Dime Community [DCOM] vs U.S. Bancorp [USB] Detailed Stock Comparison
Dime Community
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Dime Community wins in 7 metrics, U.S. Bancorp wins in 11 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Dime Community | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 37.83 | 11.50 | U.S. Bancorp |
| Price-to-Book Ratio | 1.01 | 1.37 | Dime Community |
| Debt-to-Equity Ratio | 0.64 | 1.34 | Dime Community |
| PEG Ratio | 0.77 | 0.80 | Dime Community |
| Profit Margin (TTM) | 14.03% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 42.04% | 37.33% | Dime Community |
| EBITDA Margin (TTM) | 42.04% | 37.33% | Dime Community |
| Return on Equity | 3.29% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 0.32% | 1.01% | U.S. Bancorp |
| Free Cash Flow (TTM) | $92.80M | $11.27B | U.S. Bancorp |
| Dividend Yield | 4.14% | 4.60% | U.S. Bancorp |
| 1-Year Return | 3.65% | 3.16% | Dime Community |
| Price-to-Sales Ratio (TTM) | 4.23 | 2.93 | U.S. Bancorp |
| Enterprise Value | $1.11B | $102.84B | U.S. Bancorp |
| EV/Revenue Ratio | 3.54 | 4.02 | Dime Community |
| Revenue per Share (TTM) | $8 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $0.80 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 1.11 | 1.08 | U.S. Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Dime Community vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Dime Community | -0.69% | 2.61% | -1.16% | 8.42% | 22.22% | 1.02% |
| U.S. Bancorp | -0.44% | -2.59% | -1.91% | -0.13% | 29.67% | -0.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Dime Community | 3.65% | -2.64% | 57.05% | 10.41% | 22.22% | 26.35% |
| U.S. Bancorp | 3.16% | 11.60% | 21.92% | 17.05% | 111.71% | 70.67% |
News Based Sentiment: Dime Community vs U.S. Bancorp
Dime Community
News based Sentiment: MIXED
October brought a mix of positive and negative developments for Dime Community Bancshares. Insider buying and a 'Strong Buy' recommendation were countered by analyst concerns about declining sales and a weak net interest margin, creating a balanced, but somewhat uncertain, investment picture.
U.S. Bancorp
News based Sentiment: MIXED
October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.
Performance & Financial Health Analysis: Dime Community vs U.S. Bancorp
| Metric | DCOM | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.35B | $77.24B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 178,690 | 8,651,060 |
| 90 Day Avg. Volume | 191,520 | 9,873,513 |
| Last Close | $30.43 | $47.51 |
| 52 Week Range | $23.25 - $37.60 | $35.18 - $53.98 |
| % from 52W High | -19.07% | -11.99% |
| All-Time High | $38.95 (Dec 19, 2016) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -21.87% | -25.26% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.23% | 0.03% |
| Quarterly Earnings Growth | 0.61% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.27% |
| Operating Margin (TTM) | 0.42% | 0.37% |
| Return on Equity (TTM) | 0.03% | 0.12% |
| Debt to Equity (MRQ) | 0.64 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $29.95 | $35.02 |
| Cash per Share (MRQ) | $28.43 | $39.85 |
| Operating Cash Flow (TTM) | $144.18M | $7.48B |
| Levered Free Cash Flow (TTM) | $21.42M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.14% | 4.60% |
| Last 12-Month Dividend | $1.25 | $1.99 |
Valuation & Enterprise Metrics Analysis: Dime Community vs U.S. Bancorp
| Metric | DCOM | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 37.83 | 11.50 |
| Forward P/E | 11.64 | 11.10 |
| PEG Ratio | 0.77 | 0.80 |
| Price to Sales (TTM) | 4.23 | 2.93 |
| Price to Book (MRQ) | 1.01 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $1.35B | $77.24B |
| Enterprise Value | $1.11B | $102.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.54 | 4.02 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.11 | 1.08 |
| Book Value per Share (MRQ) | $29.95 | $35.02 |
Financial Statements Comparison: Dime Community vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | DCOM | USB |
|---|---|---|
| Revenue/Sales | $109.69M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $40.17M | $2.16B |
| Income Tax | $10.48M | $443.00M |
| Net Income (Profit) | $29.70M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | DCOM | USB |
|---|---|---|
| Cash & Equivalents | $1.03B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $828.80M | $59.86B |
| Total Shareholders Equity | $1.41B | $60.56B |
| Retained Earnings | $803.20M | $77.69B |
| Property, Plant & Equipment | $79.31M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | DCOM | USB |
|---|---|---|
| Operating Cash Flow | $55.93M | $-750.00M |
| Capital Expenditures | $-570,000 | N/A |
| Free Cash Flow | $64.85M | $-285.00M |
| Debt Repayment | $-150.00M | $-2.10B |
| Common Stock Repurchase | N/A | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | DCOM | USB |
|---|---|---|
| Shares Short | 2.01M | 22.01M |
| Short Ratio | 12.17 | 2.51 |
| Short % of Float | 0.06% | 0.01% |
| Average Daily Volume (10 Day) | 178,690 | 8,651,060 |
| Average Daily Volume (90 Day) | 191,520 | 9,873,513 |
| Shares Outstanding | 43.62M | 1.56B |
| Float Shares | 41.95M | 1.55B |
| % Held by Insiders | 0.04% | 0.00% |
| % Held by Institutions | 0.85% | 0.82% |
Dividend Analysis & Yield Comparison: Dime Community vs U.S. Bancorp
| Metric | DCOM | USB |
|---|---|---|
| Last 12-Month Dividend | $1.25 | $1.99 |
| Last 12-Month Dividend Yield | 4.14% | 4.60% |
| 3-Year Avg Annual Dividend | $1.08 | $1.78 |
| 3-Year Avg Dividend Yield | 1.00% | 1.19% |
| 3-Year Total Dividends | $3.23 | $5.35 |
| Ex-Dividend Date | Oct 17, 2025 | Mar 31, 2025 |