Hope Bancorp [HOPE] vs LendingClub [LC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Hope Bancorp wins in 6 metrics, LendingClub wins in 10 metrics, with 0 ties. LendingClub appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Hope Bancorp LendingClub Better
P/E Ratio (TTM) 31.31 24.06 LendingClub
Price-to-Book Ratio 0.63 1.26 Hope Bancorp
Debt-to-Equity Ratio 0.11 1.59 Hope Bancorp
PEG Ratio -0.15 0.16 Hope Bancorp
EV/EBITDA N/A 6.01 N/A
Profit Margin (TTM) 10.11% 5.93% Hope Bancorp
Operating Margin (TTM) -13.13% 16.30% LendingClub
EBITDA Margin (TTM) N/A 16.30% N/A
Return on Equity 1.92% 5.50% LendingClub
Return on Assets (TTM) 0.23% 0.61% LendingClub
Free Cash Flow (TTM) $106.91M $-2.69B Hope Bancorp
Dividend Yield 6.54% N/A N/A
1-Year Return -14.60% 28.32% LendingClub
Price-to-Sales Ratio (TTM) 3.45 1.42 LendingClub
Enterprise Value $916.90M $969.13M LendingClub
EV/Revenue Ratio 2.22 0.78 LendingClub
Revenue per Share (TTM) $3 $11 LendingClub
Earnings per Share (Diluted) $0.35 $0.64 LendingClub
Beta (Stock Volatility) 0.91 2.49 Hope Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Hope Bancorp vs LendingClub Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Hope Bancorp-4.11%-2.69%-4.72%-9.80%14.39%-12.44%
LendingClub-6.14%1.42%-7.71%17.97%62.36%-7.19%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Hope Bancorp-14.60%-19.14%36.58%-28.87%54.74%-31.19%
LendingClub28.32%45.66%220.28%-77.79%-87.08%-87.08%

News Based Sentiment: Hope Bancorp vs LendingClub

Hope Bancorp

News based Sentiment: MIXED

October saw a combination of negative (EPS revision) and neutral/positive (Hold rating, price target) signals for Hope Bancorp. This mixed picture suggests a period of reassessment for the bank, making it a cautiously interesting investment.

View Hope Bancorp News Sentiment Analysis

LendingClub

News based Sentiment: MIXED

October was a mixed month for LendingClub, with an analyst downgrade and insider selling countered by an undervaluation assessment and strong Q2 earnings. The conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess the company's trajectory.

View LendingClub News Sentiment Analysis

Performance & Financial Health Analysis: Hope Bancorp vs LendingClub

MetricHOPELC
Market Information
Market Cap i$1.43B$1.83B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i703,6301,498,682
90 Day Avg. Volume i674,7301,429,601
Last Close$10.49$14.97
52 Week Range$8.82 - $14.54$7.90 - $18.75
% from 52W High-27.85%-20.16%
All-Time High$22.99 (Jan 23, 2017)$146.45 (Dec 15, 2014)
% from All-Time High-54.37%-89.78%
Growth Metrics
Quarterly Revenue Growth-0.32%0.19%
Quarterly Earnings Growth-0.19%1.56%
Financial Health
Profit Margin (TTM) i0.10%0.06%
Operating Margin (TTM) i-0.13%0.16%
Return on Equity (TTM) i0.02%0.06%
Debt to Equity (MRQ) i0.111.59
Cash & Liquidity
Book Value per Share (MRQ)$17.36$12.25
Cash per Share (MRQ)$5.68$6.56
Operating Cash Flow (TTM) i$148.72M$-1,907,550,976
Levered Free Cash Flow (TTM) i$99.63M$-621,227,136
Dividends
Last 12-Month Dividend Yield i6.54%N/A
Last 12-Month Dividend i$0.70N/A

Valuation & Enterprise Metrics Analysis: Hope Bancorp vs LendingClub

MetricHOPELC
Price Ratios
P/E Ratio (TTM) i31.3124.06
Forward P/E i9.1318.33
PEG Ratio i-0.150.16
Price to Sales (TTM) i3.451.42
Price to Book (MRQ) i0.631.26
Market Capitalization
Market Capitalization i$1.43B$1.83B
Enterprise Value i$916.90M$969.13M
Enterprise Value Metrics
Enterprise to Revenue i2.220.78
Enterprise to EBITDA iN/A6.01
Risk & Other Metrics
Beta i0.912.49
Book Value per Share (MRQ) i$17.36$12.25

Financial Statements Comparison: Hope Bancorp vs LendingClub

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HOPELC
Revenue/Sales i$94.58M$217.71M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$-29.90M$15.70M
Income Tax i$-2.02M$4.02M
Net Income (Profit) i$-27.88M$11.67M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HOPELC
Cash & Equivalents i$733.48M$895.52M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$250.84M$25.57M
Total Shareholders Equity i$2.16B$1.36B
Retained Earnings i$1.19B$-325.81M
Property, Plant & Equipment i$88.87M$19.27M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HOPELC
Operating Cash Flow i$18.75M$-386.43M
Capital Expenditures i$-2.66M$-13.07M
Free Cash Flow i$24.01M$-352.32M
Debt Repayment i$-411.00M$0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHOPELC
Shares Short i2.72M5.56M
Short Ratio i4.363.91
Short % of Float i0.03%0.05%
Average Daily Volume (10 Day) i703,6301,498,682
Average Daily Volume (90 Day) i674,7301,429,601
Shares Outstanding i120.76M113.38M
Float Shares i122.33M105.45M
% Held by Insiders i0.05%0.03%
% Held by Institutions i0.91%0.81%

Dividend Analysis & Yield Comparison: Hope Bancorp vs LendingClub

MetricHOPELC
Last 12-Month Dividend i$0.70N/A
Last 12-Month Dividend Yield i6.54%N/A
3-Year Avg Annual Dividend i$0.61N/A
3-Year Avg Dividend Yield i1.25%N/A
3-Year Total Dividends i$1.82N/A
Ex-Dividend DateAug 01, 2025N/A