Enterprise Financial [EFSC] vs U.S. Bancorp [USB] Detailed Stock Comparison

Enterprise Financial

NASDAQ

U.S. Bancorp

NYSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Enterprise Financial wins in 12 metrics, U.S. Bancorp wins in 6 metrics, with 0 ties. Enterprise Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Enterprise Financial	U.S. Bancorp	Better
P/E Ratio (TTM)	10.47	10.63	Enterprise Financial
Price-to-Book Ratio	1.10	1.27	Enterprise Financial
Debt-to-Equity Ratio	0.35	1.31	Enterprise Financial
PEG Ratio	12.13	10.26	U.S. Bancorp
Profit Margin (TTM)	31.49%	27.00%	Enterprise Financial
Operating Margin (TTM)	38.28%	37.33%	Enterprise Financial
EBITDA Margin (TTM)	38.28%	37.33%	Enterprise Financial
Return on Equity	10.92%	11.67%	U.S. Bancorp
Return on Assets (TTM)	1.31%	1.01%	Enterprise Financial
Free Cash Flow (TTM)	$239.93M	$11.27B	U.S. Bancorp
Dividend Yield	2.62%	4.60%	U.S. Bancorp
1-Year Return	12.99%	6.63%	Enterprise Financial
Price-to-Sales Ratio (TTM)	3.19	2.71	U.S. Bancorp
Enterprise Value	$2.27B	$97.72B	U.S. Bancorp
EV/Revenue Ratio	3.57	3.82	Enterprise Financial
Revenue per Share (TTM)	$17	$16	Enterprise Financial
Earnings per Share (Diluted)	$5.26	$4.18	Enterprise Financial
Beta (Stock Volatility)	0.91	1.03	Enterprise Financial

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Enterprise Financial vs U.S. Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Enterprise Financial	0.59%	1.54%	-4.44%	1.37%	-8.86%	-1.48%
U.S. Bancorp	1.75%	2.09%	-5.87%	6.45%	-4.31%	-6.27%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Enterprise Financial	12.99%	12.48%	68.89%	120.15%	510.96%	137.48%
U.S. Bancorp	6.63%	-8.02%	18.74%	-1.62%	101.89%	48.44%

Performance Comparison

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Enterprise Financial (EFSC): View Full Stock Overview

U.S. Bancorp (USB): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Enterprise Financial vs U.S. Bancorp

Metric	EFSC	USB
Market Information
Market Cap i	$2.04B	$69.21B
Market Cap Category	Mid cap	Large cap
10 Day Avg. Volume i	177,080	9,385,160
90 Day Avg. Volume i	186,957	12,219,927
Last Close	$54.64	$44.86
52 Week Range	$45.22 - $63.13	$35.18 - $53.98
% from 52W High	-13.45%	-16.90%
All-Time High	$63.13 (Nov 25, 2024)	$63.57 (Jan 10, 2022)
% from All-Time High	-13.45%	-29.43%
Growth Metrics
Quarterly Revenue Growth	0.12%	0.03%
Quarterly Earnings Growth	0.13%	0.13%
Financial Health
Profit Margin (TTM) i	0.31%	0.27%
Operating Margin (TTM) i	0.38%	0.37%
Return on Equity (TTM) i	0.11%	0.12%
Debt to Equity (MRQ) i	0.35	1.31
Cash & Liquidity
Book Value per Share (MRQ)	$50.09	$35.06
Cash per Share (MRQ)	$13.69	$37.10
Operating Cash Flow (TTM) i	$242.31M	$9.10B
Levered Free Cash Flow (TTM) i	$181.52M	$5.91B
Dividends
Last 12-Month Dividend Yield i	2.62%	4.60%
Last 12-Month Dividend i	$1.45	$1.99

Valuation & Enterprise Metrics Analysis: Enterprise Financial vs U.S. Bancorp

Metric	EFSC	USB
Price Ratios
P/E Ratio (TTM) i	10.47	10.63
Forward P/E i	12.13	10.26
PEG Ratio i	12.13	10.26
Price to Sales (TTM) i	3.19	2.71
Price to Book (MRQ) i	1.10	1.27
Market Capitalization
Market Capitalization i	$2.04B	$69.21B
Enterprise Value i	$2.27B	$97.72B
Enterprise Value Metrics
Enterprise to Revenue i	3.57	3.82
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.91	1.03
Book Value per Share (MRQ) i	$50.09	$35.06

Financial Statements Comparison: Enterprise Financial vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	EFSC	USB
Revenue/Sales i	$137.38M	$6.93B
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	$61.03M	$2.16B
Income Tax i	$11.07M	$443.00M
Net Income (Profit) i	$49.96M	$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	EFSC	USB
Cash & Equivalents i	$474.95M	$50.01B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	$617.33M	$59.86B
Total Shareholders Equity i	$1.87B	$60.56B
Retained Earnings i	$908.55M	$77.69B
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	EFSC	USB
Operating Cash Flow i	$52.01M	$-750.00M
Capital Expenditures i	$-4.40M	N/A
Free Cash Flow i	$35.62M	$-285.00M
Debt Repayment i	$-25.19M	$-2.10B
Common Stock Repurchase i	$-10.62M	$-160.00M

Short Interest & Institutional Ownership Analysis

Metric	EFSC	USB
Shares Short i	629,323	20.29M
Short Ratio i	3.09	1.56
Short % of Float i	0.02%	0.01%
Average Daily Volume (10 Day) i	177,080	9,385,160
Average Daily Volume (90 Day) i	186,957	12,219,927
Shares Outstanding i	36.99M	1.56B
Float Shares i	35.92M	1.55B
% Held by Insiders i	0.02%	0.00%
% Held by Institutions i	0.84%	0.81%

Dividend Analysis & Yield Comparison: Enterprise Financial vs U.S. Bancorp

Metric	EFSC	USB
Last 12-Month Dividend i	$1.45	$1.99
Last 12-Month Dividend Yield i	2.62%	4.60%
3-Year Avg Annual Dividend i	$1.14	$1.78
3-Year Avg Dividend Yield i	0.57%	1.19%
3-Year Total Dividends i	$3.43	$5.35
Ex-Dividend Date	Sep 15, 2025	Mar 31, 2025

Enterprise Financial [EFSC] vs U.S. Bancorp [USB] Detailed Stock Comparison