NMI Holdings [NMIH] vs MGIC Investment [MTG] Detailed Stock Comparison
NMI Holdings
NASDAQ
Loading...
MGIC Investment
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: NMI Holdings wins in 10 metrics, MGIC Investment wins in 8 metrics, with 0 ties. NMI Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | NMI Holdings | MGIC Investment | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.21 | 9.00 | NMI Holdings |
| Price-to-Book Ratio | 1.24 | 1.24 | NMI Holdings |
| Debt-to-Equity Ratio | 17.58 | 12.52 | MGIC Investment |
| PEG Ratio | 1.18 | 1.73 | NMI Holdings |
| EV/EBITDA | 6.13 | 6.52 | NMI Holdings |
| Profit Margin (TTM) | 55.57% | 62.58% | MGIC Investment |
| Operating Margin (TTM) | 75.22% | 83.81% | MGIC Investment |
| EBITDA Margin (TTM) | 75.22% | 83.81% | MGIC Investment |
| Return on Equity | 16.92% | 14.85% | NMI Holdings |
| Return on Assets (TTM) | 9.59% | 9.62% | MGIC Investment |
| Free Cash Flow (TTM) | $386.70M | $723.86M | MGIC Investment |
| Dividend Yield | N/A | 1.45% | N/A |
| 1-Year Return | -1.56% | 10.64% | MGIC Investment |
| Price-to-Sales Ratio (TTM) | 4.41 | 5.19 | NMI Holdings |
| Enterprise Value | $3.22B | $6.63B | MGIC Investment |
| EV/Revenue Ratio | 4.74 | 5.45 | NMI Holdings |
| Revenue per Share (TTM) | $9 | $5 | NMI Holdings |
| Earnings per Share (Diluted) | $4.71 | $3.05 | NMI Holdings |
| Beta (Stock Volatility) | 0.57 | 0.90 | NMI Holdings |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
NMI Holdings vs MGIC Investment Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| NMI Holdings | 0.29% | -1.19% | 2.40% | 2.51% | 11.37% | 7.05% |
| MGIC Investment | 0.18% | -0.22% | 7.73% | 2.85% | 11.85% | 16.01% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| NMI Holdings | -1.56% | 84.29% | 126.47% | 374.33% | 179.86% | 179.86% |
| MGIC Investment | 10.64% | 89.51% | 199.13% | 159.55% | 266.13% | -56.71% |
Performance & Financial Health Analysis: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Market Information | ||
| Market Cap | $3.00B | $6.33B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 382,090 | 2,010,145 |
| 90 Day Avg. Volume | 476,573 | 2,327,162 |
| Last Close | $39.29 | $27.51 |
| 52 Week Range | $31.90 - $43.20 | $21.94 - $28.67 |
| % from 52W High | -9.04% | -4.05% |
| All-Time High | $43.20 (Jul 03, 2025) | $78.95 (Jul 12, 2004) |
| % from All-Time High | -9.05% | -65.16% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.00% |
| Quarterly Earnings Growth | 0.04% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.56% | 0.63% |
| Operating Margin (TTM) | 0.75% | 0.84% |
| Return on Equity (TTM) | 0.17% | 0.15% |
| Debt to Equity (MRQ) | 17.58 | 12.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.14 | $22.11 |
| Cash per Share (MRQ) | $2.63 | $1.28 |
| Operating Cash Flow (TTM) | $393.75M | $771.90M |
| Levered Free Cash Flow (TTM) | $221.23M | $593.80M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.45% |
| Last 12-Month Dividend | N/A | $0.39 |
Valuation & Enterprise Metrics Analysis: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.21 | 9.00 |
| Forward P/E | 8.11 | 9.88 |
| PEG Ratio | 1.18 | 1.73 |
| Price to Sales (TTM) | 4.41 | 5.19 |
| Price to Book (MRQ) | 1.24 | 1.24 |
| Market Capitalization | ||
| Market Capitalization | $3.00B | $6.33B |
| Enterprise Value | $3.22B | $6.63B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.74 | 5.45 |
| Enterprise to EBITDA | 6.13 | 6.52 |
| Risk & Other Metrics | ||
| Beta | 0.57 | 0.90 |
| Book Value per Share (MRQ) | $31.14 | $22.11 |
Financial Statements Comparison: NMI Holdings vs MGIC Investment
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Revenue/Sales | $173.25M | $306.23M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $131.37M | $234.68M |
| Income Tax | $28.81M | $49.22M |
| Net Income (Profit) | $102.56M | $185.46M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Cash & Equivalents | $74.12M | $294.87M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $415.61M | $645.40M |
| Total Shareholders Equity | $2.32B | $5.15B |
| Retained Earnings | $1.69B | $3.33B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Operating Cash Flow | $111.56M | $226.25M |
| Capital Expenditures | N/A | $-125,000 |
| Free Cash Flow | $126.71M | $223.53M |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | $-23.98M | $-225.18M |
Short Interest & Institutional Ownership Analysis
| Metric | NMIH | MTG |
|---|---|---|
| Shares Short | 1.82M | 5.54M |
| Short Ratio | 3.58 | 2.19 |
| Short % of Float | 0.03% | 0.03% |
| Average Daily Volume (10 Day) | 382,090 | 2,010,145 |
| Average Daily Volume (90 Day) | 476,573 | 2,327,162 |
| Shares Outstanding | 78.60M | 248.45M |
| Float Shares | 76.26M | 226.63M |
| % Held by Insiders | 0.02% | 0.02% |
| % Held by Institutions | 0.99% | 1.03% |
Dividend Analysis & Yield Comparison: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.39 |
| Last 12-Month Dividend Yield | N/A | 1.45% |
| 3-Year Avg Annual Dividend | N/A | $0.42 |
| 3-Year Avg Dividend Yield | N/A | 0.62% |
| 3-Year Total Dividends | N/A | $1.27 |
| Ex-Dividend Date | N/A | Feb 18, 2025 |