Revenue per Share (TTM)$35$69Pennymac Financial
Earnings per Share (Diluted)$8.92$7.23Mr. Cooper
Beta (Stock Volatility)0.981.51Mr. Cooper
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Mr. Cooper vs Pennymac Financial Stock Performance Analysis

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Mr. Cooper
Pennymac Financial
Mr. Cooper Stock Overview | Pennymac Financial Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mr. Cooper-2.43%-5.64%7.52%38.30%92.81%120.77%
Pennymac Financial-0.59%-3.57%11.91%25.67%19.59%22.79%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mr. Cooper127.87%412.40%769.01%570.28%1,821.48%1,821.48%
Pennymac Financial7.72%185.76%104.45%666.19%525.46%525.46%

News Based Sentiment: Mr. Cooper vs Pennymac Financial

Mr. Cooper

News based Sentiment: MIXED

September was a pivotal month for Mr. Cooper, marked by continued progress towards the merger with Rocket Companies, strong investor returns, and a significant dividend announcement. However, concerns about insider selling by the CEO and mixed analyst sentiment create a complex investment picture, making it a month of both opportunity and caution.

View Mr. Cooper News Sentiment Analysis

Pennymac Financial

News based Sentiment: MIXED

September presented a mixed bag for PennyMac, with an initial earnings miss followed by positive developments like strategic partnerships and analyst upgrades. While the company is actively working to improve its position, insider selling and lowered earnings estimates introduce uncertainty, making it a cautiously optimistic investment.

View Pennymac Financial News Sentiment Analysis

Performance & Financial Health Analysis: Mr. Cooper vs Pennymac Financial

MetricCOOPPFSI
Market Information
Market Cap i$13.70B$6.37B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i866,087484,491
90 Day Avg. Volume i817,989449,224
Last Close$207.52$122.59
52 Week Range$84.68 - $234.73$85.74 - $130.02
% from 52W High-11.59%-5.71%
All-Time High$234.73 (Sep 11, 2025)$130.02 (Sep 17, 2025)
% from All-Time High-11.59%-5.71%
Growth Metrics
Quarterly Revenue Growth0.04%0.36%
Quarterly Earnings Growth-0.03%0.39%
Financial Health
Profit Margin (TTM) i0.25%0.11%
Operating Margin (TTM) i0.48%0.11%
Return on Equity (TTM) i0.12%0.10%
Debt to Equity (MRQ) i238.73461.08
Cash & Liquidity
Book Value per Share (MRQ)$79.69$78.04
Cash per Share (MRQ)$12.88$6.63
Operating Cash Flow (TTM) i$-63,000,000$-1,607,801,984
Levered Free Cash Flow (TTM) i$-2,000,499,968$24.47B
Dividends
Last 12-Month Dividend Yield i0.93%0.95%
Last 12-Month Dividend i$2.00$0.90

Valuation & Enterprise Metrics Analysis: Mr. Cooper vs Pennymac Financial

MetricCOOPPFSI
Price Ratios
P/E Ratio (TTM) i24.0116.85
Forward P/E i15.908.69
PEG Ratio i-10.840.46
Price to Sales (TTM) i6.101.76
Price to Book (MRQ) i2.691.56
Market Capitalization
Market Capitalization i$13.70B$6.37B
Enterprise Value i$25.07B$24.71B
Enterprise Value Metrics
Enterprise to Revenue i11.166.92
Enterprise to EBITDA i13.0551.96
Risk & Other Metrics
Beta i0.981.51
Book Value per Share (MRQ) i$79.69$78.04

Financial Statements Comparison: Mr. Cooper vs Pennymac Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)COOPPFSI
Revenue/Sales i$825.00M$1.07B
Cost of Goods Sold i$408.00M$382.70M
Gross Profit i$417.00M$687.06M
Research & Development iN/AN/A
Operating Income (EBIT) i$278.00M$104.52M
EBITDA i$289.00M$122.15M
Pre-Tax Income i$277.00M$104.20M
Income Tax i$79.00M$27.92M
Net Income (Profit) i$198.00M$76.28M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)COOPPFSI
Cash & Equivalents i$784.00M$211.09M
Total Current Assets i$4.61B$13.62B
Total Current Liabilities i$8.26B$8.71B
Long-Term Debt i$4.90B$11.21B
Total Shareholders Equity i$4.89B$3.90B
Retained Earnings i$5.06B$3.83B
Property, Plant & Equipment i$205.00M$33.73M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)COOPPFSI
Operating Cash Flow i$526.00M$1.14B
Capital Expenditures i$-13.00M$-371,000
Free Cash Flow i$65.00M$1.06B
Debt Repayment i$-15.00M$-6.12B
Common Stock Repurchase i$0N/A

Short Interest & Institutional Ownership Analysis

MetricCOOPPFSI
Shares Short i3.11M1.69M
Short Ratio i3.484.41
Short % of Float i0.07%0.06%
Average Daily Volume (10 Day) i866,087484,491
Average Daily Volume (90 Day) i817,989449,224
Shares Outstanding i63.58M51.38M
Float Shares i63.03M26.96M
% Held by Insiders i0.02%0.35%
% Held by Institutions i0.96%0.61%

Dividend Analysis & Yield Comparison: Mr. Cooper vs Pennymac Financial

MetricCOOPPFSI
Last 12-Month Dividend i$2.00$0.90
Last 12-Month Dividend Yield i0.93%0.95%
3-Year Avg Annual Dividend i$0.67$0.83
3-Year Avg Dividend Yield i0.93%0.30%
3-Year Total Dividends i$2.00$2.50
Ex-Dividend DateSep 29, 2025Feb 13, 2025