Hancock Whitney [HWC] vs UMB Financial [UMBF] Detailed Stock Comparison
Hancock Whitney
NASDAQ
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UMB Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Hancock Whitney wins in 11 metrics, UMB Financial wins in 7 metrics, with 0 ties. Hancock Whitney appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Hancock Whitney | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.66 | 13.66 | Hancock Whitney |
| Price-to-Book Ratio | 1.24 | 1.33 | Hancock Whitney |
| Debt-to-Equity Ratio | 0.34 | 0.51 | Hancock Whitney |
| PEG Ratio | 15.28 | 0.37 | UMB Financial |
| Profit Margin (TTM) | 33.35% | 27.11% | Hancock Whitney |
| Operating Margin (TTM) | 42.59% | 46.33% | UMB Financial |
| EBITDA Margin (TTM) | 42.59% | 46.33% | UMB Financial |
| Return on Equity | 11.36% | 10.05% | Hancock Whitney |
| Return on Assets (TTM) | 1.33% | 0.91% | Hancock Whitney |
| Free Cash Flow (TTM) | $615.51M | $201.08M | Hancock Whitney |
| Dividend Yield | 3.54% | 1.81% | Hancock Whitney |
| 1-Year Return | 22.63% | 12.78% | Hancock Whitney |
| Price-to-Sales Ratio (TTM) | 3.80 | 4.70 | Hancock Whitney |
| Enterprise Value | $5.67B | $11.02B | UMB Financial |
| EV/Revenue Ratio | 4.02 | 5.66 | Hancock Whitney |
| Revenue per Share (TTM) | $16 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $5.42 | $8.83 | UMB Financial |
| Beta (Stock Volatility) | 1.14 | 0.78 | UMB Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Hancock Whitney vs UMB Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hancock Whitney | -0.76% | 0.27% | 5.36% | 16.95% | 22.70% | 16.75% |
| UMB Financial | -1.25% | -4.13% | 4.62% | 19.53% | 18.11% | 7.70% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hancock Whitney | 22.63% | 34.82% | 245.78% | 132.13% | 110.58% | 83.40% |
| UMB Financial | 12.78% | 37.57% | 152.87% | 137.74% | 243.48% | 269.07% |
News Based Sentiment: Hancock Whitney vs UMB Financial
Hancock Whitney
News based Sentiment: POSITIVE
Hancock Whitney demonstrated strong financial performance in Q2 2025, exceeding earnings estimates and prompting analyst upgrades, particularly from Raymond James. While insider selling and a mixed analyst outlook introduce some caution, the overall narrative is positive, supported by robust institutional investment and a commitment to shareholder returns through dividends.
UMB Financial
News based Sentiment: MIXED
September was a month of conflicting signals for UMB Financial. While positive analyst revisions and dividend payouts indicated strength, insider selling and a significant stake reduction by NFJ Investment Group created a more cautious outlook. This mixed picture makes it a moderately important month for investors to assess the company's direction.
Performance & Financial Health Analysis: Hancock Whitney vs UMB Financial
| Metric | HWC | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $5.36B | $9.16B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 704,020 | 482,350 |
| 90 Day Avg. Volume | 649,080 | 547,703 |
| Last Close | $62.59 | $118.89 |
| 52 Week Range | $43.90 - $64.25 | $82.00 - $129.94 |
| % from 52W High | -2.58% | -8.50% |
| All-Time High | $68.42 (Sep 15, 2008) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -8.52% | -8.50% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.78% |
| Quarterly Earnings Growth | -0.01% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.27% |
| Operating Margin (TTM) | 0.43% | 0.46% |
| Return on Equity (TTM) | 0.11% | 0.10% |
| Debt to Equity (MRQ) | 0.34 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $51.15 | $90.63 |
| Cash per Share (MRQ) | $14.02 | $29.90 |
| Operating Cash Flow (TTM) | $584.01M | $705.18M |
| Levered Free Cash Flow (TTM) | $457.79M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.54% | 1.81% |
| Last 12-Month Dividend | $2.15 | $1.99 |
Valuation & Enterprise Metrics Analysis: Hancock Whitney vs UMB Financial
| Metric | HWC | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.66 | 13.66 |
| Forward P/E | 12.32 | 13.07 |
| PEG Ratio | 15.28 | 0.37 |
| Price to Sales (TTM) | 3.80 | 4.70 |
| Price to Book (MRQ) | 1.24 | 1.33 |
| Market Capitalization | ||
| Market Capitalization | $5.36B | $9.16B |
| Enterprise Value | $5.67B | $11.02B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.02 | 5.66 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.14 | 0.78 |
| Book Value per Share (MRQ) | $51.15 | $90.63 |
Financial Statements Comparison: Hancock Whitney vs UMB Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | HWC | UMBF |
|---|---|---|
| Revenue/Sales | $374.45M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $144.58M | $93.05M |
| Income Tax | $31.05M | $11.72M |
| Net Income (Profit) | $113.53M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | HWC | UMBF |
|---|---|---|
| Cash & Equivalents | $1.35B | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $324.86M | $654.38M |
| Total Shareholders Equity | $4.28B | $6.75B |
| Retained Earnings | $2.78B | $3.22B |
| Property, Plant & Equipment | $794.51M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | HWC | UMBF |
|---|---|---|
| Operating Cash Flow | $94.98M | $360.37M |
| Capital Expenditures | $-3.95M | $-8.59M |
| Free Cash Flow | $100.23M | $354.20M |
| Debt Repayment | N/A | $-11.06M |
| Common Stock Repurchase | $-20.75M | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | HWC | UMBF |
|---|---|---|
| Shares Short | 3.99M | 2.08M |
| Short Ratio | 6.27 | 3.31 |
| Short % of Float | 0.06% | 0.03% |
| Average Daily Volume (10 Day) | 704,020 | 482,350 |
| Average Daily Volume (90 Day) | 649,080 | 547,703 |
| Shares Outstanding | 86.12M | 48.81M |
| Float Shares | 83.75M | 72.85M |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.90% | 0.93% |
Dividend Analysis & Yield Comparison: Hancock Whitney vs UMB Financial
| Metric | HWC | UMBF |
|---|---|---|
| Last 12-Month Dividend | $2.15 | $1.99 |
| Last 12-Month Dividend Yield | 3.54% | 1.81% |
| 3-Year Avg Annual Dividend | $1.53 | $1.68 |
| 3-Year Avg Dividend Yield | 0.72% | 0.45% |
| 3-Year Total Dividends | $4.59 | $5.05 |
| Ex-Dividend Date | Sep 05, 2025 | Sep 10, 2025 |