First Bancorp [FBNC] vs SouthState [SSB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: First Bancorp wins in 2 metrics, SouthState wins in 15 metrics, with 0 ties. SouthState appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricFirst BancorpSouthStateBetter
P/E Ratio (TTM)23.3014.33SouthState
Price-to-Book Ratio1.451.11SouthState
Debt-to-Equity Ratio0.070.32First Bancorp
PEG Ratio0.710.66SouthState
Profit Margin (TTM)26.92%28.66%SouthState
Operating Margin (TTM)47.14%52.40%SouthState
EBITDA Margin (TTM)47.14%52.40%SouthState
Return on Equity6.57%8.19%SouthState
Return on Assets (TTM)0.79%1.06%SouthState
Free Cash Flow (TTM)$172.12M$476.15MSouthState
Dividend YieldN/A1.88%N/A
1-Year Return26.96%3.93%First Bancorp
Price-to-Sales Ratio (TTM)6.264.73SouthState
Enterprise Value$1.66B$9.07BSouthState
EV/Revenue Ratio4.594.39SouthState
Revenue per Share (TTM)$9$23SouthState
Earnings per Share (Diluted)$2.34$6.73SouthState
Beta (Stock Volatility)0.970.78SouthState
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

First Bancorp vs SouthState Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Bancorp-1.03%4.42%16.34%32.35%31.84%26.81%
SouthState-1.22%5.26%2.10%14.22%1.70%3.53%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Bancorp26.96%47.06%160.16%221.71%321.41%169.28%
SouthState3.93%24.56%75.77%35.03%246.16%234.73%

Performance & Financial Health Analysis: First Bancorp vs SouthState

MetricFBNCSSB
Market Information
Market Cap i$2.26B$9.76B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i249,210673,480
90 Day Avg. Volume i313,293908,877
Last Close$53.97$99.19
52 Week Range$34.50 - $54.71$77.74 - $114.27
% from 52W High-1.35%-13.20%
All-Time High$54.71 (Aug 25, 2025)$114.27 (Nov 25, 2024)
% from All-Time High-1.35%-13.20%
Growth Metrics
Quarterly Revenue Growth0.14%0.56%
Quarterly Earnings Growth0.34%0.63%
Financial Health
Profit Margin (TTM) i0.27%0.29%
Operating Margin (TTM) i0.47%0.52%
Return on Equity (TTM) i0.07%0.08%
Debt to Equity (MRQ) i0.070.32
Cash & Liquidity
Book Value per Share (MRQ)$37.53$86.71
Cash per Share (MRQ)$17.16$34.89
Operating Cash Flow (TTM) i$205.46M$53.83M
Levered Free Cash Flow (TTM) i$75.82M$534.78M
Dividends
Last 12-Month Dividend Yield iN/A1.88%
Last 12-Month Dividend iN/A$1.62

Valuation & Enterprise Metrics Analysis: First Bancorp vs SouthState

MetricFBNCSSB
Price Ratios
P/E Ratio (TTM) i23.3014.33
Forward P/E i17.5312.62
PEG Ratio i0.710.66
Price to Sales (TTM) i6.264.73
Price to Book (MRQ) i1.451.11
Market Capitalization
Market Capitalization i$2.26B$9.76B
Enterprise Value i$1.66B$9.07B
Enterprise Value Metrics
Enterprise to Revenue i4.594.39
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.970.78
Book Value per Share (MRQ) i$37.53$86.71

Financial Statements Comparison: First Bancorp vs SouthState

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FBNCSSB
Revenue/Sales i$104.63M$630.64M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$46.78M$121.25M
Income Tax i$10.37M$32.17M
Net Income (Profit) i$36.41M$89.08M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FBNCSSB
Cash & Equivalents i$772.44M$688.15M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$14.73M$752.80M
Total Shareholders Equity i$1.51B$8.62B
Retained Earnings i$783.63M$2.08B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FBNCSSB
Operating Cash Flow i$52.40M$-109.42M
Capital Expenditures i$99,000$-11.85M
Free Cash Flow i$52.35M$-139.08M
Debt Repayment i$-12,000$-700.00M
Common Stock Repurchase i$-992,000$-11.18M

Short Interest & Institutional Ownership Analysis

MetricFBNCSSB
Shares Short i1.43M2.73M
Short Ratio i4.222.73
Short % of Float i0.04%0.03%
Average Daily Volume (10 Day) i249,210673,480
Average Daily Volume (90 Day) i313,293908,877
Shares Outstanding i41.35M76.32M
Float Shares i40.69M99.78M
% Held by Insiders i0.04%0.01%
% Held by Institutions i0.73%0.88%

Dividend Analysis & Yield Comparison: First Bancorp vs SouthState

MetricFBNCSSB
Last 12-Month Dividend iN/A$1.62
Last 12-Month Dividend Yield iN/A1.88%
3-Year Avg Annual Dividend iN/A$1.90
3-Year Avg Dividend Yield iN/A0.63%
3-Year Total Dividends iN/A$5.70
Ex-Dividend DateN/AFeb 07, 2025