Esquire Financial [ESQ] vs Nicolet Bankshares [NIC] Detailed Stock Comparison

Esquire Financial

NASDAQ
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Nicolet Bankshares

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Esquire Financial wins in 6 metrics, Nicolet Bankshares wins in 12 metrics, with 0 ties. Nicolet Bankshares appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricEsquire FinancialNicolet BanksharesBetter
P/E Ratio (TTM)18.0015.37Nicolet Bankshares
Price-to-Book Ratio2.961.68Nicolet Bankshares
Debt-to-Equity Ratio0.010.11Esquire Financial
PEG Ratio1.720.68Nicolet Bankshares
Profit Margin (TTM)36.59%37.26%Nicolet Bankshares
Operating Margin (TTM)48.09%49.93%Nicolet Bankshares
EBITDA Margin (TTM)48.09%49.93%Nicolet Bankshares
Return on Equity19.30%11.89%Esquire Financial
Return on Assets (TTM)2.46%1.55%Esquire Financial
Free Cash Flow (TTM)$39.06M$117.23MNicolet Bankshares
Dividend Yield0.83%0.72%Esquire Financial
1-Year Return65.27%40.57%Esquire Financial
Price-to-Sales Ratio (TTM)6.535.47Nicolet Bankshares
Enterprise Value$624.94M$1.71BNicolet Bankshares
EV/Revenue Ratio4.934.70Nicolet Bankshares
Revenue per Share (TTM)$16$24Nicolet Bankshares
Earnings per Share (Diluted)$5.39$8.72Nicolet Bankshares
Beta (Stock Volatility)0.570.77Esquire Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Esquire Financial vs Nicolet Bankshares Stock Performance Analysis

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Esquire Financial
Nicolet Bankshares
Esquire Financial Stock Overview | Nicolet Bankshares Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Esquire Financial3.70%6.93%7.52%16.54%44.82%33.51%
Nicolet Bankshares2.86%1.08%4.33%16.69%19.03%32.63%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Esquire Financial65.27%169.43%627.63%595.13%595.13%595.13%
Nicolet Bankshares40.57%86.91%149.42%326.91%753.81%753.81%

News Based Sentiment: Esquire Financial vs Nicolet Bankshares

Esquire Financial

News based Sentiment: MIXED

September presented a mixed bag for Esquire Financial Holdings, with increasing institutional interest and bullish technical signals offset by insider selling, a revenue miss, and a downgrade due to valuation concerns. The company's strategic shift towards litigation banking remains a key focus, but the conflicting signals create uncertainty for investors.

View Esquire Financial News Sentiment Analysis

Nicolet Bankshares

News based Sentiment: MIXED

September presented a mixed bag for Nicolet Bankshares, with continued dividend payouts and institutional support countered by analyst downgrades, insider selling, and bearish technical indicators. The overall narrative suggests cautious optimism, but requires close monitoring of upcoming earnings and investor behavior.

View Nicolet Bankshares News Sentiment Analysis

Performance & Financial Health Analysis: Esquire Financial vs Nicolet Bankshares

MetricESQNIC
Market Information
Market Cap i$828.50M$1.97B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i47,73039,418
90 Day Avg. Volume i65,52356,403
Last Close$104.27$136.61
52 Week Range$60.42 - $106.11$90.07 - $141.92
% from 52W High-1.74%-3.74%
All-Time High$106.11 (Jul 25, 2025)$141.97 (Jul 18, 2025)
% from All-Time High-1.73%-3.78%
Growth Metrics
Quarterly Revenue Growth0.09%0.13%
Quarterly Earnings Growth0.13%0.23%
Financial Health
Profit Margin (TTM) i0.37%0.37%
Operating Margin (TTM) i0.48%0.50%
Return on Equity (TTM) i0.19%0.12%
Debt to Equity (MRQ) i0.010.11
Cash & Liquidity
Book Value per Share (MRQ)$32.74$79.74
Cash per Share (MRQ)$20.15$28.45
Operating Cash Flow (TTM) i$48.51M$153.72M
Levered Free Cash Flow (TTM) i$43.66M$124.06M
Dividends
Last 12-Month Dividend Yield i0.83%0.72%
Last 12-Month Dividend i$0.81$0.84

Valuation & Enterprise Metrics Analysis: Esquire Financial vs Nicolet Bankshares

MetricESQNIC
Price Ratios
P/E Ratio (TTM) i18.0015.37
Forward P/E i17.6116.86
PEG Ratio i1.720.68
Price to Sales (TTM) i6.535.47
Price to Book (MRQ) i2.961.68
Market Capitalization
Market Capitalization i$828.50M$1.97B
Enterprise Value i$624.94M$1.71B
Enterprise Value Metrics
Enterprise to Revenue i4.934.70
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.570.77
Book Value per Share (MRQ) i$32.74$79.74

Financial Statements Comparison: Esquire Financial vs Nicolet Bankshares

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ESQNIC
Revenue/Sales i$33.76M$95.74M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$15.51M$44.77M
Income Tax i$4.11M$8.74M
Net Income (Profit) i$11.41M$36.04M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ESQNIC
Cash & Equivalents i$173.04M$572.18M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A$156.56M
Total Shareholders Equity i$250.72M$1.18B
Retained Earnings i$162.86M$594.07M
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ESQNIC
Operating Cash Flow i$11.62M$41.35M
Capital Expenditures i$-1.15M$-463,000
Free Cash Flow i$14.06M$41.33M
Debt Repayment iN/A$-5.00M
Common Stock Repurchase iN/A$-26.05M

Short Interest & Institutional Ownership Analysis

MetricESQNIC
Shares Short i651,360250,568
Short Ratio i8.913.78
Short % of Float i0.09%0.02%
Average Daily Volume (10 Day) i47,73039,418
Average Daily Volume (90 Day) i65,52356,403
Shares Outstanding i8.35M15.36M
Float Shares i6.72M13.12M
% Held by Insiders i0.17%0.12%
% Held by Institutions i0.70%0.52%

Dividend Analysis & Yield Comparison: Esquire Financial vs Nicolet Bankshares

MetricESQNIC
Last 12-Month Dividend i$0.81$0.84
Last 12-Month Dividend Yield i0.83%0.72%
3-Year Avg Annual Dividend i$0.59$0.62
3-Year Avg Dividend Yield i0.24%0.31%
3-Year Total Dividends i$1.76$1.87
Ex-Dividend DateAug 15, 2025Mar 10, 2025