HomeTrust Bancshares [HTBI] vs U.S. Bancorp [USB] Detailed Stock Comparison
HomeTrust Bancshares
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: HomeTrust Bancshares wins in 8 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | HomeTrust Bancshares | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.42 | 11.68 | HomeTrust Bancshares |
| Price-to-Book Ratio | 1.15 | 1.39 | HomeTrust Bancshares |
| Debt-to-Equity Ratio | 0.36 | 1.34 | HomeTrust Bancshares |
| PEG Ratio | 12.43 | 0.81 | U.S. Bancorp |
| Profit Margin (TTM) | 28.33% | 27.00% | HomeTrust Bancshares |
| Operating Margin (TTM) | 37.12% | 37.33% | U.S. Bancorp |
| EBITDA Margin (TTM) | 37.12% | 37.33% | U.S. Bancorp |
| Return on Equity | 10.42% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.18% | 1.01% | HomeTrust Bancshares |
| Free Cash Flow (TTM) | $28.23M | $11.27B | U.S. Bancorp |
| Dividend Yield | 1.00% | 4.60% | U.S. Bancorp |
| 1-Year Return | 13.85% | 3.05% | HomeTrust Bancshares |
| Price-to-Sales Ratio (TTM) | 3.28 | 2.97 | U.S. Bancorp |
| Enterprise Value | $524.70M | $103.62B | U.S. Bancorp |
| EV/Revenue Ratio | 2.71 | 4.05 | HomeTrust Bancshares |
| Revenue per Share (TTM) | $11 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $3.20 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.86 | 1.03 | HomeTrust Bancshares |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
HomeTrust Bancshares vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| HomeTrust Bancshares | 0.46% | 4.77% | 1.67% | 14.38% | 13.94% | 25.22% |
| U.S. Bancorp | -0.18% | 5.41% | 5.60% | 12.58% | 3.77% | 1.69% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| HomeTrust Bancshares | 13.85% | 81.11% | 174.17% | 130.87% | 245.92% | 415,000.00% |
| U.S. Bancorp | 3.05% | 6.85% | 27.04% | 20.02% | 114.69% | 63.60% |
Performance & Financial Health Analysis: HomeTrust Bancshares vs U.S. Bancorp
| Metric | HTBI | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $634.51M | $75.99B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 35,726 | 6,945,591 |
| 90 Day Avg. Volume | 42,237 | 8,881,984 |
| Last Close | $41.51 | $48.67 |
| 52 Week Range | $30.95 - $41.94 | $35.18 - $53.98 |
| % from 52W High | -1.04% | -9.84% |
| All-Time High | $41.94 (Aug 27, 2025) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -1.03% | -23.44% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | 0.03% |
| Quarterly Earnings Growth | 0.02% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.28% | 0.27% |
| Operating Margin (TTM) | 0.37% | 0.37% |
| Return on Equity (TTM) | 0.10% | 0.12% |
| Debt to Equity (MRQ) | 0.36 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.79 | $35.02 |
| Cash per Share (MRQ) | $17.73 | $39.85 |
| Operating Cash Flow (TTM) | $44.08M | $7.48B |
| Levered Free Cash Flow (TTM) | $54.26M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.00% | 4.60% |
| Last 12-Month Dividend | $0.35 | $1.99 |
Valuation & Enterprise Metrics Analysis: HomeTrust Bancshares vs U.S. Bancorp
| Metric | HTBI | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.42 | 11.68 |
| Forward P/E | 12.43 | 11.28 |
| PEG Ratio | 12.43 | 0.81 |
| Price to Sales (TTM) | 3.28 | 2.97 |
| Price to Book (MRQ) | 1.15 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $634.51M | $75.99B |
| Enterprise Value | $524.70M | $103.62B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.71 | 4.05 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.86 | 1.03 |
| Book Value per Share (MRQ) | $31.79 | $35.02 |
Financial Statements Comparison: HomeTrust Bancshares vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | HTBI | USB |
|---|---|---|
| Revenue/Sales | $51.45M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $18.29M | $2.16B |
| Income Tax | $4.09M | $443.00M |
| Net Income (Profit) | $14.21M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | HTBI | USB |
|---|---|---|
| Cash & Equivalents | $307.76M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $10.12M | $59.86B |
| Total Shareholders Equity | $551.76M | $60.56B |
| Retained Earnings | $380.54M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | HTBI | USB |
|---|---|---|
| Operating Cash Flow | $7.05M | $-750.00M |
| Capital Expenditures | $-10.20M | N/A |
| Free Cash Flow | $2.76M | $-285.00M |
| Debt Repayment | $12.75M | $-2.10B |
| Common Stock Repurchase | $0 | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | HTBI | USB |
|---|---|---|
| Shares Short | N/A | 20.19M |
| Short Ratio | N/A | 1.94 |
| Short % of Float | N/A | 0.01% |
| Average Daily Volume (10 Day) | 35,726 | 6,945,591 |
| Average Daily Volume (90 Day) | 42,237 | 8,881,984 |
| Shares Outstanding | 17.53M | 1.56B |
| Float Shares | 11.40M | 1.55B |
| % Held by Insiders | 0.16% | 0.00% |
| % Held by Institutions | 0.58% | 0.82% |
Dividend Analysis & Yield Comparison: HomeTrust Bancshares vs U.S. Bancorp
| Metric | HTBI | USB |
|---|---|---|
| Last 12-Month Dividend | $0.35 | $1.99 |
| Last 12-Month Dividend Yield | 1.00% | 4.60% |
| 3-Year Avg Annual Dividend | $0.39 | $1.78 |
| 3-Year Avg Dividend Yield | 0.39% | 1.19% |
| 3-Year Total Dividends | $1.17 | $5.35 |
| Ex-Dividend Date | Feb 13, 2025 | Mar 31, 2025 |