Esquire Financial [ESQ] vs Nu Holdings [NU] Detailed Stock Comparison

Esquire Financial

NASDAQ
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Nu Holdings

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Esquire Financial wins in 9 metrics, Nu Holdings wins in 8 metrics, with 0 ties. Esquire Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricEsquire FinancialNu HoldingsBetter
P/E Ratio (TTM)18.0033.78Esquire Financial
Price-to-Book Ratio2.968.01Esquire Financial
Debt-to-Equity Ratio0.010.36Esquire Financial
PEG Ratio1.721.14Nu Holdings
Profit Margin (TTM)36.59%39.32%Nu Holdings
Operating Margin (TTM)48.09%54.14%Nu Holdings
EBITDA Margin (TTM)48.09%54.14%Nu Holdings
Return on Equity19.30%27.88%Nu Holdings
Return on Assets (TTM)2.46%4.28%Nu Holdings
Free Cash Flow (TTM)$39.06M$2.22BNu Holdings
Dividend Yield0.83%N/AN/A
1-Year Return65.27%9.30%Esquire Financial
Price-to-Sales Ratio (TTM)6.5313.12Esquire Financial
Enterprise Value$624.94M$65.19BNu Holdings
EV/Revenue Ratio4.9311.15Esquire Financial
Revenue per Share (TTM)$16$1Esquire Financial
Earnings per Share (Diluted)$5.39$0.47Esquire Financial
Beta (Stock Volatility)0.571.08Esquire Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Esquire Financial vs Nu Holdings Stock Performance Analysis

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Esquire Financial
Nu Holdings
Esquire Financial Stock Overview | Nu Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Esquire Financial3.70%6.93%7.52%16.54%44.82%33.51%
Nu Holdings0.19%2.37%19.95%30.64%39.04%50.42%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Esquire Financial65.27%169.43%627.63%595.13%595.13%595.13%
Nu Holdings9.30%238.77%34.94%34.94%34.94%34.94%

News Based Sentiment: Esquire Financial vs Nu Holdings

Esquire Financial

News based Sentiment: MIXED

September presented a mixed bag for Esquire Financial Holdings, with increasing institutional interest and bullish technical signals offset by insider selling, a revenue miss, and a downgrade due to valuation concerns. The company's strategic shift towards litigation banking remains a key focus, but the conflicting signals create uncertainty for investors.

View Esquire Financial News Sentiment Analysis

Nu Holdings

News based Sentiment: POSITIVE

Nu Holdings delivered exceptional Q2 results, driving a significant stock price increase and attracting positive analyst attention. The potential acquisition of Brubank signals ambitious expansion plans, further strengthening the company's growth trajectory and solidifying its position in the Latin American fintech market.

View Nu Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Esquire Financial vs Nu Holdings

MetricESQNU
Market Information
Market Cap i$828.50M$76.79B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i47,73040,246,070
90 Day Avg. Volume i65,52349,770,847
Last Close$104.27$15.99
52 Week Range$60.42 - $106.11$9.01 - $16.15
% from 52W High-1.74%-0.96%
All-Time High$106.11 (Jul 25, 2025)$16.15 (Nov 11, 2024)
% from All-Time High-1.73%-0.99%
Growth Metrics
Quarterly Revenue Growth0.09%0.14%
Quarterly Earnings Growth0.13%0.31%
Financial Health
Profit Margin (TTM) i0.37%0.39%
Operating Margin (TTM) i0.48%0.54%
Return on Equity (TTM) i0.19%0.28%
Debt to Equity (MRQ) i0.010.36
Cash & Liquidity
Book Value per Share (MRQ)$32.74$1.98
Cash per Share (MRQ)$20.15$2.92
Operating Cash Flow (TTM) i$48.51M$-7,625,014,784
Levered Free Cash Flow (TTM) i$43.66M$1.97B
Dividends
Last 12-Month Dividend Yield i0.83%N/A
Last 12-Month Dividend i$0.81N/A

Valuation & Enterprise Metrics Analysis: Esquire Financial vs Nu Holdings

MetricESQNU
Price Ratios
P/E Ratio (TTM) i18.0033.78
Forward P/E i17.6125.60
PEG Ratio i1.721.14
Price to Sales (TTM) i6.5313.12
Price to Book (MRQ) i2.968.01
Market Capitalization
Market Capitalization i$828.50M$76.79B
Enterprise Value i$624.94M$65.19B
Enterprise Value Metrics
Enterprise to Revenue i4.9311.15
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.571.08
Book Value per Share (MRQ) i$32.74$1.98

Financial Statements Comparison: Esquire Financial vs Nu Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ESQNU
Revenue/Sales i$33.76M$2.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$15.51M$795.07M
Income Tax i$4.11M$237.87M
Net Income (Profit) i$11.41M$557.21M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ESQNU
Cash & Equivalents i$173.04M$14.93B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A$26.70M
Total Shareholders Equity i$250.72M$8.61B
Retained Earnings i$162.86M$4.03B
Property, Plant & Equipment iN/A$46.08M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ESQNU
Operating Cash Flow i$11.62M$3.21B
Capital Expenditures i$-1.15M$-2.40M
Free Cash Flow i$14.06M$1.00B
Debt Repayment iN/A$-356.77M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricESQNU
Shares Short i651,360119.39M
Short Ratio i8.912.28
Short % of Float i0.09%0.03%
Average Daily Volume (10 Day) i47,73040,246,070
Average Daily Volume (90 Day) i65,52349,770,847
Shares Outstanding i8.35M4.82B
Float Shares i6.72M3.61B
% Held by Insiders i0.17%0.05%
% Held by Institutions i0.70%0.80%

Dividend Analysis & Yield Comparison: Esquire Financial vs Nu Holdings

MetricESQNU
Last 12-Month Dividend i$0.81N/A
Last 12-Month Dividend Yield i0.83%N/A
3-Year Avg Annual Dividend i$0.59N/A
3-Year Avg Dividend Yield i0.24%N/A
3-Year Total Dividends i$1.76N/A
Ex-Dividend DateAug 15, 2025N/A