America’s Car-Mart [CRMT] vs Penske Automotive [PAG] Detailed Stock Comparison

America's Car-Mart

NASDAQ

Penske Automotive

NYSE

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: America's Car-Mart wins in 7 metrics, Penske Automotive wins in 12 metrics, with 0 ties. Penske Automotive appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	America's Car-Mart	Penske Automotive	Better
P/E Ratio (TTM)	19.16	13.06	Penske Automotive
Price-to-Book Ratio	0.65	2.21	America's Car-Mart
Debt-to-Equity Ratio	148.28	151.23	America's Car-Mart
PEG Ratio	14.83	2.77	Penske Automotive
EV/EBITDA	11.92	13.81	America's Car-Mart
Profit Margin (TTM)	1.29%	3.13%	Penske Automotive
Operating Margin (TTM)	8.14%	4.54%	America's Car-Mart
EBITDA Margin (TTM)	8.14%	4.54%	America's Car-Mart
Return on Equity	3.45%	18.09%	Penske Automotive
Return on Assets (TTM)	3.80%	4.92%	Penske Automotive
Free Cash Flow (TTM)	$-52.65M	$811.10M	Penske Automotive
Dividend Yield	N/A	2.04%	N/A
1-Year Return	-30.91%	19.30%	Penske Automotive
Price-to-Sales Ratio (TTM)	0.27	0.41	America's Car-Mart
Enterprise Value	$1.21B	$20.77B	Penske Automotive
EV/Revenue Ratio	0.87	0.68	Penske Automotive
Gross Profit Margin (TTM)	46.81%	16.92%	America's Car-Mart
Revenue per Share (TTM)	$184	$459	Penske Automotive
Earnings per Share (Diluted)	$2.33	$14.37	Penske Automotive
Beta (Stock Volatility)	1.32	0.88	Penske Automotive

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

America's Car-Mart vs Penske Automotive Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
America's Car-Mart	-1.07%	-19.39%	-17.46%	-30.47%	-5.84%	-27.48%
Penske Automotive	0.56%	1.75%	6.05%	15.34%	13.52%	24.95%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
America's Car-Mart	-30.91%	-53.75%	-63.17%	4.63%	42.65%	74.16%
Penske Automotive	19.30%	69.36%	291.30%	267.90%	1,445.55%	997.25%

Performance & Financial Health Analysis: America's Car-Mart vs Penske Automotive

Metric	CRMT	PAG
Market Information
Market Cap i	$298.82M	$12.39B
Market Cap Category	Small cap	Large cap
10 Day Avg. Volume i	102,580	181,375
90 Day Avg. Volume i	94,800	220,825
Last Close	$36.12	$187.63
52 Week Range	$34.02 - $62.72	$134.05 - $189.51
% from 52W High	-42.41%	-0.99%
All-Time High	$177.45 (May 24, 2021)	$189.51 (Aug 27, 2025)
% from All-Time High	-79.64%	-0.99%
Growth Metrics
Quarterly Revenue Growth	0.02%	0.00%
Quarterly Earnings Growth	23.97%	0.04%
Financial Health
Profit Margin (TTM) i	0.01%	0.03%
Operating Margin (TTM) i	0.08%	0.05%
Return on Equity (TTM) i	0.03%	0.18%
Debt to Equity (MRQ) i	148.28	151.23
Cash & Liquidity
Book Value per Share (MRQ)	$68.91	$85.00
Cash per Share (MRQ)	$1.19	$2.35
Operating Cash Flow (TTM) i	$-48,764,000	$961.10M
Levered Free Cash Flow (TTM) i	$-65,208,500	$387.78M
Dividends
Last 12-Month Dividend Yield i	N/A	2.04%
Last 12-Month Dividend i	N/A	$3.48

Valuation & Enterprise Metrics Analysis: America's Car-Mart vs Penske Automotive

Metric	CRMT	PAG
Price Ratios
P/E Ratio (TTM) i	19.16	13.06
Forward P/E i	14.83	13.52
PEG Ratio i	14.83	2.77
Price to Sales (TTM) i	0.27	0.41
Price to Book (MRQ) i	0.65	2.21
Market Capitalization
Market Capitalization i	$298.82M	$12.39B
Enterprise Value i	$1.21B	$20.77B
Enterprise Value Metrics
Enterprise to Revenue i	0.87	0.68
Enterprise to EBITDA i	11.92	13.81
Risk & Other Metrics
Beta i	1.32	0.88
Book Value per Share (MRQ) i	$68.91	$85.00

Financial Statements Comparison: America's Car-Mart vs Penske Automotive

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	CRMT	PAG
Revenue/Sales i	$370.17M	$7.60B
Cost of Goods Sold i	$196.90M	$6.34B
Gross Profit i	$173.28M	$1.27B
Research & Development i	N/A	N/A
Operating Income (EBIT) i	$30.03M	$315.50M
EBITDA i	$31.97M	$388.70M
Pre-Tax Income i	$12.48M	$337.10M
Income Tax i	$1.84M	$92.10M
Net Income (Profit) i	$10.64M	$245.00M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	CRMT	PAG
Cash & Equivalents i	$9.81M	$118.40M
Total Current Assets i	$1.42B	$6.05B
Total Current Liabilities i	$372.09M	$6.70B
Long-Term Debt i	$639.01M	$3.36B
Total Shareholders Equity i	$569.92M	$5.41B
Retained Earnings i	$672.26M	$5.70B
Property, Plant & Equipment i	$63.83M	$5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	CRMT	PAG
Operating Cash Flow i	$-74.91M	$147.90M
Capital Expenditures i	$-783,000	$-54.30M
Free Cash Flow i	$18.42M	$118.90M
Debt Repayment i	$-160.07M	$-1.25B
Common Stock Repurchase i	$-2,000	$-71.30M

Short Interest & Institutional Ownership Analysis

Metric	CRMT	PAG
Shares Short i	797,214	1.40M
Short Ratio i	8.84	5.57
Short % of Float i	0.14%	0.08%
Average Daily Volume (10 Day) i	102,580	181,375
Average Daily Volume (90 Day) i	94,800	220,825
Shares Outstanding i	8.26M	66.77M
Float Shares i	5.92M	17.80M
% Held by Insiders i	0.15%	0.21%
% Held by Institutions i	0.85%	0.78%

Dividend Analysis & Yield Comparison: America's Car-Mart vs Penske Automotive

Metric	CRMT	PAG
Last 12-Month Dividend i	N/A	$3.48
Last 12-Month Dividend Yield i	N/A	2.04%
3-Year Avg Annual Dividend i	N/A	$3.06
3-Year Avg Dividend Yield i	N/A	0.55%
3-Year Total Dividends i	N/A	$9.19
Ex-Dividend Date	N/A	Feb 24, 2025

America's Car-Mart [CRMT] vs Penske Automotive [PAG] Detailed Stock Comparison