Hingham Institution [HIFS] vs LendingClub [LC] Detailed Stock Comparison

Hingham Institution

NASDAQ
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LendingClub

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Hingham Institution wins in 12 metrics, LendingClub wins in 5 metrics, with 0 ties. Hingham Institution appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricHingham InstitutionLendingClubBetter
P/E Ratio (TTM)18.2226.06Hingham Institution
Price-to-Book Ratio1.371.36LendingClub
Debt-to-Equity Ratio3.531.59LendingClub
PEG Ratio0.140.17Hingham Institution
EV/EBITDAN/A7.33N/A
Profit Margin (TTM)44.97%5.93%Hingham Institution
Operating Margin (TTM)66.92%16.30%Hingham Institution
EBITDA Margin (TTM)66.92%16.30%Hingham Institution
Return on Equity7.82%5.50%Hingham Institution
Return on Assets (TTM)0.75%0.61%Hingham Institution
Free Cash Flow (TTM)$11.75M$-2.69BHingham Institution
Dividend Yield1.12%N/AN/A
1-Year Return15.15%57.78%LendingClub
Price-to-Sales Ratio (TTM)8.141.53LendingClub
Enterprise Value$2.20B$1.18BHingham Institution
EV/Revenue Ratio29.250.95LendingClub
Revenue per Share (TTM)$34$11Hingham Institution
Earnings per Share (Diluted)$15.37$0.64Hingham Institution
Beta (Stock Volatility)0.932.54Hingham Institution
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Hingham Institution vs LendingClub Stock Performance Analysis

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Hingham Institution
LendingClub
Hingham Institution Stock Overview | LendingClub Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Hingham Institution4.16%2.83%11.74%29.52%25.11%17.39%
LendingClub2.44%5.44%10.66%57.22%64.09%9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Hingham Institution15.15%7.01%58.74%150.20%662.23%630.94%
LendingClub57.78%54.87%289.40%-73.39%-85.71%-85.71%

News Based Sentiment: Hingham Institution vs LendingClub

Hingham Institution

News based Sentiment: MIXED

September was a mixed month for HIFS, with both positive and negative developments. While analyst ratings showed some interest, the stock price generally declined, and institutional investors reduced their holdings. This creates a cautiously neutral outlook for investors.

View Hingham Institution News Sentiment Analysis

LendingClub

News based Sentiment: MIXED

LendingClub reported impressive Q2 earnings, driving positive analyst ratings. However, consistent insider selling, including sales by the CEO and a director, introduces a note of caution. This combination of positive performance and insider activity creates a mixed investment narrative.

View LendingClub News Sentiment Analysis

Performance & Financial Health Analysis: Hingham Institution vs LendingClub

MetricHIFSLC
Market Information
Market Cap i$617.73M$1.91B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i34,4251,223,500
90 Day Avg. Volume i44,7981,563,977
Last Close$292.01$17.64
52 Week Range$209.71 - $300.00$7.90 - $18.75
% from 52W High-2.66%-5.92%
All-Time High$432.19 (Jan 03, 2022)$146.45 (Dec 15, 2014)
% from All-Time High-32.43%-87.95%
Growth Metrics
Quarterly Revenue Growth0.58%0.19%
Quarterly Earnings Growth1.30%1.56%
Financial Health
Profit Margin (TTM) i0.45%0.06%
Operating Margin (TTM) i0.67%0.16%
Return on Equity (TTM) i0.08%0.06%
Debt to Equity (MRQ) i3.531.59
Cash & Liquidity
Book Value per Share (MRQ)$204.36$12.25
Cash per Share (MRQ)$3.88$6.56
Operating Cash Flow (TTM) i$22.27M$-1,907,550,976
Levered Free Cash Flow (TTM) i$28.19M$-621,227,136
Dividends
Last 12-Month Dividend Yield i1.12%N/A
Last 12-Month Dividend i$3.15N/A

Valuation & Enterprise Metrics Analysis: Hingham Institution vs LendingClub

MetricHIFSLC
Price Ratios
P/E Ratio (TTM) i18.2226.06
Forward P/E iN/A19.86
PEG Ratio i0.140.17
Price to Sales (TTM) i8.141.53
Price to Book (MRQ) i1.371.36
Market Capitalization
Market Capitalization i$617.73M$1.91B
Enterprise Value i$2.20B$1.18B
Enterprise Value Metrics
Enterprise to Revenue i29.250.95
Enterprise to EBITDA iN/A7.33
Risk & Other Metrics
Beta i0.932.54
Book Value per Share (MRQ) i$204.36$12.25

Financial Statements Comparison: Hingham Institution vs LendingClub

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HIFSLC
Revenue/Sales i$17.59M$217.71M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$9.82M$15.70M
Income Tax i$2.69M$4.02M
Net Income (Profit) i$7.12M$11.67M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HIFSLC
Cash & Equivalents i$361.64M$895.52M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$1.47B$25.57M
Total Shareholders Equity i$437.56M$1.36B
Retained Earnings i$419.76M$-325.81M
Property, Plant & Equipment iN/A$19.27M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HIFSLC
Operating Cash Flow i$12.45M$-386.43M
Capital Expenditures i$-30,000$-13.07M
Free Cash Flow i$11.46M$-352.32M
Debt Repayment i$-106.00M$0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHIFSLC
Shares Short i186,6735.46M
Short Ratio i4.122.36
Short % of Float i0.09%0.05%
Average Daily Volume (10 Day) i34,4251,223,500
Average Daily Volume (90 Day) i44,7981,563,977
Shares Outstanding i2.18M113.38M
Float Shares i1.67M105.39M
% Held by Insiders i0.24%0.03%
% Held by Institutions i0.63%0.81%

Dividend Analysis & Yield Comparison: Hingham Institution vs LendingClub

MetricHIFSLC
Last 12-Month Dividend i$3.15N/A
Last 12-Month Dividend Yield i1.12%N/A
3-Year Avg Annual Dividend i$2.92N/A
3-Year Avg Dividend Yield i0.29%N/A
3-Year Total Dividends i$8.76N/A
Ex-Dividend DateAug 04, 2025N/A