Jack Henry [JKHY] vs Fiserv [FI] Detailed Stock Comparison
Jack Henry
NASDAQ
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Fiserv
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Jack Henry wins in 9 metrics, Fiserv wins in 10 metrics, with 0 ties. Fiserv appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Jack Henry | Fiserv | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.48 | 21.30 | Fiserv |
| Price-to-Book Ratio | 5.00 | 2.75 | Fiserv |
| Debt-to-Equity Ratio | 2.40 | 115.31 | Jack Henry |
| PEG Ratio | 0.89 | 0.98 | Jack Henry |
| EV/EBITDA | 16.98 | 10.43 | Fiserv |
| Profit Margin (TTM) | 19.19% | 16.00% | Jack Henry |
| Operating Margin (TTM) | 25.30% | 30.80% | Fiserv |
| EBITDA Margin (TTM) | 25.30% | 30.80% | Fiserv |
| Return on Equity | 22.94% | 12.46% | Jack Henry |
| Return on Assets (TTM) | 11.91% | 4.53% | Jack Henry |
| Free Cash Flow (TTM) | $410.34M | $5.06B | Fiserv |
| Dividend Yield | 1.76% | N/A | N/A |
| 1-Year Return | -18.40% | -33.44% | Jack Henry |
| Price-to-Sales Ratio (TTM) | 4.49 | 3.28 | Fiserv |
| Enterprise Value | $10.61B | $98.60B | Fiserv |
| EV/Revenue Ratio | 4.47 | 4.67 | Jack Henry |
| Gross Profit Margin (TTM) | 44.12% | 61.82% | Fiserv |
| Revenue per Share (TTM) | $33 | $37 | Fiserv |
| Earnings per Share (Diluted) | $6.23 | $5.99 | Jack Henry |
| Beta (Stock Volatility) | 0.78 | 0.95 | Jack Henry |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Jack Henry vs Fiserv Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Jack Henry | 1.32% | 0.48% | -7.93% | -17.11% | -11.64% | -13.49% |
| Fiserv | 1.31% | -1.74% | -6.30% | -26.90% | -36.16% | -38.49% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Jack Henry | -18.40% | -18.43% | -7.78% | 103.47% | 465.50% | 725.77% |
| Fiserv | -33.44% | 34.58% | 25.16% | 175.59% | 815.39% | 1,028.14% |
News Based Sentiment: Jack Henry vs Fiserv
Jack Henry
News based Sentiment: MIXED
Jack Henry delivered a strong earnings report in August and made a strategic acquisition in October, but these positives are tempered by a regulatory investigation, mixed analyst sentiment, and increased selling pressure from institutional investors and insiders. This creates a complex investment picture with both opportunities and risks.
Fiserv
News based Sentiment: MIXED
October presented a mixed bag for Fiserv, with strategic acquisitions and steady small business indicators offset by a declining stock price and cautious analyst sentiment. While the company is actively investing in its future, market pressures and concerns about revenue growth are creating uncertainty for investors.
Performance & Financial Health Analysis: Jack Henry vs Fiserv
| Metric | JKHY | FI |
|---|---|---|
| Market Information | ||
| Market Cap | $10.88B | $71.25B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,164,286 | 5,274,380 |
| 90 Day Avg. Volume | 966,509 | 4,542,247 |
| Last Close | $149.64 | $126.69 |
| 52 Week Range | $144.12 - $196.00 | $124.89 - $238.59 |
| % from 52W High | -23.65% | -46.90% |
| All-Time High | $212.62 (Aug 08, 2022) | $238.59 (Mar 03, 2025) |
| % from All-Time High | -29.62% | -46.90% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.10% | 0.08% |
| Quarterly Earnings Growth | 0.26% | 0.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.19% | 0.16% |
| Operating Margin (TTM) | 0.25% | 0.31% |
| Return on Equity (TTM) | 0.23% | 0.12% |
| Debt to Equity (MRQ) | 2.40 | 115.31 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $29.26 | $46.35 |
| Cash per Share (MRQ) | $1.40 | $1.84 |
| Operating Cash Flow (TTM) | $641.50M | $6.77B |
| Levered Free Cash Flow (TTM) | $356.15M | $4.37B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.76% | N/A |
| Last 12-Month Dividend | $2.84 | $0.00 |
Valuation & Enterprise Metrics Analysis: Jack Henry vs Fiserv
| Metric | JKHY | FI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.48 | 21.30 |
| Forward P/E | 23.14 | 12.52 |
| PEG Ratio | 0.89 | 0.98 |
| Price to Sales (TTM) | 4.49 | 3.28 |
| Price to Book (MRQ) | 5.00 | 2.75 |
| Market Capitalization | ||
| Market Capitalization | $10.88B | $71.25B |
| Enterprise Value | $10.61B | $98.60B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.47 | 4.67 |
| Enterprise to EBITDA | 16.98 | 10.43 |
| Risk & Other Metrics | ||
| Beta | 0.78 | 0.95 |
| Book Value per Share (MRQ) | $29.26 | $46.35 |
Financial Statements Comparison: Jack Henry vs Fiserv
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | JKHY | FI |
|---|---|---|
| Revenue/Sales | $615.37M | $5.52B |
| Cost of Goods Sold | $343.88M | $2.11B |
| Gross Profit | $271.49M | $3.41B |
| Research & Development | $42.58M | N/A |
| Operating Income (EBIT) | $155.70M | $1.70B |
| EBITDA | $213.54M | $2.47B |
| Pre-Tax Income | $159.95M | $1.29B |
| Income Tax | $32.35M | $246.00M |
| Net Income (Profit) | $127.60M | $1.03B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | JKHY | FI |
|---|---|---|
| Cash & Equivalents | $101.95M | $532.00M |
| Total Current Assets | $681.46M | $26.47B |
| Total Current Liabilities | $535.78M | $24.32B |
| Long-Term Debt | N/A | $28.06B |
| Total Shareholders Equity | $2.13B | $25.76B |
| Retained Earnings | $3.37B | $25.45B |
| Property, Plant & Equipment | $0 | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | JKHY | FI |
|---|---|---|
| Operating Cash Flow | $312.77M | $1.75B |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $271.26M | $1.19B |
| Debt Repayment | $-265.00M | $-1.41B |
| Common Stock Repurchase | $1,000 | $-2.29B |
Short Interest & Institutional Ownership Analysis
| Metric | JKHY | FI |
|---|---|---|
| Shares Short | 2.79M | 6.31M |
| Short Ratio | 3.52 | 1.59 |
| Short % of Float | 0.04% | 0.01% |
| Average Daily Volume (10 Day) | 1,164,286 | 5,274,380 |
| Average Daily Volume (90 Day) | 966,509 | 4,542,247 |
| Shares Outstanding | 72.84M | 564.00M |
| Float Shares | 72.36M | 539.31M |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 1.00% | 0.92% |
Dividend Analysis & Yield Comparison: Jack Henry vs Fiserv
| Metric | JKHY | FI |
|---|---|---|
| Last 12-Month Dividend | $2.84 | $0.00 |
| Last 12-Month Dividend Yield | 1.76% | N/A |
| 3-Year Avg Annual Dividend | $2.33 | $0.00 |
| 3-Year Avg Dividend Yield | 0.31% | N/A |
| 3-Year Total Dividends | $7.00 | $0.00 |
| Ex-Dividend Date | Sep 05, 2025 | N/A |