Middlefield Banc [MBCN] vs Nu Holdings [NU] Detailed Stock Comparison
Middlefield Banc
NASDAQ
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Middlefield Banc wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Middlefield Banc | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.72 | 32.19 | Middlefield Banc |
| Price-to-Book Ratio | 1.07 | 7.64 | Middlefield Banc |
| Debt-to-Equity Ratio | 0.47 | 0.36 | Nu Holdings |
| PEG Ratio | 0.28 | 1.09 | Middlefield Banc |
| Profit Margin (TTM) | 25.78% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 39.27% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 39.27% | 54.14% | Nu Holdings |
| Return on Equity | 8.60% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 0.97% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $16.69M | $2.22B | Nu Holdings |
| Dividend Yield | 3.49% | N/A | N/A |
| 1-Year Return | -2.55% | 12.11% | Nu Holdings |
| Price-to-Sales Ratio (TTM) | 3.38 | 12.50 | Middlefield Banc |
| Enterprise Value | $258.99M | $62.48B | Nu Holdings |
| EV/Revenue Ratio | 3.67 | 10.68 | Middlefield Banc |
| Revenue per Share (TTM) | $9 | $1 | Middlefield Banc |
| Earnings per Share (Diluted) | $2.25 | $0.47 | Middlefield Banc |
| Beta (Stock Volatility) | 0.45 | 1.09 | Middlefield Banc |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Middlefield Banc vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Middlefield Banc | -2.45% | -3.91% | -5.52% | -8.69% | 5.49% | 1.47% |
| Nu Holdings | -0.58% | 0.99% | -0.58% | 12.68% | 40.75% | 44.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Middlefield Banc | -2.55% | -2.08% | 40.27% | 84.04% | 66.18% | -19.26% |
| Nu Holdings | 12.11% | 273.06% | 29.70% | 29.70% | 29.70% | 29.70% |
News Based Sentiment: Middlefield Banc vs Nu Holdings
Middlefield Banc
News based Sentiment: POSITIVE
The month saw positive developments in executive leadership, institutional investment, and a stable stock outlook, offset by a brief dip below the 50-day moving average. The upcoming earnings release is a key event, but overall the narrative is cautiously optimistic.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.
Performance & Financial Health Analysis: Middlefield Banc vs Nu Holdings
| Metric | MBCN | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $240.98M | $74.71B |
| Market Cap Category | Micro cap | Large cap |
| 10 Day Avg. Volume | 6,080 | 48,849,330 |
| 90 Day Avg. Volume | 7,030 | 47,124,900 |
| Last Close | $28.25 | $15.37 |
| 52 Week Range | $22.74 - $34.00 | $9.01 - $16.42 |
| % from 52W High | -16.91% | -6.42% |
| All-Time High | $40.24 (Nov 27, 2006) | $16.42 (Sep 23, 2025) |
| % from All-Time High | -29.80% | -6.39% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.21% | 0.14% |
| Quarterly Earnings Growth | 0.48% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.39% |
| Operating Margin (TTM) | 0.39% | 0.54% |
| Return on Equity (TTM) | 0.09% | 0.28% |
| Debt to Equity (MRQ) | 0.47 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.74 | $1.98 |
| Cash per Share (MRQ) | $9.01 | $2.92 |
| Operating Cash Flow (TTM) | $21.51M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $15.52M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.49% | N/A |
| Last 12-Month Dividend | $1.03 | N/A |
Valuation & Enterprise Metrics Analysis: Middlefield Banc vs Nu Holdings
| Metric | MBCN | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.72 | 32.19 |
| Forward P/E | 15.73 | 24.40 |
| PEG Ratio | 0.28 | 1.09 |
| Price to Sales (TTM) | 3.38 | 12.50 |
| Price to Book (MRQ) | 1.07 | 7.64 |
| Market Capitalization | ||
| Market Capitalization | $240.98M | $74.71B |
| Enterprise Value | $258.99M | $62.48B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.67 | 10.68 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.45 | 1.09 |
| Book Value per Share (MRQ) | $26.74 | $1.98 |
Financial Statements Comparison: Middlefield Banc vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MBCN | NU |
|---|---|---|
| Revenue/Sales | $18.04M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $5.75M | $795.07M |
| Income Tax | $924,000 | $237.87M |
| Net Income (Profit) | $4.83M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MBCN | NU |
|---|---|---|
| Cash & Equivalents | $56.15M | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $11.61M | $26.70M |
| Total Shareholders Equity | $213.79M | $8.61B |
| Retained Earnings | $112.43M | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MBCN | NU |
|---|---|---|
| Operating Cash Flow | $7.78M | $3.21B |
| Capital Expenditures | $-273,000 | $-2.40M |
| Free Cash Flow | $7.75M | $1.00B |
| Debt Repayment | $-51,000 | $-356.77M |
| Common Stock Repurchase | $0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | MBCN | NU |
|---|---|---|
| Shares Short | 55,702 | 115.89M |
| Short Ratio | 8.24 | 2.03 |
| Short % of Float | 0.01% | 0.03% |
| Average Daily Volume (10 Day) | 6,080 | 48,849,330 |
| Average Daily Volume (90 Day) | 7,030 | 47,124,900 |
| Shares Outstanding | 8.07M | 4.82B |
| Float Shares | 7.20M | 3.61B |
| % Held by Insiders | 0.04% | 0.05% |
| % Held by Institutions | 0.35% | 0.80% |
Dividend Analysis & Yield Comparison: Middlefield Banc vs Nu Holdings
| Metric | MBCN | NU |
|---|---|---|
| Last 12-Month Dividend | $1.03 | N/A |
| Last 12-Month Dividend Yield | 3.49% | N/A |
| 3-Year Avg Annual Dividend | $0.92 | N/A |
| 3-Year Avg Dividend Yield | 0.79% | N/A |
| 3-Year Total Dividends | $2.75 | N/A |
| Ex-Dividend Date | Aug 29, 2025 | N/A |