FirstCash Holdings [FCFS] vs OneMain Holdings [OMF] Detailed Stock Comparison

FirstCash Holdings

NASDAQ
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OneMain Holdings

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: FirstCash Holdings wins in 8 metrics, OneMain Holdings wins in 9 metrics, with 0 ties. OneMain Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricFirstCash HoldingsOneMain HoldingsBetter
P/E Ratio (TTM)23.839.89OneMain Holdings
Price-to-Book Ratio3.211.96OneMain Holdings
Debt-to-Equity Ratio94.52663.05FirstCash Holdings
PEG Ratio1.040.07OneMain Holdings
EV/EBITDA14.51N/AN/A
Profit Margin (TTM)8.61%24.07%OneMain Holdings
Operating Margin (TTM)12.67%33.19%OneMain Holdings
EBITDA Margin (TTM)12.67%33.19%OneMain Holdings
Return on Equity14.17%20.50%OneMain Holdings
Return on Assets (TTM)6.97%2.57%FirstCash Holdings
Free Cash Flow (TTM)$471.71M$2.70BOneMain Holdings
Dividend YieldN/A5.82%N/A
1-Year Return35.82%18.99%FirstCash Holdings
Price-to-Sales Ratio (TTM)2.032.39FirstCash Holdings
Enterprise Value$8.66B$27.81BOneMain Holdings
EV/Revenue Ratio2.5610.08FirstCash Holdings
Gross Profit Margin (TTM)49.70%N/AN/A
Revenue per Share (TTM)$76$23FirstCash Holdings
Earnings per Share (Diluted)$6.50$5.55FirstCash Holdings
Beta (Stock Volatility)0.691.28FirstCash Holdings
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

FirstCash Holdings vs OneMain Holdings Stock Performance Analysis

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FirstCash Holdings
OneMain Holdings
FirstCash Holdings Stock Overview | OneMain Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
FirstCash Holdings-0.96%3.58%5.42%15.50%28.47%50.51%
OneMain Holdings0.53%-2.55%-9.70%-6.90%20.35%6.02%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
FirstCash Holdings35.82%97.30%158.73%263.66%443.70%1,177.17%
OneMain Holdings18.99%67.74%53.75%18.61%172.03%172.03%

News Based Sentiment: FirstCash Holdings vs OneMain Holdings

FirstCash Holdings

News based Sentiment: MIXED

FirstCash experienced a positive month with analyst upgrades and strong earnings, but this was tempered by notable insider selling. The mixed signals – positive external views versus internal selling – create a nuanced investment picture, making this a significant month for the stock's trajectory.

View FirstCash Holdings News Sentiment Analysis

OneMain Holdings

News based Sentiment: MIXED

October was a month of contrasts for OneMain Holdings, with strong earnings reports and a 'Buy' rating from Zacks offset by a downgrade from JP Morgan, significant insider selling, and institutional stake reductions. This creates a mixed investment narrative, making it a moderately important month for investors to assess the company's direction.

View OneMain Holdings News Sentiment Analysis

Performance & Financial Health Analysis: FirstCash Holdings vs OneMain Holdings

MetricFCFSOMF
Market Information
Market Cap i$6.98B$6.57B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i436,1301,270,790
90 Day Avg. Volume i313,893960,850
Last Close$154.41$54.95
52 Week Range$100.24 - $158.93$38.00 - $63.25
% from 52W High-2.84%-13.12%
All-Time High$158.93 (Sep 26, 2025)$63.25 (Sep 05, 2025)
% from All-Time High-2.84%-13.12%
Growth Metrics
Quarterly Revenue Growth-0.01%0.33%
Quarterly Earnings Growth0.22%1.35%
Financial Health
Profit Margin (TTM) i0.09%0.24%
Operating Margin (TTM) i0.13%0.33%
Return on Equity (TTM) i0.14%0.21%
Debt to Equity (MRQ) i94.52663.05
Cash & Liquidity
Book Value per Share (MRQ)$48.24$27.98
Cash per Share (MRQ)$2.29$6.47
Operating Cash Flow (TTM) i$554.73M$2.87B
Levered Free Cash Flow (TTM) i$576.17M$509.00M
Dividends
Last 12-Month Dividend Yield iN/A5.82%
Last 12-Month Dividend iN/A$3.12

Valuation & Enterprise Metrics Analysis: FirstCash Holdings vs OneMain Holdings

MetricFCFSOMF
Price Ratios
P/E Ratio (TTM) i23.839.89
Forward P/E i19.567.91
PEG Ratio i1.040.07
Price to Sales (TTM) i2.032.39
Price to Book (MRQ) i3.211.96
Market Capitalization
Market Capitalization i$6.98B$6.57B
Enterprise Value i$8.66B$27.81B
Enterprise Value Metrics
Enterprise to Revenue i2.5610.08
Enterprise to EBITDA i14.51N/A
Risk & Other Metrics
Beta i0.691.28
Book Value per Share (MRQ) i$48.24$27.98

Financial Statements Comparison: FirstCash Holdings vs OneMain Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FCFSOMF
Revenue/Sales i$830.62M$1.22B
Cost of Goods Sold i$417.81MN/A
Gross Profit i$412.82MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i$105.20MN/A
EBITDA i$213.06MN/A
Pre-Tax Income i$81.08M$214.00M
Income Tax i$21.27M$47.00M
Net Income (Profit) i$59.81M$167.00M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FCFSOMF
Cash & Equivalents i$146.03M$488.00M
Total Current Assets i$1.33BN/A
Total Current Liabilities i$301.89MN/A
Long-Term Debt i$1.94B$21.49B
Total Shareholders Equity i$2.06B$3.28B
Retained Earnings i$1.48B$2.38B
Property, Plant & Equipment i$1.05BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FCFSOMF
Operating Cash Flow i$83.67M$307.00M
Capital Expenditures i$-12.91MN/A
Free Cash Flow i$113.73M$665.00M
Debt Repayment i$-129.00M$-1.45B
Common Stock Repurchase i$-59.61M$-16.00M

Short Interest & Institutional Ownership Analysis

MetricFCFSOMF
Shares Short i413,3035.36M
Short Ratio i1.586.71
Short % of Float i0.01%0.05%
Average Daily Volume (10 Day) i436,1301,270,790
Average Daily Volume (90 Day) i313,893960,850
Shares Outstanding i44.75M119.36M
Float Shares i39.24M118.20M
% Held by Insiders i0.12%0.00%
% Held by Institutions i0.89%0.93%

Dividend Analysis & Yield Comparison: FirstCash Holdings vs OneMain Holdings

MetricFCFSOMF
Last 12-Month Dividend iN/A$3.12
Last 12-Month Dividend Yield iN/A5.82%
3-Year Avg Annual Dividend iN/A$3.69
3-Year Avg Dividend Yield iN/A2.25%
3-Year Total Dividends iN/A$11.06
Ex-Dividend DateN/AFeb 12, 2025