Medallion Financial [MFIN] vs Finance of America [FOA] Detailed Stock Comparison
Medallion Financial
NASDAQ
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Finance of America
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Medallion Financial wins in 8 metrics, Finance of America wins in 9 metrics, with 0 ties. Finance of America appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Medallion Financial | Finance of America | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 5.70 | 3.22 | Finance of America |
| Price-to-Book Ratio | 0.58 | 0.76 | Medallion Financial |
| Debt-to-Equity Ratio | 432.28 | 2,306.87 | Medallion Financial |
| PEG Ratio | 0.10 | 0.00 | Finance of America |
| EV/EBITDA | 14.07 | N/A | N/A |
| Profit Margin (TTM) | 12.59% | 17.11% | Finance of America |
| Operating Margin (TTM) | 50.41% | 50.24% | Medallion Financial |
| EBITDA Margin (TTM) | 50.41% | 50.24% | Medallion Financial |
| Return on Equity | 10.25% | 60.90% | Finance of America |
| Return on Assets (TTM) | 3.80% | 0.76% | Medallion Financial |
| Free Cash Flow (TTM) | $115.51M | $-423.82M | Medallion Financial |
| Dividend Yield | 5.52% | N/A | N/A |
| 1-Year Return | 19.30% | 114.82% | Finance of America |
| Price-to-Sales Ratio (TTM) | 0.70 | 0.47 | Finance of America |
| Enterprise Value | $2.52B | $11.27B | Finance of America |
| EV/Revenue Ratio | 7.58 | 21.36 | Medallion Financial |
| Revenue per Share (TTM) | $15 | $51 | Finance of America |
| Earnings per Share (Diluted) | $1.75 | $6.93 | Finance of America |
| Beta (Stock Volatility) | 1.36 | 1.51 | Medallion Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Medallion Financial vs Finance of America Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Medallion Financial | -0.90% | -1.59% | -7.91% | 2.59% | 19.30% | 7.62% |
| Finance of America | 0.09% | -1.15% | -14.52% | -2.53% | 13.07% | -21.07% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Medallion Financial | 19.30% | 43.75% | 300.40% | 15.67% | 19.73% | 1.75% |
| Finance of America | 114.82% | 40.38% | -77.57% | -77.57% | -77.57% | -77.57% |
News Based Sentiment: Medallion Financial vs Finance of America
Medallion Financial
News sentiment data is not available for Medallion Financial at this time.
Finance of America
News based Sentiment: MIXED
September presented a mixed bag for Finance of America, with strong revenue and debt management overshadowed by an earnings miss and a declining stock price. While institutional investors continue to show confidence, the insider sale and analyst downgrades introduce caution, making it a moderately significant month for investors.
Performance & Financial Health Analysis: Medallion Financial vs Finance of America
| Metric | MFIN | FOA |
|---|---|---|
| Market Information | ||
| Market Cap | $232.00M | $247.07M |
| Market Cap Category | Micro cap | Micro cap |
| 10 Day Avg. Volume | 37,300 | 175,090 |
| 90 Day Avg. Volume | 44,177 | 142,687 |
| Last Close | $9.89 | $22.32 |
| 52 Week Range | $7.71 - $10.98 | $10.00 - $32.40 |
| % from 52W High | -9.93% | -31.11% |
| All-Time High | $31.36 (Apr 20, 1998) | $116.65 (May 03, 2021) |
| % from All-Time High | -68.46% | -80.87% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.22% | 1.24% |
| Quarterly Earnings Growth | 0.56% | 1.44% |
| Financial Health | ||
| Profit Margin (TTM) | 0.13% | 0.17% |
| Operating Margin (TTM) | 0.50% | 0.50% |
| Return on Equity (TTM) | 0.10% | 0.61% |
| Debt to Equity (MRQ) | 432.28 | 2,306.87 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $17.31 | $29.37 |
| Cash per Share (MRQ) | $6.75 | $4.20 |
| Operating Cash Flow (TTM) | $81.15M | $-376,128,992 |
| Levered Free Cash Flow (TTM) | $-16,408,250 | $15.49M |
| Dividends | ||
| Last 12-Month Dividend Yield | 5.52% | N/A |
| Last 12-Month Dividend | $0.56 | N/A |
Valuation & Enterprise Metrics Analysis: Medallion Financial vs Finance of America
| Metric | MFIN | FOA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 5.70 | 3.22 |
| Forward P/E | 5.61 | 8.38 |
| PEG Ratio | 0.10 | 0.00 |
| Price to Sales (TTM) | 0.70 | 0.47 |
| Price to Book (MRQ) | 0.58 | 0.76 |
| Market Capitalization | ||
| Market Capitalization | $232.00M | $247.07M |
| Enterprise Value | $2.52B | $11.27B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.58 | 21.36 |
| Enterprise to EBITDA | 14.07 | N/A |
| Risk & Other Metrics | ||
| Beta | 1.36 | 1.51 |
| Book Value per Share (MRQ) | $17.31 | $29.37 |
Financial Statements Comparison: Medallion Financial vs Finance of America
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MFIN | FOA |
|---|---|---|
| Revenue/Sales | $57.93M | $146.62M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $19.47M | $81.69M |
| Income Tax | $5.81M | $1.94M |
| Net Income (Profit) | $13.67M | $75.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MFIN | FOA |
|---|---|---|
| Cash & Equivalents | $131.51M | $52.02M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $204.19M | $27.77B |
| Total Shareholders Equity | $449.01M | $394.89M |
| Retained Earnings | $139.72M | $-668.69M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MFIN | FOA |
|---|---|---|
| Operating Cash Flow | $16.72M | $-96.47M |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $36.26M | $-96.47M |
| Debt Repayment | N/A | $-2.86B |
| Common Stock Repurchase | $-531,000 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | MFIN | FOA |
|---|---|---|
| Shares Short | 935,566 | 541,234 |
| Short Ratio | 24.80 | 4.65 |
| Short % of Float | 0.05% | 0.11% |
| Average Daily Volume (10 Day) | 37,300 | 175,090 |
| Average Daily Volume (90 Day) | 44,177 | 142,687 |
| Shares Outstanding | 23.14M | 9.93M |
| Float Shares | 15.03M | 4.02M |
| % Held by Insiders | 0.31% | 0.26% |
| % Held by Institutions | 0.39% | 0.65% |
Dividend Analysis & Yield Comparison: Medallion Financial vs Finance of America
| Metric | MFIN | FOA |
|---|---|---|
| Last 12-Month Dividend | $0.56 | N/A |
| Last 12-Month Dividend Yield | 5.52% | N/A |
| 3-Year Avg Annual Dividend | $0.42 | N/A |
| 3-Year Avg Dividend Yield | 1.18% | N/A |
| 3-Year Total Dividends | $1.26 | N/A |
| Ex-Dividend Date | Aug 15, 2025 | N/A |