Middlefield Banc [MBCN] vs U.S. Bancorp [USB] Detailed Stock Comparison
Middlefield Banc
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Middlefield Banc wins in 7 metrics, U.S. Bancorp wins in 11 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Middlefield Banc | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.72 | 11.36 | U.S. Bancorp |
| Price-to-Book Ratio | 1.07 | 1.36 | Middlefield Banc |
| Debt-to-Equity Ratio | 0.47 | 1.34 | Middlefield Banc |
| PEG Ratio | 0.28 | 0.79 | Middlefield Banc |
| Profit Margin (TTM) | 25.78% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 39.27% | 37.33% | Middlefield Banc |
| EBITDA Margin (TTM) | 39.27% | 37.33% | Middlefield Banc |
| Return on Equity | 8.60% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 0.97% | 1.01% | U.S. Bancorp |
| Free Cash Flow (TTM) | $16.69M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.49% | 4.60% | U.S. Bancorp |
| 1-Year Return | -2.55% | 1.82% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 3.38 | 2.91 | U.S. Bancorp |
| Enterprise Value | $258.99M | $101.95B | U.S. Bancorp |
| EV/Revenue Ratio | 3.67 | 3.99 | Middlefield Banc |
| Revenue per Share (TTM) | $9 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $2.25 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.45 | 1.08 | Middlefield Banc |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Middlefield Banc vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Middlefield Banc | -2.45% | -3.91% | -5.52% | -8.69% | 5.49% | 1.47% |
| U.S. Bancorp | 0.23% | -1.69% | -4.60% | -0.42% | 19.85% | -1.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Middlefield Banc | -2.55% | -2.08% | 40.27% | 84.04% | 66.18% | -19.26% |
| U.S. Bancorp | 1.82% | 10.15% | 20.34% | 15.53% | 108.96% | 68.45% |
News Based Sentiment: Middlefield Banc vs U.S. Bancorp
Middlefield Banc
News based Sentiment: POSITIVE
The month saw positive developments in executive leadership, institutional investment, and a stable stock outlook, offset by a brief dip below the 50-day moving average. The upcoming earnings release is a key event, but overall the narrative is cautiously optimistic.
U.S. Bancorp
News based Sentiment: MIXED
October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.
Performance & Financial Health Analysis: Middlefield Banc vs U.S. Bancorp
| Metric | MBCN | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $240.98M | $73.46B |
| Market Cap Category | Micro cap | Large cap |
| 10 Day Avg. Volume | 6,080 | 8,391,430 |
| 90 Day Avg. Volume | 7,030 | 9,701,660 |
| Last Close | $28.25 | $47.10 |
| 52 Week Range | $22.74 - $34.00 | $35.18 - $53.98 |
| % from 52W High | -16.91% | -12.75% |
| All-Time High | $40.24 (Nov 27, 2006) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -29.80% | -25.91% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.21% | 0.03% |
| Quarterly Earnings Growth | 0.48% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.27% |
| Operating Margin (TTM) | 0.39% | 0.37% |
| Return on Equity (TTM) | 0.09% | 0.12% |
| Debt to Equity (MRQ) | 0.47 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.74 | $35.02 |
| Cash per Share (MRQ) | $9.01 | $39.85 |
| Operating Cash Flow (TTM) | $21.51M | $7.48B |
| Levered Free Cash Flow (TTM) | $15.52M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.49% | 4.60% |
| Last 12-Month Dividend | $1.03 | $1.99 |
Valuation & Enterprise Metrics Analysis: Middlefield Banc vs U.S. Bancorp
| Metric | MBCN | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.72 | 11.36 |
| Forward P/E | 15.73 | 10.97 |
| PEG Ratio | 0.28 | 0.79 |
| Price to Sales (TTM) | 3.38 | 2.91 |
| Price to Book (MRQ) | 1.07 | 1.36 |
| Market Capitalization | ||
| Market Capitalization | $240.98M | $73.46B |
| Enterprise Value | $258.99M | $101.95B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.67 | 3.99 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.45 | 1.08 |
| Book Value per Share (MRQ) | $26.74 | $35.02 |
Financial Statements Comparison: Middlefield Banc vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MBCN | USB |
|---|---|---|
| Revenue/Sales | $18.04M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $5.75M | $2.16B |
| Income Tax | $924,000 | $443.00M |
| Net Income (Profit) | $4.83M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MBCN | USB |
|---|---|---|
| Cash & Equivalents | $56.15M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $11.61M | $59.86B |
| Total Shareholders Equity | $213.79M | $60.56B |
| Retained Earnings | $112.43M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MBCN | USB |
|---|---|---|
| Operating Cash Flow | $7.78M | $-750.00M |
| Capital Expenditures | $-273,000 | N/A |
| Free Cash Flow | $7.75M | $-285.00M |
| Debt Repayment | $-51,000 | $-2.10B |
| Common Stock Repurchase | $0 | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | MBCN | USB |
|---|---|---|
| Shares Short | 55,702 | 22.01M |
| Short Ratio | 8.24 | 2.51 |
| Short % of Float | 0.01% | 0.01% |
| Average Daily Volume (10 Day) | 6,080 | 8,391,430 |
| Average Daily Volume (90 Day) | 7,030 | 9,701,660 |
| Shares Outstanding | 8.07M | 1.56B |
| Float Shares | 7.20M | 1.55B |
| % Held by Insiders | 0.04% | 0.00% |
| % Held by Institutions | 0.35% | 0.82% |
Dividend Analysis & Yield Comparison: Middlefield Banc vs U.S. Bancorp
| Metric | MBCN | USB |
|---|---|---|
| Last 12-Month Dividend | $1.03 | $1.99 |
| Last 12-Month Dividend Yield | 3.49% | 4.60% |
| 3-Year Avg Annual Dividend | $0.92 | $1.78 |
| 3-Year Avg Dividend Yield | 0.79% | 1.19% |
| 3-Year Total Dividends | $2.75 | $5.35 |
| Ex-Dividend Date | Aug 29, 2025 | Mar 31, 2025 |