Inter [INTR] vs UMB Financial [UMBF] Detailed Stock Comparison
Inter
NASDAQ
Loading...
UMB Financial
NASDAQ
Loading...
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Inter wins in 7 metrics, UMB Financial wins in 11 metrics, with 0 ties. UMB Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Inter | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 18.83 | 13.53 | UMB Financial |
| Price-to-Book Ratio | 0.43 | 1.32 | Inter |
| Debt-to-Equity Ratio | 2.71 | 0.51 | UMB Financial |
| PEG Ratio | 0.38 | 0.37 | UMB Financial |
| Profit Margin (TTM) | 21.08% | 27.11% | UMB Financial |
| Operating Margin (TTM) | 27.87% | 46.33% | UMB Financial |
| EBITDA Margin (TTM) | 27.87% | 46.33% | UMB Financial |
| Return on Equity | 13.27% | 10.05% | Inter |
| Return on Assets (TTM) | 1.58% | 0.91% | Inter |
| Free Cash Flow (TTM) | $609.78M | $201.08M | Inter |
| Dividend Yield | 1.06% | 1.81% | UMB Financial |
| 1-Year Return | 43.31% | 10.09% | Inter |
| Price-to-Sales Ratio (TTM) | 0.75 | 4.65 | Inter |
| Enterprise Value | $4.22B | $10.94B | UMB Financial |
| EV/Revenue Ratio | 4.24 | 5.61 | Inter |
| Revenue per Share (TTM) | $12 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $0.48 | $8.83 | UMB Financial |
| Beta (Stock Volatility) | 1.15 | 0.74 | UMB Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Inter vs UMB Financial Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Inter | -0.44% | -2.91% | 2.74% | 29.12% | 76.47% | 118.98% |
| UMB Financial | 0.41% | 1.27% | -4.46% | 10.12% | 38.54% | 7.34% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Inter | 43.31% | 208.22% | 165.49% | 165.49% | 165.49% | 165.49% |
| UMB Financial | 10.09% | 35.72% | 114.57% | 136.06% | 239.05% | 275.32% |
News Based Sentiment: Inter vs UMB Financial
Inter
News based Sentiment: POSITIVE
September was a strong month for Inter & Co., highlighted by its expansion into the U.S. market and robust financial results. While a potential downside risk was identified by one analyst, the overall narrative is positive, driven by strong growth fundamentals and significant institutional support. The ambitious 2028 projections signal confidence in the company's future.
UMB Financial
News based Sentiment: POSITIVE
UMB Financial experienced a remarkably strong month driven by exceptional Q2 earnings that significantly exceeded expectations. This positive performance fueled analyst upgrades, increased price targets, and a generally optimistic outlook, making it a significant positive development for investors. While insider selling is a minor concern, the overall narrative is strongly positive.
Performance & Financial Health Analysis: Inter vs UMB Financial
| Metric | INTR | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $3.98B | $9.16B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,841,150 | 395,660 |
| 90 Day Avg. Volume | 1,965,513 | 492,787 |
| Last Close | $9.00 | $119.99 |
| 52 Week Range | $3.88 - $9.48 | $82.00 - $129.94 |
| % from 52W High | -5.06% | -7.66% |
| All-Time High | $9.48 (Sep 23, 2025) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -5.06% | -7.66% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.36% | 0.78% |
| Quarterly Earnings Growth | 0.53% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.21% | 0.27% |
| Operating Margin (TTM) | 0.28% | 0.46% |
| Return on Equity (TTM) | 0.13% | 0.10% |
| Debt to Equity (MRQ) | 2.71 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $21.11 | $90.63 |
| Cash per Share (MRQ) | $15.98 | $29.90 |
| Operating Cash Flow (TTM) | $-483,749,950 | $705.18M |
| Levered Free Cash Flow (TTM) | $170.04M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.06% | 1.81% |
| Last 12-Month Dividend | $0.08 | $1.99 |
Valuation & Enterprise Metrics Analysis: Inter vs UMB Financial
| Metric | INTR | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 18.83 | 13.53 |
| Forward P/E | 16.14 | 12.95 |
| PEG Ratio | 0.38 | 0.37 |
| Price to Sales (TTM) | 0.75 | 4.65 |
| Price to Book (MRQ) | 0.43 | 1.32 |
| Market Capitalization | ||
| Market Capitalization | $3.98B | $9.16B |
| Enterprise Value | $4.22B | $10.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.24 | 5.61 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.15 | 0.74 |
| Book Value per Share (MRQ) | $21.11 | $90.63 |
Financial Statements Comparison: Inter vs UMB Financial
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | INTR | UMBF |
|---|---|---|
| Revenue/Sales | $375.90M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $71.97M | $93.05M |
| Income Tax | $9.64M | $11.72M |
| Net Income (Profit) | $62.33M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | INTR | UMBF |
|---|---|---|
| Cash & Equivalents | $1.40B | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $2.27B | $654.38M |
| Total Shareholders Equity | $1.76B | $6.75B |
| Retained Earnings | N/A | $3.22B |
| Property, Plant & Equipment | $25.28M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | INTR | UMBF |
|---|---|---|
| Operating Cash Flow | $945.86M | $360.37M |
| Capital Expenditures | $-8.72M | $-8.59M |
| Free Cash Flow | $451.76M | $354.20M |
| Debt Repayment | N/A | $-11.06M |
| Common Stock Repurchase | N/A | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | INTR | UMBF |
|---|---|---|
| Shares Short | 5.89M | 2.26M |
| Short Ratio | 2.91 | 4.44 |
| Short % of Float | 0.10% | 0.04% |
| Average Daily Volume (10 Day) | 1,841,150 | 395,660 |
| Average Daily Volume (90 Day) | 1,965,513 | 492,787 |
| Shares Outstanding | 82.42M | 48.81M |
| Float Shares | 177.77M | 72.88M |
| % Held by Insiders | 0.20% | 0.05% |
| % Held by Institutions | 0.23% | 0.93% |
Dividend Analysis & Yield Comparison: Inter vs UMB Financial
| Metric | INTR | UMBF |
|---|---|---|
| Last 12-Month Dividend | $0.08 | $1.99 |
| Last 12-Month Dividend Yield | 1.06% | 1.81% |
| 3-Year Avg Annual Dividend | $0.04 | $1.68 |
| 3-Year Avg Dividend Yield | 1.06% | 0.45% |
| 3-Year Total Dividends | $0.11 | $5.05 |
| Ex-Dividend Date | Feb 14, 2025 | Sep 10, 2025 |