FirstCash Holdings [FCFS] vs American Express [AXP] Detailed Stock Comparison
FirstCash Holdings
NASDAQ
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American Express
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: FirstCash Holdings wins in 8 metrics, American Express wins in 9 metrics, with 0 ties. American Express appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | FirstCash Holdings | American Express | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.61 | 22.83 | FirstCash Holdings |
| Price-to-Book Ratio | 3.05 | 7.01 | FirstCash Holdings |
| Debt-to-Equity Ratio | 94.52 | 187.93 | FirstCash Holdings |
| PEG Ratio | 0.98 | -11.87 | American Express |
| EV/EBITDA | 14.15 | N/A | N/A |
| Profit Margin (TTM) | 8.61% | 15.99% | American Express |
| Operating Margin (TTM) | 12.67% | 21.00% | American Express |
| EBITDA Margin (TTM) | 12.67% | 21.00% | American Express |
| Return on Equity | 14.17% | 32.81% | American Express |
| Return on Assets (TTM) | 6.97% | 3.57% | FirstCash Holdings |
| Free Cash Flow (TTM) | $471.71M | $12.14B | American Express |
| Dividend Yield | N/A | 0.99% | N/A |
| 1-Year Return | 24.13% | 21.58% | FirstCash Holdings |
| Price-to-Sales Ratio (TTM) | 1.92 | 3.57 | FirstCash Holdings |
| Enterprise Value | $8.44B | $229.34B | American Express |
| EV/Revenue Ratio | 2.49 | 3.62 | FirstCash Holdings |
| Gross Profit Margin (TTM) | 49.70% | N/A | N/A |
| Revenue per Share (TTM) | $76 | $90 | American Express |
| Earnings per Share (Diluted) | $6.50 | $14.25 | American Express |
| Beta (Stock Volatility) | 0.70 | 1.29 | FirstCash Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
FirstCash Holdings vs American Express Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| FirstCash Holdings | -0.86% | -0.53% | 5.23% | 11.70% | 24.45% | 42.01% |
| American Express | -0.07% | 0.83% | 6.51% | 11.15% | 23.70% | 9.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| FirstCash Holdings | 24.13% | 87.21% | 159.23% | 252.59% | 451.23% | 1,134.66% |
| American Express | 21.58% | 133.17% | 239.75% | 335.47% | 658.27% | 556.71% |
News Based Sentiment: FirstCash Holdings vs American Express
FirstCash Holdings
News based Sentiment: MIXED
September presented a mixed bag for FirstCash, with strong Q2 earnings and institutional investment countered by an analyst downgrade, insider selling, and emerging bearish technical signals. While the positive financial results and dividend increase are encouraging, the conflicting signals suggest a need for continued monitoring and a cautious approach.
American Express
News based Sentiment: POSITIVE
American Express demonstrated strong financial performance in Q2 and continued expansion of its merchant base and strategic partnerships throughout September. While the Platinum Card refresh introduces a potential risk with the increased fee, the overall narrative remains positive, driven by revenue growth, analyst optimism, and a focus on attracting high-spending customers.
Performance & Financial Health Analysis: FirstCash Holdings vs American Express
| Metric | FCFS | AXP |
|---|---|---|
| Market Information | ||
| Market Cap | $6.46B | $226.38B |
| Market Cap Category | Mid cap | Mega cap |
| 10 Day Avg. Volume | 207,840 | 2,609,550 |
| 90 Day Avg. Volume | 266,020 | 2,406,207 |
| Last Close | $145.69 | $327.04 |
| 52 Week Range | $100.24 - $150.92 | $220.43 - $332.46 |
| % from 52W High | -3.47% | -1.63% |
| All-Time High | $150.92 (Sep 04, 2025) | $332.46 (Sep 05, 2025) |
| % from All-Time High | -3.47% | -1.63% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.01% | 0.09% |
| Quarterly Earnings Growth | 0.22% | -0.04% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.16% |
| Operating Margin (TTM) | 0.13% | 0.21% |
| Return on Equity (TTM) | 0.14% | 0.33% |
| Debt to Equity (MRQ) | 94.52 | 187.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $48.24 | $46.42 |
| Cash per Share (MRQ) | $2.29 | $83.01 |
| Operating Cash Flow (TTM) | $554.73M | $13.09B |
| Levered Free Cash Flow (TTM) | $576.17M | $10.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.99% |
| Last 12-Month Dividend | N/A | $2.92 |
Valuation & Enterprise Metrics Analysis: FirstCash Holdings vs American Express
| Metric | FCFS | AXP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.61 | 22.83 |
| Forward P/E | 18.56 | 21.52 |
| PEG Ratio | 0.98 | -11.87 |
| Price to Sales (TTM) | 1.92 | 3.57 |
| Price to Book (MRQ) | 3.05 | 7.01 |
| Market Capitalization | ||
| Market Capitalization | $6.46B | $226.38B |
| Enterprise Value | $8.44B | $229.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.49 | 3.62 |
| Enterprise to EBITDA | 14.15 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.70 | 1.29 |
| Book Value per Share (MRQ) | $48.24 | $46.42 |
Financial Statements Comparison: FirstCash Holdings vs American Express
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FCFS | AXP |
|---|---|---|
| Revenue/Sales | $836.42M | $17.86B |
| Cost of Goods Sold | $412.22M | N/A |
| Gross Profit | $424.20M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $135.59M | N/A |
| EBITDA | $253.46M | N/A |
| Pre-Tax Income | $111.22M | $3.55B |
| Income Tax | $27.63M | $665.00M |
| Net Income (Profit) | $83.59M | $2.89B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FCFS | AXP |
|---|---|---|
| Cash & Equivalents | $146.03M | $52.41B |
| Total Current Assets | $1.33B | N/A |
| Total Current Liabilities | $301.89M | N/A |
| Long-Term Debt | $1.94B | $51.24B |
| Total Shareholders Equity | $2.06B | $31.20B |
| Retained Earnings | $1.48B | $23.39B |
| Property, Plant & Equipment | $1.05B | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FCFS | AXP |
|---|---|---|
| Operating Cash Flow | $83.67M | $3.61B |
| Capital Expenditures | $-12.91M | $-430.00M |
| Free Cash Flow | $113.73M | $4.33B |
| Debt Repayment | $-129.00M | $-3.53B |
| Common Stock Repurchase | $-59.61M | $-1.21B |
Short Interest & Institutional Ownership Analysis
| Metric | FCFS | AXP |
|---|---|---|
| Shares Short | 497,272 | 10.58M |
| Short Ratio | 1.36 | 4.48 |
| Short % of Float | 0.02% | 0.02% |
| Average Daily Volume (10 Day) | 207,840 | 2,609,550 |
| Average Daily Volume (90 Day) | 266,020 | 2,406,207 |
| Shares Outstanding | 44.75M | 702.00M |
| Float Shares | 39.24M | 542.70M |
| % Held by Insiders | 0.12% | 0.22% |
| % Held by Institutions | 0.89% | 0.65% |
Dividend Analysis & Yield Comparison: FirstCash Holdings vs American Express
| Metric | FCFS | AXP |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.92 |
| Last 12-Month Dividend Yield | N/A | 0.99% |
| 3-Year Avg Annual Dividend | N/A | $2.33 |
| 3-Year Avg Dividend Yield | N/A | 0.32% |
| 3-Year Total Dividends | N/A | $6.98 |
| Ex-Dividend Date | N/A | Apr 04, 2025 |