FirstCash Holdings [FCFS] vs OneMain Holdings [OMF] Detailed Stock Comparison
FirstCash Holdings
NASDAQ
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OneMain Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: FirstCash Holdings wins in 7 metrics, OneMain Holdings wins in 10 metrics, with 0 ties. OneMain Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | FirstCash Holdings | OneMain Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.18 | 10.33 | OneMain Holdings |
| Price-to-Book Ratio | 2.99 | 2.05 | OneMain Holdings |
| Debt-to-Equity Ratio | 94.52 | 663.05 | FirstCash Holdings |
| PEG Ratio | 0.96 | 0.08 | OneMain Holdings |
| EV/EBITDA | 13.54 | N/A | N/A |
| Profit Margin (TTM) | 8.61% | 24.07% | OneMain Holdings |
| Operating Margin (TTM) | 12.67% | 33.19% | OneMain Holdings |
| EBITDA Margin (TTM) | 12.67% | 33.19% | OneMain Holdings |
| Return on Equity | 14.17% | 20.50% | OneMain Holdings |
| Return on Assets (TTM) | 6.97% | 2.57% | FirstCash Holdings |
| Free Cash Flow (TTM) | $471.71M | $2.70B | OneMain Holdings |
| Dividend Yield | N/A | 5.82% | N/A |
| 1-Year Return | 21.82% | 23.27% | OneMain Holdings |
| Price-to-Sales Ratio (TTM) | 1.89 | 2.47 | FirstCash Holdings |
| Enterprise Value | $8.07B | $28.10B | OneMain Holdings |
| EV/Revenue Ratio | 2.38 | 10.19 | FirstCash Holdings |
| Gross Profit Margin (TTM) | 49.70% | N/A | N/A |
| Revenue per Share (TTM) | $76 | $23 | FirstCash Holdings |
| Earnings per Share (Diluted) | $6.51 | $5.55 | FirstCash Holdings |
| Beta (Stock Volatility) | 0.68 | 1.22 | FirstCash Holdings |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
FirstCash Holdings vs OneMain Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| FirstCash Holdings | 4.10% | 5.76% | 8.15% | 13.69% | 26.25% | 40.73% |
| OneMain Holdings | 4.94% | 5.06% | 4.17% | 19.53% | 13.44% | 16.09% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| FirstCash Holdings | 21.82% | 85.53% | 138.37% | 262.49% | 498.59% | 1,136.13% |
| OneMain Holdings | 23.27% | 64.85% | 100.57% | 34.97% | 197.87% | 197.87% |
Performance & Financial Health Analysis: FirstCash Holdings vs OneMain Holdings
| Metric | FCFS | OMF |
|---|---|---|
| Market Information | ||
| Market Cap | $6.41B | $6.82B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 310,641 | 738,170 |
| 90 Day Avg. Volume | 349,804 | 995,487 |
| Last Close | $144.38 | $60.17 |
| 52 Week Range | $100.24 - $144.63 | $38.00 - $60.41 |
| % from 52W High | -0.17% | -0.40% |
| All-Time High | $144.63 (Aug 22, 2025) | $63.19 (Jul 19, 2021) |
| % from All-Time High | -0.17% | -4.78% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.01% | 0.33% |
| Quarterly Earnings Growth | 0.22% | 1.35% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.24% |
| Operating Margin (TTM) | 0.13% | 0.33% |
| Return on Equity (TTM) | 0.14% | 0.21% |
| Debt to Equity (MRQ) | 94.52 | 663.05 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $48.24 | $27.98 |
| Cash per Share (MRQ) | $2.29 | $6.47 |
| Operating Cash Flow (TTM) | $554.73M | $2.87B |
| Levered Free Cash Flow (TTM) | $576.17M | $509.00M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 5.82% |
| Last 12-Month Dividend | N/A | $3.12 |
Valuation & Enterprise Metrics Analysis: FirstCash Holdings vs OneMain Holdings
| Metric | FCFS | OMF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.18 | 10.33 |
| Forward P/E | 18.23 | 8.26 |
| PEG Ratio | 0.96 | 0.08 |
| Price to Sales (TTM) | 1.89 | 2.47 |
| Price to Book (MRQ) | 2.99 | 2.05 |
| Market Capitalization | ||
| Market Capitalization | $6.41B | $6.82B |
| Enterprise Value | $8.07B | $28.10B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.38 | 10.19 |
| Enterprise to EBITDA | 13.54 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.68 | 1.22 |
| Book Value per Share (MRQ) | $48.24 | $27.98 |
Financial Statements Comparison: FirstCash Holdings vs OneMain Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FCFS | OMF |
|---|---|---|
| Revenue/Sales | $836.42M | $1.22B |
| Cost of Goods Sold | $412.22M | N/A |
| Gross Profit | $424.20M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $135.59M | N/A |
| EBITDA | $253.46M | N/A |
| Pre-Tax Income | $111.22M | $214.00M |
| Income Tax | $27.63M | $47.00M |
| Net Income (Profit) | $83.59M | $167.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FCFS | OMF |
|---|---|---|
| Cash & Equivalents | $146.03M | $488.00M |
| Total Current Assets | $1.33B | N/A |
| Total Current Liabilities | $301.89M | N/A |
| Long-Term Debt | $1.94B | $21.49B |
| Total Shareholders Equity | $2.06B | $3.28B |
| Retained Earnings | $1.48B | $2.38B |
| Property, Plant & Equipment | $1.05B | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FCFS | OMF |
|---|---|---|
| Operating Cash Flow | $83.67M | $307.00M |
| Capital Expenditures | $-12.91M | N/A |
| Free Cash Flow | $113.73M | $665.00M |
| Debt Repayment | $-129.00M | $-1.45B |
| Common Stock Repurchase | $-59.61M | $-16.00M |
Short Interest & Institutional Ownership Analysis
| Metric | FCFS | OMF |
|---|---|---|
| Shares Short | 607,370 | 5.01M |
| Short Ratio | 1.80 | 4.13 |
| Short % of Float | 0.02% | 0.05% |
| Average Daily Volume (10 Day) | 310,641 | 738,170 |
| Average Daily Volume (90 Day) | 349,804 | 995,487 |
| Shares Outstanding | 44.75M | 119.36M |
| Float Shares | 39.12M | 118.23M |
| % Held by Insiders | 0.12% | 0.00% |
| % Held by Institutions | 0.89% | 0.93% |
Dividend Analysis & Yield Comparison: FirstCash Holdings vs OneMain Holdings
| Metric | FCFS | OMF |
|---|---|---|
| Last 12-Month Dividend | N/A | $3.12 |
| Last 12-Month Dividend Yield | N/A | 5.82% |
| 3-Year Avg Annual Dividend | N/A | $3.69 |
| 3-Year Avg Dividend Yield | N/A | 2.25% |
| 3-Year Total Dividends | N/A | $11.06 |
| Ex-Dividend Date | N/A | Feb 12, 2025 |