EzCorp [EZPW] vs American Express [AXP] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: EzCorp wins in 8 metrics, American Express wins in 9 metrics, with 0 ties. American Express appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricEzCorpAmerican ExpressBetter
P/E Ratio (TTM)13.2122.83EzCorp
Price-to-Book Ratio1.057.01EzCorp
Debt-to-Equity Ratio77.11187.93EzCorp
PEG Ratio0.36-11.87American Express
EV/EBITDA7.74N/AN/A
Profit Margin (TTM)7.96%15.99%American Express
Operating Margin (TTM)11.58%21.00%American Express
EBITDA Margin (TTM)11.58%21.00%American Express
Return on Equity10.95%32.81%American Express
Return on Assets (TTM)5.13%3.57%EzCorp
Free Cash Flow (TTM)$77.84M$12.14BAmerican Express
Dividend YieldN/A0.99%N/A
1-Year Return54.91%25.60%EzCorp
Price-to-Sales Ratio (TTM)0.843.57EzCorp
Enterprise Value$1.33B$229.34BAmerican Express
EV/Revenue Ratio1.083.62EzCorp
Gross Profit Margin (TTM)59.05%N/AN/A
Revenue per Share (TTM)$22$90American Express
Earnings per Share (Diluted)$1.29$14.25American Express
Beta (Stock Volatility)0.631.29EzCorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

EzCorp vs American Express Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
EzCorp0.29%1.85%7.71%27.07%27.54%40.59%
American Express-1.22%-0.28%7.29%9.17%24.76%9.01%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
EzCorp54.91%109.34%228.96%179.34%-7.74%177.52%
American Express25.60%112.50%214.48%328.31%686.32%524.98%

News Based Sentiment: EzCorp vs American Express

EzCorp

News based Sentiment: POSITIVE

EZCORP reported a significant earnings beat and record revenue in Q3 2025, coupled with continued expansion in Latin America and positive analyst coverage. While some insider selling occurred, strong institutional support and an 'undervalued' assessment suggest a positive outlook for investors.

View EzCorp News Sentiment Analysis

American Express

News based Sentiment: POSITIVE

American Express demonstrated strong financial performance in Q2 and continued expansion of its merchant base and strategic partnerships throughout September. While the Platinum Card refresh introduces a potential risk with the increased fee, the overall narrative remains positive, driven by revenue growth, analyst optimism, and a focus on attracting high-spending customers.

View American Express News Sentiment Analysis

Performance & Financial Health Analysis: EzCorp vs American Express

MetricEZPWAXP
Market Information
Market Cap i$1.04B$226.38B
Market Cap CategorySmall capMega cap
10 Day Avg. Volume i614,2902,609,550
90 Day Avg. Volume i687,6402,406,207
Last Close$17.04$325.31
52 Week Range$10.56 - $17.26$220.43 - $332.46
% from 52W High-1.27%-2.15%
All-Time High$38.66 (Jul 04, 2011)$332.46 (Sep 05, 2025)
% from All-Time High-55.92%-2.15%
Growth Metrics
Quarterly Revenue Growth0.11%0.09%
Quarterly Earnings Growth0.48%-0.04%
Financial Health
Profit Margin (TTM) i0.08%0.16%
Operating Margin (TTM) i0.12%0.21%
Return on Equity (TTM) i0.11%0.33%
Debt to Equity (MRQ) i77.11187.93
Cash & Liquidity
Book Value per Share (MRQ)$16.24$46.42
Cash per Share (MRQ)$7.75$83.01
Operating Cash Flow (TTM) i$141.07M$13.09B
Levered Free Cash Flow (TTM) i$10.09M$10.00B
Dividends
Last 12-Month Dividend Yield iN/A0.99%
Last 12-Month Dividend iN/A$2.92

Valuation & Enterprise Metrics Analysis: EzCorp vs American Express

MetricEZPWAXP
Price Ratios
P/E Ratio (TTM) i13.2122.83
Forward P/E i13.7421.52
PEG Ratio i0.36-11.87
Price to Sales (TTM) i0.843.57
Price to Book (MRQ) i1.057.01
Market Capitalization
Market Capitalization i$1.04B$226.38B
Enterprise Value i$1.33B$229.34B
Enterprise Value Metrics
Enterprise to Revenue i1.083.62
Enterprise to EBITDA i7.74N/A
Risk & Other Metrics
Beta i0.631.29
Book Value per Share (MRQ) i$16.24$46.42

Financial Statements Comparison: EzCorp vs American Express

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)EZPWAXP
Revenue/Sales i$306.32M$17.86B
Cost of Goods Sold i$127.86MN/A
Gross Profit i$178.45MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i$34.27MN/A
EBITDA i$45.73MN/A
Pre-Tax Income i$34.41M$3.55B
Income Tax i$9.02M$665.00M
Net Income (Profit) i$25.39M$2.89B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)EZPWAXP
Cash & Equivalents i$505.24M$52.41B
Total Current Assets i$1.07BN/A
Total Current Liabilities i$264.04MN/A
Long-Term Debt i$700.06M$51.24B
Total Shareholders Equity i$851.58M$31.20B
Retained Earnings i$561.21M$23.39B
Property, Plant & Equipment i$284.01MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)EZPWAXP
Operating Cash Flow i$39.39M$3.61B
Capital Expenditures iN/A$-430.00M
Free Cash Flow i$28.58M$4.33B
Debt Repayment i$-135,000$-3.53B
Common Stock Repurchase i$-997,000$-1.21B

Short Interest & Institutional Ownership Analysis

MetricEZPWAXP
Shares Short i9.13M10.58M
Short Ratio i12.144.48
Short % of Float i0.21%0.02%
Average Daily Volume (10 Day) i614,2902,609,550
Average Daily Volume (90 Day) i687,6402,406,207
Shares Outstanding i54.55M702.00M
Float Shares i55.36M542.70M
% Held by Insiders i0.04%0.22%
% Held by Institutions i1.16%0.65%

Dividend Analysis & Yield Comparison: EzCorp vs American Express

MetricEZPWAXP
Last 12-Month Dividend iN/A$2.92
Last 12-Month Dividend Yield iN/A0.99%
3-Year Avg Annual Dividend iN/A$2.33
3-Year Avg Dividend Yield iN/A0.32%
3-Year Total Dividends iN/A$6.98
Ex-Dividend DateN/AApr 04, 2025