Hancock Whitney [HWC] vs U.S. Bancorp [USB] Detailed Stock Comparison
Hancock Whitney
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Hancock Whitney wins in 11 metrics, U.S. Bancorp wins in 7 metrics, with 0 ties. Hancock Whitney appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Hancock Whitney | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.66 | 11.75 | Hancock Whitney |
| Price-to-Book Ratio | 1.24 | 1.40 | Hancock Whitney |
| Debt-to-Equity Ratio | 0.34 | 1.34 | Hancock Whitney |
| PEG Ratio | 15.28 | 0.81 | U.S. Bancorp |
| Profit Margin (TTM) | 33.35% | 27.00% | Hancock Whitney |
| Operating Margin (TTM) | 42.59% | 37.33% | Hancock Whitney |
| EBITDA Margin (TTM) | 42.59% | 37.33% | Hancock Whitney |
| Return on Equity | 11.36% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.33% | 1.01% | Hancock Whitney |
| Free Cash Flow (TTM) | $615.51M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.54% | 4.60% | U.S. Bancorp |
| 1-Year Return | 22.63% | 7.13% | Hancock Whitney |
| Price-to-Sales Ratio (TTM) | 3.80 | 2.99 | U.S. Bancorp |
| Enterprise Value | $5.67B | $104.49B | U.S. Bancorp |
| EV/Revenue Ratio | 4.02 | 4.09 | Hancock Whitney |
| Revenue per Share (TTM) | $16 | $16 | Hancock Whitney |
| Earnings per Share (Diluted) | $5.42 | $4.18 | Hancock Whitney |
| Beta (Stock Volatility) | 1.14 | 1.07 | U.S. Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Hancock Whitney vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hancock Whitney | -0.76% | 0.27% | 5.36% | 16.95% | 22.70% | 16.75% |
| U.S. Bancorp | -1.83% | 1.32% | 7.32% | 14.23% | 16.86% | 2.99% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hancock Whitney | 22.63% | 34.82% | 245.78% | 132.13% | 110.58% | 83.40% |
| U.S. Bancorp | 7.13% | 17.02% | 40.19% | 18.29% | 119.95% | 69.44% |
News Based Sentiment: Hancock Whitney vs U.S. Bancorp
Hancock Whitney
News based Sentiment: POSITIVE
Hancock Whitney demonstrated strong financial performance in Q2 2025, exceeding earnings estimates and prompting analyst upgrades, particularly from Raymond James. While insider selling and a mixed analyst outlook introduce some caution, the overall narrative is positive, supported by robust institutional investment and a commitment to shareholder returns through dividends.
U.S. Bancorp
News based Sentiment: POSITIVE
September brought a positive dividend increase and a favorable analyst rating for U.S. Bancorp, signaling confidence in the company's financial health. While institutional investor activity was mixed, the overall narrative suggests a stable and moderately growing investment opportunity. The reduction in the stress capital buffer further enhances the bank's financial flexibility.
Performance & Financial Health Analysis: Hancock Whitney vs U.S. Bancorp
| Metric | HWC | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $5.36B | $76.46B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 704,020 | 9,359,840 |
| 90 Day Avg. Volume | 649,080 | 8,345,997 |
| Last Close | $62.59 | $48.39 |
| 52 Week Range | $43.90 - $64.25 | $35.18 - $53.98 |
| % from 52W High | -2.58% | -10.36% |
| All-Time High | $68.42 (Sep 15, 2008) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -8.52% | -23.88% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.03% |
| Quarterly Earnings Growth | -0.01% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.27% |
| Operating Margin (TTM) | 0.43% | 0.37% |
| Return on Equity (TTM) | 0.11% | 0.12% |
| Debt to Equity (MRQ) | 0.34 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $51.15 | $35.02 |
| Cash per Share (MRQ) | $14.02 | $39.85 |
| Operating Cash Flow (TTM) | $584.01M | $7.48B |
| Levered Free Cash Flow (TTM) | $457.79M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.54% | 4.60% |
| Last 12-Month Dividend | $2.15 | $1.99 |
Valuation & Enterprise Metrics Analysis: Hancock Whitney vs U.S. Bancorp
| Metric | HWC | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.66 | 11.75 |
| Forward P/E | 12.32 | 11.35 |
| PEG Ratio | 15.28 | 0.81 |
| Price to Sales (TTM) | 3.80 | 2.99 |
| Price to Book (MRQ) | 1.24 | 1.40 |
| Market Capitalization | ||
| Market Capitalization | $5.36B | $76.46B |
| Enterprise Value | $5.67B | $104.49B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.02 | 4.09 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.14 | 1.07 |
| Book Value per Share (MRQ) | $51.15 | $35.02 |
Financial Statements Comparison: Hancock Whitney vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | HWC | USB |
|---|---|---|
| Revenue/Sales | $374.45M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $144.58M | $2.16B |
| Income Tax | $31.05M | $443.00M |
| Net Income (Profit) | $113.53M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | HWC | USB |
|---|---|---|
| Cash & Equivalents | $1.35B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $324.86M | $59.86B |
| Total Shareholders Equity | $4.28B | $60.56B |
| Retained Earnings | $2.78B | $77.69B |
| Property, Plant & Equipment | $794.51M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | HWC | USB |
|---|---|---|
| Operating Cash Flow | $94.98M | $-750.00M |
| Capital Expenditures | $-3.95M | N/A |
| Free Cash Flow | $100.23M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-20.75M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | HWC | USB |
|---|---|---|
| Shares Short | 3.99M | 22.06M |
| Short Ratio | 6.27 | 2.62 |
| Short % of Float | 0.06% | 0.01% |
| Average Daily Volume (10 Day) | 704,020 | 9,359,840 |
| Average Daily Volume (90 Day) | 649,080 | 8,345,997 |
| Shares Outstanding | 86.12M | 1.56B |
| Float Shares | 83.75M | 1.55B |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.90% | 0.82% |
Dividend Analysis & Yield Comparison: Hancock Whitney vs U.S. Bancorp
| Metric | HWC | USB |
|---|---|---|
| Last 12-Month Dividend | $2.15 | $1.99 |
| Last 12-Month Dividend Yield | 3.54% | 4.60% |
| 3-Year Avg Annual Dividend | $1.53 | $1.78 |
| 3-Year Avg Dividend Yield | 0.72% | 1.19% |
| 3-Year Total Dividends | $4.59 | $5.35 |
| Ex-Dividend Date | Sep 05, 2025 | Mar 31, 2025 |