First United [FUNC] vs U.S. Bancorp [USB] Detailed Stock Comparison
First United
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: First United wins in 11 metrics, U.S. Bancorp wins in 7 metrics, with 0 ties. First United appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | First United | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.01 | 11.36 | First United |
| Price-to-Book Ratio | 1.24 | 1.36 | First United |
| Debt-to-Equity Ratio | 0.91 | 1.34 | First United |
| PEG Ratio | 0.44 | 0.79 | First United |
| Profit Margin (TTM) | 29.16% | 27.00% | First United |
| Operating Margin (TTM) | 40.29% | 37.33% | First United |
| EBITDA Margin (TTM) | 40.29% | 37.33% | First United |
| Return on Equity | 13.37% | 11.67% | First United |
| Return on Assets (TTM) | 1.23% | 1.01% | First United |
| Free Cash Flow (TTM) | $20.36M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.01% | 4.60% | U.S. Bancorp |
| 1-Year Return | 17.60% | 1.82% | First United |
| Price-to-Sales Ratio (TTM) | 2.91 | 2.91 | U.S. Bancorp |
| Enterprise Value | $331.31M | $101.95B | U.S. Bancorp |
| EV/Revenue Ratio | 4.07 | 3.99 | U.S. Bancorp |
| Revenue per Share (TTM) | $13 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $3.65 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.70 | 1.08 | First United |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
First United vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| First United | -0.66% | 1.06% | -0.77% | 7.57% | 20.98% | 8.38% |
| U.S. Bancorp | 0.23% | -1.69% | -4.60% | -0.42% | 19.85% | -1.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| First United | 17.60% | 103.48% | 169.29% | 349.94% | 713.93% | 84.04% |
| U.S. Bancorp | 1.82% | 10.15% | 20.34% | 15.53% | 108.96% | 68.45% |
News Based Sentiment: First United vs U.S. Bancorp
First United
News sentiment data is not available for First United at this time.
U.S. Bancorp
News based Sentiment: MIXED
October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.
Performance & Financial Health Analysis: First United vs U.S. Bancorp
| Metric | FUNC | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $236.79M | $73.46B |
| Market Cap Category | Micro cap | Large cap |
| 10 Day Avg. Volume | 21,260 | 8,391,430 |
| 90 Day Avg. Volume | 22,443 | 9,701,660 |
| Last Close | $36.22 | $47.10 |
| 52 Week Range | $24.66 - $42.50 | $35.18 - $53.98 |
| % from 52W High | -14.78% | -12.75% |
| All-Time High | $42.50 (Feb 10, 2025) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -14.78% | -25.91% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.03% |
| Quarterly Earnings Growth | 0.22% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.27% |
| Operating Margin (TTM) | 0.40% | 0.37% |
| Return on Equity (TTM) | 0.13% | 0.12% |
| Debt to Equity (MRQ) | 0.91 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $29.43 | $35.02 |
| Cash per Share (MRQ) | $12.18 | $39.85 |
| Operating Cash Flow (TTM) | $19.49M | $7.48B |
| Levered Free Cash Flow (TTM) | $20.57M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.01% | 4.60% |
| Last 12-Month Dividend | $1.14 | $1.99 |
Valuation & Enterprise Metrics Analysis: First United vs U.S. Bancorp
| Metric | FUNC | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.01 | 11.36 |
| Forward P/E | 11.07 | 10.97 |
| PEG Ratio | 0.44 | 0.79 |
| Price to Sales (TTM) | 2.91 | 2.91 |
| Price to Book (MRQ) | 1.24 | 1.36 |
| Market Capitalization | ||
| Market Capitalization | $236.79M | $73.46B |
| Enterprise Value | $331.31M | $101.95B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.07 | 3.99 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.70 | 1.08 |
| Book Value per Share (MRQ) | $29.43 | $35.02 |
Financial Statements Comparison: First United vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FUNC | USB |
|---|---|---|
| Revenue/Sales | $20.93M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $7.70M | $2.16B |
| Income Tax | $1.89M | $443.00M |
| Net Income (Profit) | $5.81M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FUNC | USB |
|---|---|---|
| Cash & Equivalents | $84.43M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $122.24M | $59.86B |
| Total Shareholders Equity | $183.69M | $60.56B |
| Retained Earnings | $193.38M | $77.69B |
| Property, Plant & Equipment | $31.14M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FUNC | USB |
|---|---|---|
| Operating Cash Flow | $6.61M | $-750.00M |
| Capital Expenditures | $-585,000 | N/A |
| Free Cash Flow | $6.38M | $-285.00M |
| Debt Repayment | $0 | $-2.10B |
| Common Stock Repurchase | N/A | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | FUNC | USB |
|---|---|---|
| Shares Short | 75,436 | 22.01M |
| Short Ratio | 4.08 | 2.51 |
| Short % of Float | 0.01% | 0.01% |
| Average Daily Volume (10 Day) | 21,260 | 8,391,430 |
| Average Daily Volume (90 Day) | 22,443 | 9,701,660 |
| Shares Outstanding | 6.47M | 1.56B |
| Float Shares | 5.96M | 1.55B |
| % Held by Insiders | 0.08% | 0.00% |
| % Held by Institutions | 0.49% | 0.82% |
Dividend Analysis & Yield Comparison: First United vs U.S. Bancorp
| Metric | FUNC | USB |
|---|---|---|
| Last 12-Month Dividend | $1.14 | $1.99 |
| Last 12-Month Dividend Yield | 3.01% | 4.60% |
| 3-Year Avg Annual Dividend | $0.89 | $1.78 |
| 3-Year Avg Dividend Yield | 0.89% | 1.19% |
| 3-Year Total Dividends | $2.67 | $5.35 |
| Ex-Dividend Date | Oct 17, 2025 | Mar 31, 2025 |