First Citizens [FCNCA] vs U.S. Bancorp [USB] Detailed Stock Comparison
First Citizens
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: First Citizens wins in 9 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. First Citizens appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | First Citizens | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.22 | 11.06 | U.S. Bancorp |
| Price-to-Book Ratio | 1.16 | 1.32 | First Citizens |
| Debt-to-Equity Ratio | 1.80 | 1.34 | U.S. Bancorp |
| PEG Ratio | -1.03 | 0.77 | First Citizens |
| Profit Margin (TTM) | 26.68% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 37.51% | 37.33% | First Citizens |
| EBITDA Margin (TTM) | 37.51% | 37.33% | First Citizens |
| Return on Equity | 10.71% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.07% | 1.01% | First Citizens |
| Free Cash Flow (TTM) | $1.45B | $11.27B | U.S. Bancorp |
| Dividend Yield | N/A | 4.60% | N/A |
| 1-Year Return | -1.34% | 1.72% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 2.70 | 2.81 | First Citizens |
| Enterprise Value | $37.63B | $99.95B | U.S. Bancorp |
| EV/Revenue Ratio | 4.19 | 3.91 | U.S. Bancorp |
| Revenue per Share (TTM) | $652 | $16 | First Citizens |
| Earnings per Share (Diluted) | $169.42 | $4.18 | First Citizens |
| Beta (Stock Volatility) | 0.64 | 1.03 | First Citizens |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
First Citizens vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| First Citizens | 2.60% | 6.23% | -6.86% | 7.98% | -1.83% | -5.45% |
| U.S. Bancorp | 4.54% | -1.41% | 0.85% | 7.65% | 0.65% | -3.53% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| First Citizens | -1.34% | 144.29% | 394.71% | 733.19% | 1,049.73% | 1,114.19% |
| U.S. Bancorp | 1.72% | -0.69% | 24.11% | 8.41% | 113.16% | 58.61% |
Performance & Financial Health Analysis: First Citizens vs U.S. Bancorp
| Metric | FCNCA | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $24.29B | $71.91B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 166,040 | 7,047,730 |
| 90 Day Avg. Volume | 114,800 | 10,113,727 |
| Last Close | $1,987.99 | $48.26 |
| 52 Week Range | $1,473.62 - $2,412.93 | $35.18 - $53.98 |
| % from 52W High | -17.61% | -10.59% |
| All-Time High | $2,412.93 (Jan 20, 2025) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -17.61% | -24.08% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.05% | 0.03% |
| Quarterly Earnings Growth | -0.19% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.27% |
| Operating Margin (TTM) | 0.38% | 0.37% |
| Return on Equity (TTM) | 0.11% | 0.12% |
| Debt to Equity (MRQ) | 1.80 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $1,637.74 | $35.02 |
| Cash per Share (MRQ) | $2,166.91 | $39.85 |
| Operating Cash Flow (TTM) | $3.07B | $7.48B |
| Levered Free Cash Flow (TTM) | $2.72B | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 4.60% |
| Last 12-Month Dividend | N/A | $1.99 |
Valuation & Enterprise Metrics Analysis: First Citizens vs U.S. Bancorp
| Metric | FCNCA | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.22 | 11.06 |
| Forward P/E | 11.71 | 10.67 |
| PEG Ratio | -1.03 | 0.77 |
| Price to Sales (TTM) | 2.70 | 2.81 |
| Price to Book (MRQ) | 1.16 | 1.32 |
| Market Capitalization | ||
| Market Capitalization | $24.29B | $71.91B |
| Enterprise Value | $37.63B | $99.95B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.19 | 3.91 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.64 | 1.03 |
| Book Value per Share (MRQ) | $1,637.74 | $35.02 |
Financial Statements Comparison: First Citizens vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FCNCA | USB |
|---|---|---|
| Revenue/Sales | $2.29B | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $651.00M | $2.16B |
| Income Tax | $168.00M | $443.00M |
| Net Income (Profit) | $483.00M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FCNCA | USB |
|---|---|---|
| Cash & Equivalents | $25.50B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $38.30B | $59.86B |
| Total Shareholders Equity | $22.30B | $60.56B |
| Retained Earnings | $19.80B | $77.69B |
| Property, Plant & Equipment | $11.72B | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FCNCA | USB |
|---|---|---|
| Operating Cash Flow | $754.00M | $-750.00M |
| Capital Expenditures | $-280.00M | N/A |
| Free Cash Flow | $518.00M | $-285.00M |
| Debt Repayment | $-351.00M | $-2.10B |
| Common Stock Repurchase | $-613.00M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | FCNCA | USB |
|---|---|---|
| Shares Short | 406,833 | 21.33M |
| Short Ratio | 5.18 | 1.70 |
| Short % of Float | 0.05% | 0.01% |
| Average Daily Volume (10 Day) | 166,040 | 7,047,730 |
| Average Daily Volume (90 Day) | 114,800 | 10,113,727 |
| Shares Outstanding | 13.72M | 1.56B |
| Float Shares | 10.61M | 1.55B |
| % Held by Insiders | 0.22% | 0.00% |
| % Held by Institutions | 0.69% | 0.83% |
Dividend Analysis & Yield Comparison: First Citizens vs U.S. Bancorp
| Metric | FCNCA | USB |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.99 |
| Last 12-Month Dividend Yield | N/A | 4.60% |
| 3-Year Avg Annual Dividend | N/A | $1.78 |
| 3-Year Avg Dividend Yield | N/A | 1.19% |
| 3-Year Total Dividends | N/A | $5.35 |
| Ex-Dividend Date | N/A | Mar 31, 2025 |