Hingham Institution [HIFS] vs OFG Bancorp [OFG] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Hingham Institution wins in 9 metrics, OFG Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

MetricHingham InstitutionOFG BancorpBetter
P/E Ratio (TTM)18.2210.30OFG Bancorp
Price-to-Book Ratio1.371.47Hingham Institution
Debt-to-Equity Ratio3.530.38OFG Bancorp
PEG Ratio0.141.87Hingham Institution
Profit Margin (TTM)44.97%31.43%Hingham Institution
Operating Margin (TTM)66.92%43.08%Hingham Institution
EBITDA Margin (TTM)66.92%43.08%Hingham Institution
Return on Equity7.82%15.20%OFG Bancorp
Return on Assets (TTM)0.75%1.66%OFG Bancorp
Free Cash Flow (TTM)$11.75M$210.79MOFG Bancorp
Dividend Yield1.12%2.57%OFG Bancorp
1-Year Return15.15%0.36%Hingham Institution
Price-to-Sales Ratio (TTM)8.143.14OFG Bancorp
Enterprise Value$2.20B$1.60BHingham Institution
EV/Revenue Ratio29.252.58OFG Bancorp
Revenue per Share (TTM)$34$14Hingham Institution
Earnings per Share (Diluted)$15.37$4.25Hingham Institution
Beta (Stock Volatility)0.930.83OFG Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Hingham Institution vs OFG Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Hingham Institution4.16%2.83%11.74%29.52%25.11%17.39%
OFG Bancorp2.63%1.56%4.18%10.04%10.36%7.79%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Hingham Institution15.15%7.01%58.74%150.20%662.23%630.94%
OFG Bancorp0.36%71.60%266.04%388.99%230.43%255.87%

News Based Sentiment: Hingham Institution vs OFG Bancorp

Hingham Institution

News based Sentiment: MIXED

September was a mixed month for HIFS, with both positive and negative developments. While analyst ratings showed some interest, the stock price generally declined, and institutional investors reduced their holdings. This creates a cautiously neutral outlook for investors.

View Hingham Institution News Sentiment Analysis

OFG Bancorp

News based Sentiment: POSITIVE

September was a strong month for OFG Bancorp, driven by better-than-expected earnings and positive analyst revisions. While institutional investor activity was mixed, the overall narrative is positive, suggesting continued growth potential and investor confidence. The consistent dividend also adds to the stock's appeal.

View OFG Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Hingham Institution vs OFG Bancorp

MetricHIFSOFG
Market Information
Market Cap i$617.73M$1.95B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i34,425192,680
90 Day Avg. Volume i44,798208,447
Last Close$292.01$44.84
52 Week Range$209.71 - $300.00$33.15 - $47.66
% from 52W High-2.66%-5.92%
All-Time High$432.19 (Jan 03, 2022)$47.66 (Nov 25, 2024)
% from All-Time High-32.43%-5.92%
Growth Metrics
Quarterly Revenue Growth0.58%-0.02%
Quarterly Earnings Growth1.30%0.01%
Financial Health
Profit Margin (TTM) i0.45%0.31%
Operating Margin (TTM) i0.67%0.43%
Return on Equity (TTM) i0.08%0.15%
Debt to Equity (MRQ) i3.530.38
Cash & Liquidity
Book Value per Share (MRQ)$204.36$29.83
Cash per Share (MRQ)$3.88$19.13
Operating Cash Flow (TTM) i$22.27M$215.43M
Levered Free Cash Flow (TTM) i$28.19M$198.17M
Dividends
Last 12-Month Dividend Yield i1.12%2.57%
Last 12-Month Dividend i$3.15$1.05

Valuation & Enterprise Metrics Analysis: Hingham Institution vs OFG Bancorp

MetricHIFSOFG
Price Ratios
P/E Ratio (TTM) i18.2210.30
Forward P/E iN/A11.08
PEG Ratio i0.141.87
Price to Sales (TTM) i8.143.14
Price to Book (MRQ) i1.371.47
Market Capitalization
Market Capitalization i$617.73M$1.95B
Enterprise Value i$2.20B$1.60B
Enterprise Value Metrics
Enterprise to Revenue i29.252.58
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.930.83
Book Value per Share (MRQ) i$204.36$29.83

Financial Statements Comparison: Hingham Institution vs OFG Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HIFSOFG
Revenue/Sales i$17.59M$166.68M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$9.82M$59.45M
Income Tax i$2.69M$13.88M
Net Income (Profit) i$7.12M$45.57M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HIFSOFG
Cash & Equivalents i$361.64M$235.00M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$1.47B$275.80M
Total Shareholders Equity i$437.56M$1.30B
Retained Earnings i$419.76M$802.02M
Property, Plant & Equipment iN/A$122.24M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HIFSOFG
Operating Cash Flow i$12.45M$44.63M
Capital Expenditures i$-30,000$-4.35M
Free Cash Flow i$11.46M$78.72M
Debt Repayment i$-106.00MN/A
Common Stock Repurchase iN/A$-23.39M

Short Interest & Institutional Ownership Analysis

MetricHIFSOFG
Shares Short i186,673532,890
Short Ratio i4.122.39
Short % of Float i0.09%0.02%
Average Daily Volume (10 Day) i34,425192,680
Average Daily Volume (90 Day) i44,798208,447
Shares Outstanding i2.18M45.44M
Float Shares i1.67M43.97M
% Held by Insiders i0.24%0.01%
% Held by Institutions i0.63%0.98%

Dividend Analysis & Yield Comparison: Hingham Institution vs OFG Bancorp

MetricHIFSOFG
Last 12-Month Dividend i$3.15$1.05
Last 12-Month Dividend Yield i1.12%2.57%
3-Year Avg Annual Dividend i$2.92$0.91
3-Year Avg Dividend Yield i0.29%0.71%
3-Year Total Dividends i$8.76$2.73
Ex-Dividend DateAug 04, 2025Mar 31, 2025