NMI Holdings [NMIH] vs MGIC Investment [MTG] Detailed Stock Comparison
NMI Holdings
NASDAQ
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MGIC Investment
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: NMI Holdings wins in 10 metrics, MGIC Investment wins in 8 metrics, with 0 ties. NMI Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | NMI Holdings | MGIC Investment | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 7.91 | 9.34 | NMI Holdings |
| Price-to-Book Ratio | 1.20 | 1.27 | NMI Holdings |
| Debt-to-Equity Ratio | 17.58 | 12.52 | MGIC Investment |
| PEG Ratio | 1.14 | 1.62 | NMI Holdings |
| EV/EBITDA | 5.92 | 6.77 | NMI Holdings |
| Profit Margin (TTM) | 55.57% | 62.58% | MGIC Investment |
| Operating Margin (TTM) | 75.22% | 83.81% | MGIC Investment |
| EBITDA Margin (TTM) | 75.22% | 83.81% | MGIC Investment |
| Return on Equity | 16.92% | 14.85% | NMI Holdings |
| Return on Assets (TTM) | 9.59% | 9.62% | MGIC Investment |
| Free Cash Flow (TTM) | $386.70M | $723.86M | MGIC Investment |
| Dividend Yield | N/A | 1.45% | N/A |
| 1-Year Return | -11.02% | 7.04% | MGIC Investment |
| Price-to-Sales Ratio (TTM) | 4.25 | 5.39 | NMI Holdings |
| Enterprise Value | $3.11B | $6.89B | MGIC Investment |
| EV/Revenue Ratio | 4.58 | 5.66 | NMI Holdings |
| Revenue per Share (TTM) | $9 | $5 | NMI Holdings |
| Earnings per Share (Diluted) | $4.71 | $3.01 | NMI Holdings |
| Beta (Stock Volatility) | 0.56 | 0.88 | NMI Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
NMI Holdings vs MGIC Investment Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| NMI Holdings | -1.45% | -6.47% | -7.30% | -14.90% | 2.34% | 0.33% |
| MGIC Investment | -0.86% | -4.38% | -1.93% | -3.54% | 13.12% | 16.22% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| NMI Holdings | -11.02% | 72.56% | 61.41% | 388.30% | 162.29% | 162.29% |
| MGIC Investment | 7.04% | 111.13% | 161.75% | 185.67% | 171.84% | -55.00% |
News Based Sentiment: NMI Holdings vs MGIC Investment
NMI Holdings
News based Sentiment: POSITIVE
Despite a slight dip in share price early in the month, NMI Holdings received positive analyst attention, was identified as undervalued by multiple sources, and continues to demonstrate strong financial performance and consistent earnings surprises. This suggests a positive overall investment story.
MGIC Investment
News based Sentiment: MIXED
October brought a blend of positive and negative signals for MGIC, with strong stock performance countered by insider selling and a cautious analyst outlook. The upcoming Q3 earnings release is a key event that will shape the investment narrative and determine whether the positive momentum continues.
Performance & Financial Health Analysis: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Market Information | ||
| Market Cap | $2.98B | $6.57B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 433,200 | 3,038,221 |
| 90 Day Avg. Volume | 356,723 | 2,042,640 |
| Last Close | $36.72 | $27.51 |
| 52 Week Range | $31.90 - $43.20 | $21.94 - $29.01 |
| % from 52W High | -15.00% | -5.17% |
| All-Time High | $43.20 (Jul 03, 2025) | $78.95 (Jul 12, 2004) |
| % from All-Time High | -15.00% | -65.16% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.00% |
| Quarterly Earnings Growth | 0.04% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.56% | 0.63% |
| Operating Margin (TTM) | 0.75% | 0.84% |
| Return on Equity (TTM) | 0.17% | 0.15% |
| Debt to Equity (MRQ) | 17.58 | 12.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.14 | $22.11 |
| Cash per Share (MRQ) | $2.63 | $1.28 |
| Operating Cash Flow (TTM) | $393.75M | $771.90M |
| Levered Free Cash Flow (TTM) | $221.23M | $593.80M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.45% |
| Last 12-Month Dividend | N/A | $0.39 |
Valuation & Enterprise Metrics Analysis: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 7.91 | 9.34 |
| Forward P/E | 7.81 | 10.11 |
| PEG Ratio | 1.14 | 1.62 |
| Price to Sales (TTM) | 4.25 | 5.39 |
| Price to Book (MRQ) | 1.20 | 1.27 |
| Market Capitalization | ||
| Market Capitalization | $2.98B | $6.57B |
| Enterprise Value | $3.11B | $6.89B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.58 | 5.66 |
| Enterprise to EBITDA | 5.92 | 6.77 |
| Risk & Other Metrics | ||
| Beta | 0.56 | 0.88 |
| Book Value per Share (MRQ) | $31.14 | $22.11 |
Financial Statements Comparison: NMI Holdings vs MGIC Investment
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Revenue/Sales | $173.25M | $304.25M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $131.37M | $246.09M |
| Income Tax | $28.81M | $53.61M |
| Net Income (Profit) | $102.56M | $192.48M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Cash & Equivalents | $74.12M | $294.87M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $415.61M | $645.40M |
| Total Shareholders Equity | $2.32B | $5.15B |
| Retained Earnings | $1.69B | $3.33B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NMIH | MTG |
|---|---|---|
| Operating Cash Flow | $111.56M | $226.25M |
| Capital Expenditures | N/A | $-125,000 |
| Free Cash Flow | $126.71M | $223.53M |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | $-23.98M | $-225.18M |
Short Interest & Institutional Ownership Analysis
| Metric | NMIH | MTG |
|---|---|---|
| Shares Short | 1.64M | 6.71M |
| Short Ratio | 5.24 | 4.52 |
| Short % of Float | 0.03% | 0.04% |
| Average Daily Volume (10 Day) | 433,200 | 3,038,221 |
| Average Daily Volume (90 Day) | 356,723 | 2,042,640 |
| Shares Outstanding | 78.60M | 248.45M |
| Float Shares | 76.26M | 226.66M |
| % Held by Insiders | 0.02% | 0.02% |
| % Held by Institutions | 0.99% | 1.03% |
Dividend Analysis & Yield Comparison: NMI Holdings vs MGIC Investment
| Metric | NMIH | MTG |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.39 |
| Last 12-Month Dividend Yield | N/A | 1.45% |
| 3-Year Avg Annual Dividend | N/A | $0.42 |
| 3-Year Avg Dividend Yield | N/A | 0.62% |
| 3-Year Total Dividends | N/A | $1.27 |
| Ex-Dividend Date | N/A | Feb 18, 2025 |